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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   461,460 1,898 SH   SOLE   0 0 1,898
AMAZON COM INC COM 023135106   277,317 1,263 SH   SOLE   0 0 1,263
APPLE INC COM 037833100   1,379,138 5,416 SH   SOLE   0 0 5,416
BROADCOM INC COM 11135F101   218,287 661 SH   SOLE   0 0 661
CATERPILLAR INC COM 149123101   226,070 473 SH   SOLE   0 0 473
CONOCOPHILLIPS COM 20825C104   221,038 2,336 SH   SOLE   0 0 2,336
ELI LILLY & CO COM 532457108   286,314 375 SH   SOLE   0 0 375
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   1,100,348 21,702 SH   SOLE   0 0 21,702
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   192,335 10,544 SH   SOLE   0 0 10,544
FIRST TR EXCHANGE-TRADED FD COMMON SHS 33735T109   224,825 13,920 SH   SOLE   0 0 13,920
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   1,705,072 40,548 SH   SOLE   0 0 40,548
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   405,135 8,216 SH   SOLE   0 0 8,216
FIRST TR EXCHANGE-TRADED FD SHS 33734H106   458,834 9,922 SH   SOLE   0 0 9,922
FIRST TR EXCHNG TRADED FD VI SECURITIZED PLUS 33740U109   1,566,123 73,251 SH   SOLE   0 0 73,251
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   695,439 100,642 SH   SOLE   0 0 100,642
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   476,534 22,767 SH   SOLE   0 0 22,767
INVESCO QQQ TR UNIT SER 1 46090E103   844,131 1,406 SH   SOLE   0 0 1,406
ISHARES INC MSCI CDA ETF 464286509   1,993,893 39,443 SH   SOLE   0 0 39,443
ISHARES INC MSCI FRANCE ETF 464286707   1,855,727 42,242 SH   SOLE   0 0 42,242
ISHARES INC MSCI GERMANY ETF 464286806   1,798,740 43,228 SH   SOLE   0 0 43,228
ISHARES INC MSCI JPN ETF NEW 46434G822   1,897,936 23,662 SH   SOLE   0 0 23,662
ISHARES INC US INTL HGH YLD 464286178   477,578 10,261 SH   SOLE   0 0 10,261
ISHARES TR CORE INTL AGGR 46435G672   2,553,106 49,836 SH   SOLE   0 0 49,836
ISHARES TR CORE S&P MCP ETF 464287507   529,585 8,115 SH   SOLE   0 0 8,115
ISHARES TR CORE S&P SCP ETF 464287804   4,988,151 41,977 SH   SOLE   0 0 41,977
ISHARES TR CORE US AGGBD ET 464287226   11,448,740 114,201 SH   SOLE   0 0 114,201
ISHARES TR JPMORGAN USD EMG 464288281   489,085 5,138 SH   SOLE   0 0 5,138
ISHARES TR MSCI ACWI ETF 464288257   776,908 5,620 SH   SOLE   0 0 5,620
ISHARES TR PFD AND INCM SEC 464288687   689,190 21,796 SH   SOLE   0 0 21,796
ISHARES TR RUS 1000 GRW ETF 464287614   377,539 806 SH   SOLE   0 0 806
ISHARES TR RUS 1000 VAL ETF 464287598   436,292 2,143 SH   SOLE   0 0 2,143
ISHARES TR RUS MID CAP ETF 464287499   12,647,575 130,994 SH   SOLE   0 0 130,994
ISHARES TR S&P 500 VAL ETF 464287408   241,203 1,168 SH   SOLE   0 0 1,168
ISHARES TR SHORT TREAS BD 464288679   350,805 3,175 SH   SOLE   0 0 3,175
ISHARES TR US INFRASTRUC 46435U713   673,882 12,758 SH   SOLE   0 0 12,758
JPMORGAN CHASE & CO. COM 46625H100   210,940 668 SH   SOLE   0 0 668
MICROSOFT CORP COM 594918104   2,221,320 4,288 SH   SOLE   0 0 4,288
MSC INCOME FUND INC COM 55374X208   330,299 25,156 SH   SOLE   0 0 25,156
NVIDIA CORPORATION COM 67066G104   417,043 2,235 SH   SOLE   0 0 2,235
ORACLE CORP COM 68389X105   299,797 1,065 SH   SOLE   0 0 1,065
PACER FDS TR TRENDP US LAR CP 69374H105   1,178,649 21,523 SH   SOLE   0 0 21,523
PACER FDS TR TRENDP US MID CP 69374H204   372,493 10,401 SH   SOLE   0 0 10,401
PGIM ETF TR ACTIVE AGGREGATE 69344A701   2,500,026 58,223 SH   SOLE   0 0 58,223
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   277,957 10,181 SH   SOLE   0 0 10,181
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   4,045,819 34,179 SH   SOLE   0 0 34,179
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   3,808,705 70,701 SH   SOLE   0 0 70,701
SELECT SECTOR SPDR TR INDL 81369Y704   3,865,391 25,062 SH   SOLE   0 0 25,062
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,132,939 14,663 SH   SOLE   0 0 14,663
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426   258,994 3,907 SH   SOLE   0 0 3,907
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   13,656,959 319,162 SH   SOLE   0 0 319,162
SPDR S&P 500 ETF TR TR UNIT 78462F103   407,035 611 SH   SOLE   0 0 611
SPDR SERIES TRUST BBG CONV SEC ETF 78464A359   666,946 7,369 SH   SOLE   0 0 7,369
SPDR SERIES TRUST DJ REIT ETF 78464A607   589,802 5,880 SH   SOLE   0 0 5,880
SPDR SERIES TRUST MSCI USA STRTGIC 78468R812   1,850,858 10,811 SH   SOLE   0 0 10,811
SPDR SERIES TRUST NUVEEN ICE HIGH 78464A284   512,632 20,562 SH   SOLE   0 0 20,562
SPDR SERIES TRUST PORTFLI INTRMDIT 78464A672   2,074,261 71,773 SH   SOLE   0 0 71,773
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   45,508,613 580,911 SH   SOLE   0 0 580,911
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508   19,117,719 345,521 SH   SOLE   0 0 345,521
VANGUARD INDEX FDS GROWTH ETF 922908736   6,157,207 12,837 SH   SOLE   0 0 12,837
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   858,805 2,923 SH   SOLE   0 0 2,923
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   751,746 4,306 SH   SOLE   0 0 4,306
VANGUARD INDEX FDS MID CAP ETF 922908629   214,136 729 SH   SOLE   0 0 729
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   297,625 3,255 SH   SOLE   0 0 3,255
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,647,304 2,690 SH   SOLE   0 0 2,690
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,225,013 5,869 SH   SOLE   0 0 5,869
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,242,937 4,888 SH   SOLE   0 0 4,888
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,121,926 3,769 SH   SOLE   0 0 3,769
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,306,019 10,074 SH   SOLE   0 0 10,074
VANGUARD INDEX FDS VALUE ETF 922908744   3,621,039 19,416 SH   SOLE   0 0 19,416
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   350,893 4,916 SH   SOLE   0 0 4,916
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,834,474 89,229 SH   SOLE   0 0 89,229
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   3,316,141 39,426 SH   SOLE   0 0 39,426
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   831,564 17,707 SH   SOLE   0 0 17,707
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   15,920,188 132,116 SH   SOLE   0 0 132,116
VANGUARD STAR FDS VG TL INTL STK F 921909768   714,133 9,721 SH   SOLE   0 0 9,721
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   507,636 8,471 SH   SOLE   0 0 8,471
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   298,814 2,120 SH   SOLE   0 0 2,120
VANGUARD WORLD FD INF TECH ETF 92204A702   216,578 290 SH   SOLE   0 0 290
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   2,778,047 20,168 SH   SOLE   0 0 20,168
VANGUARD WORLD FD MEGA GRWTH IND 921910816   4,880,645 12,128 SH   SOLE   0 0 12,128