The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   243,593 871 SH   SOLE   0 0 871
EATON CORP PLC SHS G29183103   200,247 553 SH   SOLE   0 0 553
LINDE PLC SHS G54950103   219,722 478 SH   SOLE   0 0 478
CHUBB LIMITED COM H1467J104   471,689 1,711 SH   SOLE   0 0 1,711
ABBOTT LABS COM 002824100   313,014 2,376 SH   SOLE   0 0 2,376
ABBVIE INC COM 00287Y109   501,797 2,633 SH   SOLE   0 0 2,633
ALLSTATE CORP COM 020002101   301,796 1,543 SH   SOLE   0 0 1,543
ALPHABET INC CAP STK CL C 02079K107   858,631 4,693 SH   SOLE   0 0 4,693
ALPHABET INC CAP STK CL A 02079K305   950,997 5,175 SH   SOLE   0 0 5,175
AMAZON COM INC COM 023135106   1,437,567 6,441 SH   SOLE   0 0 6,441
AMPHENOL CORP NEW CL A 032095101   623,191 6,267 SH   SOLE   0 0 6,267
ELEVANCE HEALTH INC COM 036752103   295,193 878 SH   SOLE   0 0 878
APPLE INC COM 037833100   5,394,464 25,668 SH   SOLE   0 0 25,668
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,903,150 4,038 SH   SOLE   0 0 4,038
BROADCOM INC COM 11135F101   394,159 1,403 SH   SOLE   0 0 1,403
BROWN & BROWN INC COM 115236101   3,138,838 29,542 SH   SOLE   0 0 29,542
CSX CORP COM 126408103   382,844 11,435 SH   SOLE   0 0 11,435
CATERPILLAR INC COM 149123101   533,028 1,291 SH   SOLE   0 0 1,291
CHARTER COMMUNICATIONS INC N CL A 16119P108   391,768 1,032 SH   SOLE   0 0 1,032
CHEVRON CORP NEW COM 166764100   346,936 2,314 SH   SOLE   0 0 2,314
CISCO SYS INC COM 17275R102   326,906 4,852 SH   SOLE   0 0 4,852
COLGATE PALMOLIVE CO COM 194162103   405,690 4,628 SH   SOLE   0 0 4,628
COMMERCE BANCSHARES INC COM 200525103   272,950 4,312 SH   SOLE   0 0 4,312
COSTCO WHSL CORP NEW COM 22160K105   348,365 360 SH   SOLE   0 0 360
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   86,229,919 2,020,856 SH   SOLE   0 0 2,020,856
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   5,915,317 173,114 SH   SOLE   0 0 173,114
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   5,181,119 176,830 SH   SOLE   0 0 176,830
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   63,979,008 948,821 SH   SOLE   0 0 948,821
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   39,879,989 620,025 SH   SOLE   0 0 620,025
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591   492,851 9,697 SH   SOLE   0 0 9,697
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   38,598,326 705,637 SH   SOLE   0 0 705,637
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   7,014,452 104,227 SH   SOLE   0 0 104,227
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   11,360,141 426,112 SH   SOLE   0 0 426,112
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   253,252 8,151 SH   SOLE   0 0 8,151
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   4,787,111 124,892 SH   SOLE   0 0 124,892
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   8,899,018 229,002 SH   SOLE   0 0 229,002
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   743,817 20,599 SH   SOLE   0 0 20,599
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   8,157,082 206,613 SH   SOLE   0 0 206,613
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   40,422,053 955,604 SH   SOLE   0 0 955,604
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   29,534,969 983,024 SH   SOLE   0 0 983,024
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   63,764,708 2,072,975 SH   SOLE   0 0 2,072,975
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   596,430 13,981 SH   SOLE   0 0 13,981
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   6,915,175 230,429 SH   SOLE   0 0 230,429
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   35,635,573 744,424 SH   SOLE   0 0 744,424
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   153,157,313 3,664,051 SH   SOLE   0 0 3,664,051
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   15,375,039 524,030 SH   SOLE   0 0 524,030
DISNEY WALT CO COM 254687106   316,809 2,644 SH   SOLE   0 0 2,644
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   203,974 11,596 SH   SOLE   0 0 11,596
ENTERPRISE PRODS PARTNERS L COM 293792107   235,872 7,488 SH   SOLE   0 0 7,488
EXTRA SPACE STORAGE INC COM 30225T102   228,287 1,543 SH   SOLE   0 0 1,543
EXXON MOBIL CORP COM 30231G102   306,212 2,712 SH   SOLE   0 0 2,712
META PLATFORMS INC CL A 30303M102   479,392 682 SH   SOLE   0 0 682
FIDELITY GREENWOOD STREET TR HEDGED EQTY ETF 31624J745   273,898 9,484 SH   SOLE   0 0 9,484
FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101   516,080 8,000 SH   SOLE   0 0 8,000
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176   1,063,070 6,786 SH   SOLE   0 0 6,786
FIRST TR EXCHANGE-TRADED FD SHS 337345102   1,240,743 5,783 SH   SOLE   0 0 5,783
HOME DEPOT INC COM 437076102   261,617 732 SH   SOLE   0 0 732
INTERNATIONAL BUSINESS MACHS COM 459200101   254,388 902 SH   SOLE   0 0 902
INVESCO QQQ TR UNIT SER 1 46090E103   480,508 863 SH   SOLE   0 0 863
INTUIT COM 461202103   336,740 451 SH   SOLE   0 0 451
ISHARES TR CORE S&P500 ETF 464287200   429,994 688 SH   SOLE   0 0 688
ISHARES TR MSCI EAFE ETF 464287465   278,408 3,163 SH   SOLE   0 0 3,163
ISHARES INC MSCI EMRG CHN 46434G764   543,249 8,574 SH   SOLE   0 0 8,574
ISHARES TR ESG AWRE 1 5 YR 46435G243   6,651,850 266,074 SH   SOLE   0 0 266,074
JPMORGAN CHASE & CO. COM 46625H100   1,626,150 5,689 SH   SOLE   0 0 5,689
JOHNSON & JOHNSON COM 478160104   1,316,026 8,481 SH   SOLE   0 0 8,481
KROGER CO COM 501044101   516,429 7,182 SH   SOLE   0 0 7,182
ELI LILLY & CO COM 532457108   15,896,722 20,128 SH   SOLE   0 0 20,128
LOCKHEED MARTIN CORP COM 539830109   216,079 458 SH   SOLE   0 0 458
LOWES COS INC COM 548661107   387,664 1,803 SH   SOLE   0 0 1,803
MPLX LP COM UNIT REP LTD 55336V100   237,678 4,687 SH   SOLE   0 0 4,687
MARRIOTT INTL INC NEW CL A 571903202   251,986 921 SH   SOLE   0 0 921
MASTERCARD INCORPORATED CL A 57636Q104   260,539 469 SH   SOLE   0 0 469
MCDONALDS CORP COM 580135101   334,205 1,115 SH   SOLE   0 0 1,115
MERCHANTS BANCORP IND COM 58844R108   934,496,824 27,094,718 SH   SOLE   0 0 27,094,718
MICROSOFT CORP COM 594918104   2,466,619 4,878 SH   SOLE   0 0 4,878
NEXTERA ENERGY INC COM 65339F101   297,904 3,988 SH   SOLE   0 0 3,988
NORFOLK SOUTHN CORP COM 655844108   610,840 2,354 SH   SOLE   0 0 2,354
NOVO-NORDISK A S ADR 670100205   1,311,712 12,692 SH   SOLE   0 0 12,692
NVIDIA CORPORATION COM 67066G104   1,942,845 11,337 SH   SOLE   0 0 11,337
ORACLE CORP COM 68389X105   1,066,014 4,537 SH   SOLE   0 0 4,537
PEPSICO INC COM 713448108   469,529 3,469 SH   SOLE   0 0 3,469
PROCTER AND GAMBLE CO COM 742718109   690,224 4,490 SH   SOLE   0 0 4,490
QUALCOMM INC COM 747525103   267,311 1,735 SH   SOLE   0 0 1,735
RYDER SYS INC COM 783549108   263,641 1,515 SH   SOLE   0 0 1,515
SPDR S&P 500 ETF TR TR UNIT 78462F103   854,199 1,373 SH   SOLE   0 0 1,373
SPDR GOLD TR GOLD SHS 78463V107   321,515 1,043 SH   SOLE   0 0 1,043
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375   277,622 8,347 SH   SOLE   0 0 8,347
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474   281,048 9,362 SH   SOLE   0 0 9,362
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   266,815 3,646 SH   SOLE   0 0 3,646
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   248,685 565 SH   SOLE   0 0 565
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,483,962 103,498 SH   SOLE   0 0 103,498
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,326,890 135,020 SH   SOLE   0 0 135,020
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   946,909 32,131 SH   SOLE   0 0 32,131
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,765,551 107,945 SH   SOLE   0 0 107,945
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   574,385 18,857 SH   SOLE   0 0 18,857
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,032,496 93,063 SH   SOLE   0 0 93,063
SCHWAB STRATEGIC TR US REIT ETF 808524847   809,020 38,119 SH   SOLE   0 0 38,119
SELECT SECTOR SPDR TR ENERGY 81369Y506   496,433 5,714 SH   SOLE   0 0 5,714
STRYKER CORPORATION COM 863667101   489,369 1,252 SH   SOLE   0 0 1,252
TJX COS INC NEW COM 872540109   248,594 2,042 SH   SOLE   0 0 2,042
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   250,863 1,056 SH   SOLE   0 0 1,056
TESLA INC COM 88160R101   293,998 946 SH   SOLE   0 0 946
TEXAS INSTRS INC COM 882508104   306,979 1,417 SH   SOLE   0 0 1,417
UNION PAC CORP COM 907818108   859,653 3,719 SH   SOLE   0 0 3,719
UNITEDHEALTH GROUP INC COM 91324P102   288,980 988 SH   SOLE   0 0 988
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   746,250 3,652 SH   SOLE   0 0 3,652
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   213,902 2,117 SH   SOLE   0 0 2,117
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   859,350 15,245 SH   SOLE   0 0 15,245
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   232,232 4,653 SH   SOLE   0 0 4,653
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605   377,136 3,890 SH   SOLE   0 0 3,890
VANGUARD WORLD FD INF TECH ETF 92204A702   465,123 688 SH   SOLE   0 0 688
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   206,748 1,534 SH   SOLE   0 0 1,534
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   286,774 4,292 SH   SOLE   0 0 4,292
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   348,847 6,976 SH   SOLE   0 0 6,976
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,450,864 31,039 SH   SOLE   0 0 31,039
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   4,321,763 52,866 SH   SOLE   0 0 52,866
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,167,824 65,021 SH   SOLE   0 0 65,021
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,980,952 8,710 SH   SOLE   0 0 8,710
VANGUARD INDEX FDS SML CP GRW ETF 922908595   246,672 888 SH   SOLE   0 0 888
VANGUARD INDEX FDS MID CAP ETF 922908629   205,955 736 SH   SOLE   0 0 736
VANGUARD INDEX FDS VALUE ETF 922908744   532,269 3,023 SH   SOLE   0 0 3,023
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,447,872 10,234 SH   SOLE   0 0 10,234
VANGUARD INDEX FDS TOTAL STK MKT 922908769   436,499 1,426 SH   SOLE   0 0 1,426
VISA INC COM CL A 92826C839   255,060 735 SH   SOLE   0 0 735
WALMART INC COM 931142103   228,269 2,393 SH   SOLE   0 0 2,393
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,001,899 19,875 SH   SOLE   0 0 19,875