Consolidated Statements of Cash Flows - USD ($)	9 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Operating Activities
Net (loss) income	$ (322,178)	$ 5,752
Items not requiring (providing) cash:
Depreciation and amortization	192,884	189,210
Amortization of premiums and discounts	117,505	135,549
Amortization of deferred loan fees	(35,925)	67,165
Provision (Benefit) for deferred income taxes	(77,954)	(21,539)
Provision for (recovery of) credit losses	78,157	(38,819)
Increase in cash surrender value of bank owned life insurance	(84,222)	(74,706)
Release of ESOP shares	18,426
Changes in:
Accrued interest receivable	35,614	(36,143)
Other assets	33,119	59,886
Accrued interest payable and other liabilities	256,686	(409,977)
Net cash provided by (used in) operating activities	212,112	(123,622)
Investing Activities
Proceeds from calls, maturities and paydowns of available-for-sale securities	1,912,348	1,597,596
Net change in loans	597,729	(2,298,153)
Purchase of premises and equipment	(35,935)	(95,329)
Purchase of restricted stock	(386,700)	(186,000)
Proceeds from redemption of restricted stock		260,600
Net cash provided by (used in) investing activities	2,087,442	(721,286)
Financing Activities
Net (decrease) increase in deposit accounts	(11,993,621)	16,374,881
Net decrease in federal funds purchased		(865,000)
Proceeds from Federal Home Loan Bank advances	41,059,000	18,400,000
Repayment of Federal Home Loan Bank advances	(43,059,000)	(27,900,000)
Increase in advances from borrowers for taxes and insurance	243,593	268,167
Gross proceeds from stock offering	5,269,644
Stock offering costs, net	(1,406,254)
Purchase of ESOP shares	(368,510)
Purchase of treasury stock (deferred compensation plans)	(210,000)
Net cash (used in) provided by financing activities	(10,465,148)	6,278,048
(Decrease) Increase in Cash and Cash Equivalents	(8,165,594)	5,433,140
Cash and Cash Equivalents, Beginning of Period	10,617,698	2,927,788
Cash and Cash Equivalents, End of Period	2,452,104	8,360,928
Cash paid during the period for:
Interest on deposits and borrowings	$ 1,711,279	1,496,638
Income taxes paid		45,000
Supplemental Disclosure of Noncash Investing Activities
Transfers from loans to assets acquired through foreclosure		$ 12,481