The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   356,982 1,947 SH   SOLE 0 0 0 1,947
AMAZON COM INC COM 023135106   387,371 2,122 SH   SOLE 0 0 0 2,122
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   1,489,790 24,339 SH   SOLE 0 0 0 24,339
APPLE INC COM 037833100   117,142 1,500 SH Call SOLE 0 0 0 1,500
APPLE INC COM 037833100   66,940 1,000 SH Call SOLE 0 0 0 1,000
APPLE INC COM 037833100   62,591 1,000 SH Call SOLE 0 0 0 1,000
APPLE INC COM 037833100   901,439 4,025 SH   SOLE 0 0 0 4,025
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778   1,124,974 36,080 SH   SOLE 0 0 0 36,080
BROADCOM INC COM 11135F101   315,678 1,960 SH   SOLE 0 0 0 1,960
DIGITAL RLTY TR INC COM 253868103   3,453,121 22,198 SH   SOLE 0 0 0 22,198
EXXON MOBIL CORP COM 30231G102   223,739 1,941 SH   SOLE 0 0 0 1,941
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118   1,254,508 16,248 SH   SOLE 0 0 0 16,248
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   5,560,747 55,408 SH   SOLE 0 0 0 55,408
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   4,328,296 67,147 SH   SOLE 0 0 0 67,147
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   3,137,629 18,486 SH   SOLE 0 0 0 18,486
INVESCO QQQ TR UNIT SER 1 46090E103   1,178,308 2,443 SH   SOLE 0 0 0 2,443
ISHARES TR EAFE VALUE ETF 464288877   1,717,043 31,151 SH   SOLE 0 0 0 31,151
ISHARES TR EAFE GRWTH ETF 464288885   1,588,575 15,353 SH   SOLE 0 0 0 15,353
ISHARES TR S&P 500 VAL ETF 464287408   252,162 1,341 SH   SOLE 0 0 0 1,341
ISHARES TR S&P 500 GRWT ETF 464287309   306,002 3,271 SH   SOLE 0 0 0 3,271
ISHARES TR IBOXX HI YD ETF 464288513   632,030 8,075 SH   SOLE 0 0 0 8,075
ISHARES TR MSCI INDIA ETF 46429B598   731,150 12,911 SH   SOLE 0 0 0 12,911
ISHARES TR ESG SCRND S&P500 46436E569   203,014 4,740 SH   SOLE 0 0 0 4,740
ISHARES TR MSCI INTL QUALTY 46434V456   3,023,262 76,345 SH   SOLE 0 0 0 76,345
ISHARES TR ESG AWRE USD ETF 46435G193   218,615 9,534 SH   SOLE 0 0 0 9,534
MICROSOFT CORP COM 594918104   485,019 1,095 SH   SOLE 0 0 0 1,095
NVIDIA CORPORATION COM 67066G104   437,826 3,544 SH   SOLE 0 0 0 3,544
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,311,282 16,153 SH   SOLE 0 0 0 16,153
SCHWAB STRATEGIC TR US TIPS ETF 808524870   2,084,174 39,942 SH   SOLE 0 0 0 39,942
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   1,460,642 49,213 SH   SOLE 0 0 0 49,213
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   2,080,637 49,776 SH   SOLE 0 0 0 49,776
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869   1,313,075 11,572 SH   SOLE 0 0 0 11,572
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,702,431 48,961 SH   SOLE 0 0 0 48,961
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   2,905,875 40,876 SH   SOLE 0 0 0 40,876
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,243,127 5,289 SH   SOLE 0 0 0 5,289
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,033,131 12,926 SH   SOLE 0 0 0 12,926
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,207,297 8,253 SH   SOLE 0 0 0 8,253
VANGUARD INDEX FDS VALUE ETF 922908744   2,188,986 13,197 SH   SOLE 0 0 0 13,197
VANGUARD INDEX FDS MID CAP ETF 922908629   2,933,474 11,696 SH   SOLE 0 0 0 11,696
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,283,358 6,619 SH   SOLE 0 0 0 6,619
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,618,115 20,084 SH   SOLE 0 0 0 20,084
VANGUARD INDEX FDS GROWTH ETF 922908736   1,998,754 5,303 SH   SOLE 0 0 0 5,303
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,150,624 4,418 SH   SOLE 0 0 0 4,418
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   2,463,115 35,895 SH   SOLE 0 0 0 35,895
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   747,847 15,493 SH   SOLE 0 0 0 15,493
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,760,189 22,642 SH   SOLE 0 0 0 22,642
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   9,613,365 124,995 SH   SOLE 0 0 0 124,995
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   10,959,261 135,668 SH   SOLE 0 0 0 135,668
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,196,741 11,647 SH   SOLE 0 0 0 11,647
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,110,757 21,861 SH   SOLE 0 0 0 21,861
VANGUARD WORLD FD MATERIALS ETF 92204A801   3,328,760 16,714 SH   SOLE 0 0 0 16,714