The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   261,330 2,478 SH   SOLE   0 0 2,478
ABBOTT LABS COM 002824100   218,990 1,610 SH   SOLE   0 0 1,610
AIR PRODS & CHEMS INC COM 009158106   647,328 2,295 SH   SOLE   0 0 2,295
ALPHABET INC CAP STK CL A 02079K305   338,362 1,920 SH   SOLE   0 0 1,920
AMERICAN CENTY ETF TR US SML CP VALU 025072877   3,344,658 36,714 SH   SOLE   0 0 36,714
CENCORA INC COM 03073E105   298,051 994 SH   SOLE   0 0 994
AMGEN INC COM 031162100   364,369 1,305 SH   SOLE   0 0 1,305
APPLE INC COM 037833100   1,861,562 9,073 SH   SOLE   0 0 9,073
BANK AMERICA CORP COM 060505104   275,639 5,825 SH   SOLE   0 0 5,825
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   388,616 800 SH   SOLE   0 0 800
BLACKROCK INC COM 09290D101   482,655 460 SH   SOLE   0 0 460
BOOKING HOLDINGS INC COM 09857L108   329,987 57 SH   SOLE   0 0 57
CHEVRON CORP NEW COM 166764100   285,091 1,991 SH   SOLE   0 0 1,991
CISCO SYS INC COM 17275R102   1,155,672 16,657 SH   SOLE   0 0 16,657
COMCAST CORP NEW CL A 20030N101   201,791 5,654 SH   SOLE   0 0 5,654
COSTCO WHSL CORP NEW COM 22160K105   349,449 353 SH   SOLE   0 0 353
EMERSON ELEC CO COM 291011104   516,254 3,872 SH   SOLE   0 0 3,872
EXXON MOBIL CORP COM 30231G102   277,046 2,570 SH   SOLE   0 0 2,570
GENERAL DYNAMICS CORP COM 369550108   293,702 1,007 SH   SOLE   0 0 1,007
GILEAD SCIENCES INC COM 375558103   219,523 1,980 SH   SOLE   0 0 1,980
HOME DEPOT INC COM 437076102   314,944 859 SH   SOLE   0 0 859
HONEYWELL INTL INC COM 438516106   399,156 1,714 SH   SOLE   0 0 1,714
ILLINOIS TOOL WKS INC COM 452308109   256,151 1,036 SH   SOLE   0 0 1,036
INTERCONTINENTAL EXCHANGE IN COM 45866F104   293,552 1,600 SH   SOLE   0 0 1,600
INTERNATIONAL BUSINESS MACHS COM 459200101   222,559 755 SH   SOLE   0 0 755
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   284,508 13,926 SH   SOLE   0 0 13,926
ISHARES GOLD TR ISHARES NEW 464285204   2,020,796 32,405 SH   SOLE   0 0 32,405
ISHARES TR CORE S&P TTL STK 464287150   1,216,440 9,008 SH   SOLE   0 0 9,008
ISHARES TR SELECT DIVID ETF 464287168   703,096 5,294 SH   SOLE   0 0 5,294
ISHARES TR CORE S&P500 ETF 464287200   3,732,174 6,011 SH   SOLE   0 0 6,010
ISHARES TR CORE S&P MCP ETF 464287507   4,765,774 76,843 SH   SOLE   0 0 76,842
ISHARES TR RUS 1000 VAL ETF 464287598   2,780,440 14,315 SH   SOLE   0 0 14,315
ISHARES TR RUS 1000 GRW ETF 464287614   2,630,100 6,195 SH   SOLE   0 0 6,194
ISHARES TR RUSSELL 2000 ETF 464287655   230,311 1,067 SH   SOLE   0 0 1,067
ISHARES TR CORE S&P SCP ETF 464287804   627,106 5,738 SH   SOLE   0 0 5,737
ISHARES TR PFD AND INCM SEC 464288687   210,302 6,855 SH   SOLE   0 0 6,854
ISHARES TR MSCI USA QLT FCT 46432F339   2,568,621 14,050 SH   SOLE   0 0 14,050
ISHARES TR CORE MSCI EAFE 46432F842   8,957,175 107,297 SH   SOLE   0 0 107,297
ISHARES INC CORE MSCI EMKT 46434G103   8,450,265 140,767 SH   SOLE   0 0 140,767
JPMORGAN CHASE & CO. COM 46625H100   674,697 2,327 SH   SOLE   0 0 2,327
JOHNSON & JOHNSON COM 478160104   526,682 3,448 SH   SOLE   0 0 3,448
KINDER MORGAN INC DEL COM 49456B101   237,787 8,088 SH   SOLE   0 0 8,088
LOCKHEED MARTIN CORP COM 539830109   264,753 572 SH   SOLE   0 0 571
MCDONALDS CORP COM 580135101   237,542 813 SH   SOLE   0 0 813
MICROSOFT CORP COM 594918104   1,524,666 3,065 SH   SOLE   0 0 3,065
MONDELEZ INTL INC CL A 609207105   204,928 3,039 SH   SOLE   0 0 3,038
NOVARTIS AG SPONSORED ADR 66987V109   338,465 2,797 SH   SOLE   0 0 2,797
NVIDIA CORPORATION COM 67066G104   515,837 3,265 SH   SOLE   0 0 3,265
PEPSICO INC COM 713448108   244,278 1,850 SH   SOLE   0 0 1,850
PHILLIPS 66 COM 718546104   271,169 2,273 SH   SOLE   0 0 2,273
PRICE T ROWE GROUP INC COM 74144T108   200,398 2,077 SH   SOLE   0 0 2,076
PROCTER AND GAMBLE CO COM 742718109   450,020 2,825 SH   SOLE   0 0 2,824
QUANTA SVCS INC COM 74762E102   9,450,110 24,995 SH   SOLE   0 0 24,995
RTX CORPORATION COM 75513E101   490,481 3,359 SH   SOLE   0 0 3,359
S&P GLOBAL INC COM 78409V104   232,008 440 SH   SOLE   0 0 440
SPDR S&P 500 ETF TR TR UNIT 78462F103   257,643 417 SH   SOLE   0 0 417
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,162,418 8,624 SH   SOLE   0 0 8,623
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   381,021 1,753 SH   SOLE   0 0 1,753
SELECT SECTOR SPDR TR ENERGY 81369Y506   540,006 6,367 SH   SOLE   0 0 6,367
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,129,109 21,560 SH   SOLE   0 0 21,560
SELECT SECTOR SPDR TR INDL 81369Y704   434,503 2,945 SH   SOLE   0 0 2,945
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,292,024 5,102 SH   SOLE   0 0 5,102
STRYKER CORPORATION COM 863667101   207,706 525 SH   SOLE   0 0 525
TJX COS INC NEW COM 872540109   348,003 2,818 SH   SOLE   0 0 2,818
TEXAS INSTRS INC COM 882508104   333,645 1,607 SH   SOLE   0 0 1,607
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   15,975,522 78,055 SH   SOLE   0 0 78,055
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,047,266 15,158 SH   SOLE   0 0 15,158
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,770,543 66,138 SH   SOLE   0 0 66,138
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,573,824 41,811 SH   SOLE   0 0 41,811
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   389,230 7,743 SH   SOLE   0 0 7,742
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,112,437 42,710 SH   SOLE   0 0 42,710
VANGUARD WORLD FD INF TECH ETF 92204A702   428,416 646 SH   SOLE   0 0 645
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   889,236 1,565 SH   SOLE   0 0 1,565
VANGUARD INDEX FDS SM CP VAL ETF 922908611   10,404,678 53,355 SH   SOLE   0 0 53,354
VANGUARD INDEX FDS MID CAP ETF 922908629   3,119,233 11,147 SH   SOLE   0 0 11,146
VANGUARD INDEX FDS GROWTH ETF 922908736   412,896 942 SH   SOLE   0 0 941
VANGUARD INDEX FDS VALUE ETF 922908744   1,480,352 8,376 SH   SOLE   0 0 8,375
VANGUARD INDEX FDS SMALL CP ETF 922908751   626,488 2,644 SH   SOLE   0 0 2,643
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,965,577 6,467 SH   SOLE   0 0 6,467
VERIZON COMMUNICATIONS INC COM 92343V104   325,520 7,523 SH   SOLE   0 0 7,523
VISA INC COM CL A 92826C839   279,069 786 SH   SOLE   0 0 786
WALMART INC COM 931142103   547,228 5,597 SH   SOLE   0 0 5,596
WARNER BROS DISCOVERY INC COM SER A 934423104   114,600 10,000 SH   SOLE   0 0 10,000
LINDE PLC SHS G54950103   229,429 489 SH   SOLE   0 0 489
ASML HOLDING N V N Y REGISTRY SHS N07059210   200,348 250 SH   SOLE   0 0 250