SCHEDULE 13D/A 0001641172-25-016661 0002070781 XXXXXXXX LIVE 1 Ordinary Shares, par value (pound) 0.002 per share 07/03/2025 false 0002027360 G71115102 RedCloud Holdings plc

50 Liverpool Street London X0 EC2M 7PY

Christina Byland 44 (0) 207 754 3735 50 Liverpool Street, London X0 EC2M 7PY 0002070781 N Christina Byland PF N V8 28776298.00 0.00 28776298.00 0.00 28776298.00 N 40.95 IN (1) Of the 28,776,298 ordinary shares reported as beneficially owned with sole voting and dispositive power, 4,329,391 ordinary shares are issuable upon exercise of warrants for the purchase of ordinary shares, each of which are exercisable within 60 days of August 12, 2025. (2) Row 13 is calculated based on 70,261,885 ordinary shares which includes (i) 65,932,494 ordinary shares outstanding as of July 17, 2025 and (ii) 4,329,391 ordinary shares issuable upon exercise of warrants for the purchase of ordinary shares, which are exercisable within 60 days of August 12, 2025. Ordinary Shares, par value (pound) 0.002 per share RedCloud Holdings plc 50 Liverpool Street London X0 EC2M 7PY EXPLANATORY NOTE: This Amendment No. 1 to Schedule 13D (this "Amendment No. 1") is filed to amend the Schedule 13D filed by the Reporting Person with the U.S. Securities and Exchange Commission on June 26, 2025 (the "Initial Schedule 13D," together with Amendment No. 1, the "Schedule 13D). This Amendment No. 1 supplements and amends the Schedule 13D as specifically set forth herein. Except as amended and supplemented by this Amendment No. 1, the Schedule 13D remains unchanged. This statement is being filed by Christina Byland (the "Reporting Person"). The Reporting Person is a shareholder of the Issuer. The address of the principal office of the Reporting Person is 50 Liverpool Street, London, EC2M 7PY, United Kingdom, Retired. The Reporting Person has not, during the last five years, been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors). The Reporting Person has not during the last five years, been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction, and as a result of such proceeding was or is subject to any judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation with respect to such laws. The Reporting Person is a citizen of Switzerland. Item 3 of the Schedule 13D is hereby amended and supplemented with the following: Funds in an aggregate amount of $6,900,000 have been used by the Reporting Person to purchase 4,600,000 ordinary shares and 9,200,000 warrants to purchase up to 9,200,000 ordinary shares (of which the issuance of 4,870,609 warrants was deferred until the Issuer has received shareholder approval for the issuance of the underlying ordinary shares of such deferred warrants) in the Issuer's private placement offering, which was consummated on July 3, 2025, and the source of funding for this transaction was derived from the personal funds of the Reporting Person. Reporting Person has no current plans relating to (a) through (j) of Item 4. The Reporting Person may, at any time and from time to time, review or reconsider her position and/or change her purpose. See row 7 through 13 of the cover pages to this Schedule 13D. See row 7 through 13 of the cover pages to this Schedule 13D. The Reporting Person has not conducted any other transactions in the ordinary shares of the Issuer other than the transaction reported herein. No person is known to the Reporting Person to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, any securities covered by this Schedule 13D. Not Applicable. Please see section "Major Shareholders and Related Party Transactions" of the Annual Report on Form 20-F which was filed with the Securities and Exchange Commission on May 16, 2025. Except as described herein, the Reporting Person has no contracts, arrangements, understandings, or relationships with respect to the securities of the Issuer. Christina Byland /s/ Christina Byland 08/13/2025