The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN INCOME CREDIT STRATEGI COM 003057106   163,094 27,690 SH   SOLE   0 0 27,690
ABRDN TOTAL DYNAMIC DIVIDEND COM SH BEN INT 00326L100   640,384 76,327 SH   SOLE   0 0 76,327
ADAMS DIVERSIFIED EQUITY FD COM 006212104   287,964 15,164 SH   SOLE   0 0 15,164
ALLIANCEBERNSTEIN NATL MUN I COM 01864U106   110,381 10,164 SH   SOLE   0 0 10,164
ALLSPRING INCOME OPPORTUNIT INC OPPTY FD 94987B105   159,625 23,337 SH   SOLE   0 0 23,337
ALPS ETF TR OSHARES US SMLCP 00162Q395   202,578 4,821 SH   SOLE   0 0 4,821
AMERICAN CENTY ETF TR US EQT ETF 025072885   42,622,746 461,385 SH   SOLE   0 0 461,385
AMERICAN CENTY ETF TR US SML CP VALU 025072877   3,765,134 43,193 SH   SOLE   0 0 43,193
BLACKROCK CR ALLOCATION INCO COM 092508100   158,806 14,814 SH   SOLE   0 0 14,814
BLACKROCK ENHANCED GLOBAL DI COM 092501105   148,428 13,680 SH   SOLE   0 0 13,680
BROOKFIELD REAL ASSETS INCOM SHS BEN INT 112830104   143,826 10,929 SH   SOLE   0 0 10,929
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   2,786,203 84,456 SH   SOLE   0 0 84,456
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   847,813 20,573 SH   SOLE   0 0 20,573
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   331,911 5,555 SH   SOLE   0 0 5,555
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   297,355 5,775 SH   SOLE   0 0 5,775
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   21,751,371 830,205 SH   SOLE   0 0 830,205
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   17,071,627 427,111 SH   SOLE   0 0 427,111
FRANKLIN LTD DURATION INCOME COM 35472T101   137,230 21,243 SH   SOLE   0 0 21,243
INVESCO EXCH TRADED FD TR II GLOBAL WATER 46138E651   271,921 6,776 SH   SOLE   0 0 6,776
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230   434,307 14,322 SH   SOLE   0 0 14,322
ISHARES GOLD TR ISHARES NEW 464285204   1,809,777 30,695 SH   SOLE   0 0 30,695
ISHARES INC CORE MSCI EMKT 46434G103   411,359 7,622 SH   SOLE   0 0 7,622
ISHARES TR CORE 1 5 YR USD 46432F859   469,624 9,713 SH   SOLE   0 0 9,713
ISHARES TR CORE MSCI EAFE 46432F842   429,087 5,672 SH   SOLE   0 0 5,672
ISHARES TR CORE MSCI INTL 46435G326   213,215 3,095 SH   SOLE   0 0 3,095
ISHARES TR CORE S&P500 ETF 464287200   304,550 542 SH   SOLE   0 0 542
ISHARES TR MSCI INTL QUALTY 46434V456   365,267 9,203 SH   SOLE   0 0 9,203
ISHARES TR MSCI USA MIN VOL 46429B697   948,401 10,126 SH   SOLE   0 0 10,126
ISHARES TR MSCI USA MMENTM 46432F396   332,100 1,643 SH   SOLE   0 0 1,643
ISHARES TR MSCI USA QLT FCT 46432F339   684,927 4,008 SH   SOLE   0 0 4,008
ISHARES TR NATIONAL MUN ETF 464288414   1,612,388 15,292 SH   SOLE   0 0 15,292
ISHARES TR RUS MID CAP ETF 464287499   214,376 2,520 SH   SOLE   0 0 2,520
ISHARES TR S&P 500 GRWT ETF 464287309   257,975 2,779 SH   SOLE   0 0 2,779
ISHARES TR SHRT NAT MUN ETF 464288158   1,867,642 17,686 SH   SOLE   0 0 17,686
ISHARES TR US TREAS BD ETF 46429B267   218,564 9,509 SH   SOLE   0 0 9,509
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   406,593 8,018 SH   SOLE   0 0 8,018
NUVEEN AMT FREE QLTY MUN INC COM 670657105   1,121,288 100,115 SH   SOLE   0 0 100,115
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102   139,294 25,891 SH   SOLE   0 0 25,891
NUVEEN DOW 30 DYNMC OVERWRT SHS 67075F105   212,481 14,664 SH   SOLE   0 0 14,664
NUVEEN FLOATING RATE INCOME COM 67072T108   224,116 26,460 SH   SOLE   0 0 26,460
NUVEEN MUN VALUE FD INC COM 670928100   923,481 105,300 SH   SOLE   0 0 105,300
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   242,717 19,846 SH   SOLE   0 0 19,846
NUVEEN PFD & INCOME OPPORTUN COM 67073B106   95,608 12,011 SH   SOLE   0 0 12,011
NUVEEN QUALITY MUNCP INCOME COM 67066V101   137,975 11,977 SH   SOLE   0 0 11,977
NUVEEN VRIABL RAT PFD & INM COM 67080R102   236,408 12,595 SH   SOLE   0 0 12,595
NYLI CBRE GBL INFR MEGTRNDS COM 56064Q107   170,568 12,815 SH   SOLE   0 0 12,815
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   246,218 9,833 SH   SOLE   0 0 9,833
SELECT SECTOR SPDR TR ENERGY 81369Y506   722,369 7,730 SH   SOLE   0 0 7,730
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   832,176 16,707 SH   SOLE   0 0 16,707
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   470,444 3,222 SH   SOLE   0 0 3,222
SPDR GOLD TR GOLD SHS 78463V107   205,444 713 SH   SOLE   0 0 713
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,569,648 2,806 SH   SOLE   0 0 2,806
SPDR SER TR NUVEEN BLOOMBERG 78464A284   219,086 8,687 SH   SOLE   0 0 8,687
TEMPLETON EMERGING MKTS INCO COM 880192109   58,534 10,880 SH   SOLE   0 0 10,880
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   386,665 7,555 SH   SOLE   0 0 7,555
VANECK ETF TRUST OIL SERVICES ETF 92189H607   210,744 804 SH   SOLE   0 0 804
VANECK ETF TRUST PREFERRED SECURT 92189F429   562,801 33,580 SH   SOLE   0 0 33,580
VANGUARD INDEX FDS GROWTH ETF 922908736   585,525 1,579 SH   SOLE   0 0 1,579
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   939,427 1,828 SH   SOLE   0 0 1,828
VANGUARD INDEX FDS VALUE ETF 922908744   658,658 3,813 SH   SOLE   0 0 3,813
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,662,808 53,664 SH   SOLE   0 0 53,664
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   511,079 6,337 SH   SOLE   0 0 6,337
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   438,805 2,262 SH   SOLE   0 0 2,262
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   343,611 6,760 SH   SOLE   0 0 6,760
VIRTUS CONVERTIBLE & INC FD COM NEW 92838U801   209,964 18,163 SH   SOLE   0 0 18,163
VIRTUS DIVIDEND INTEREST & P COM 92840R101   631,003 52,020 SH   SOLE   0 0 52,020
WESTERN ASSET EMERGING MKTS COM 95766A101   366,573 37,065 SH   SOLE   0 0 37,065
WESTERN ASSET HIGH INCOME OP COM 95766K109   44,305 11,132 SH   SOLE   0 0 11,132
WESTERN ASSET MANAGED MUNS F COM 95766M105   268,116 26,056 SH   SOLE   0 0 26,056
WESTERN AST INFL LKD OPP & I COM 95766R104   168,698 19,192 SH   SOLE   0 0 19,192