Consolidated Statements of Operations - USD ($)	3 Months Ended		9 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2024	Dec. 31, 2023
Interest income
Loans	$ 1,322,355	$ 1,259,155	$ 3,912,948	$ 3,727,402
Investment securities	120,897	132,349	371,165	403,748
Interest-bearing deposits and other	28,467	40,565	140,659	126,867
Total interest income	1,471,719	1,432,069	4,424,772	4,258,017
Interest expense
Deposits	463,986	425,861	1,398,353	1,128,170
Borrowings	74,499	119,386	267,329	356,055
Total interest expense	538,485	545,247	1,665,682	1,484,225
Net interest income	933,234	886,822	2,759,090	2,773,792
Provision for (recovery of) credit losses	60,932	(32,051)	78,157	(38,819)
Net interest income after provision for (recovery of) credit losses	872,302	918,873	2,680,933	2,812,611
Noninterest income
Service fees on deposits	44,397	45,479	132,923	133,956
Late charges and fees on loans	2,433	2,884	6,768	7,623
Loan servicing fees	4,086	3,773	12,226	10,883
Increase in cash surrender value of bank owned life insurance	28,956	25,366	84,222	74,706
Other income	9,599	9,001	26,416	32,755
Total noninterest income	89,471	86,503	262,555	259,923
Noninterest expense
Salaries and employee benefits	532,039	543,503	1,636,625	1,554,431
Directors fees	30,700	29,701	91,700	89,598
Occupancy and equipment	135,828	135,770	412,468	401,085
Data processing fees	136,290	139,940	397,625	400,551
Franchise taxes	16,916		51,832	40,626
FDIC insurance premiums	24,919	39,999	70,056	78,601
Professional services	72,840	37,242	286,716	118,191
Advertising	15,995	17,478	58,979	67,673
Other	123,049	126,301	342,714	356,261
Total noninterest expense	1,088,576	1,069,934	3,348,715	3,107,017
Loss before income taxes	(126,803)	(64,558)	(405,227)	(34,483)
Provision (benefit) for income taxes	(6,373)	(20,222)	(83,049)	(40,235)
Net (loss) income	$ (120,430)	$ (44,336)	$ (322,178)	$ 5,752
Earnings (loss) per average share - basic	$ (0.25)		$ (0.66)
Earnings (loss) per average share - diluted	$ (0.25)		$ (0.66)