The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   288,454 1,637 SH   SOLE   1,637 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   448,291 9,175 SH   SOLE   9,175 0 0
APPLE INC COM 037833100   670,460 3,268 SH   SOLE   3,268 0 0
BERKLEY W R CORP COM 084423102   1,469,914 20,007 SH   SOLE   20,007 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   363,842 749 SH   SOLE   749 0 0
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   10,574,951 200,132 SH   SOLE   200,132 0 0
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   29,101,232 788,011 SH   SOLE   788,011 0 0
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   592,996 18,549 SH   SOLE   18,549 0 0
CAPITAL GROUP GLOBAL EQUITY SHS 14020R107   16,849,431 577,233 SH   SOLE   577,233 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   3,394,519 83,506 SH   SOLE   83,506 0 0
CAPITAL GROUP INTERNATIONAL SHS 14021M107   896,280 27,226 SH   SOLE   27,226 0 0
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   18,930,780 841,368 SH   SOLE   841,368 0 0
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300   492,686 17,838 SH   SOLE   17,838 0 0
COCA COLA CO COM 191216100   235,598 3,330 SH   SOLE   3,330 0 0
COHEN & STEERS REIT & PFD & COM 19247X100   349,258 15,339 SH   SOLE   15,339 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   992,798 33,803 SH   SOLE   33,803 0 0
EA SERIES TRUST FREEDOM 100 EM 02072L607   16,806,675 416,007 SH   SOLE   416,007 0 0
EATON VANCE TAX-MANAGED BUY- COM 27828Y108   290,230 20,925 SH   SOLE   20,925 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829C105   926,510 107,111 SH   SOLE   107,111 0 0
EXXON MOBIL CORP COM 30231G102   234,398 2,174 SH   SOLE   2,174 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   22,075,154 482,517 SH   SOLE   482,517 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   2,901,229 58,234 SH   SOLE   58,234 0 0
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   843,031 9,275 SH   SOLE   9,275 0 0
GOLDMAN SACHS ETF TR S&P 500 PREMIUM 38149W622   1,232,198 24,733 SH   SOLE   24,733 0 0
HOME DEPOT INC COM 437076102   204,364 557 SH   SOLE   557 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   245,552 833 SH   SOLE   833 0 0
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   2,527,361 24,234 SH   SOLE   24,234 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   953,308 8,852 SH   SOLE   8,852 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   708,957 3,901 SH   SOLE   3,901 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,408,704 13,483 SH   SOLE   13,483 0 0
ISHARES TR CORE DIV GRWTH 46434V621   278,337 4,353 SH   SOLE   4,353 0 0
ISHARES TR PFD AND INCM SEC 464288687   649,833 21,181 SH   SOLE   21,181 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   737,574 6,936 SH   SOLE   6,936 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   452,991 2,478 SH   SOLE   2,478 0 0
ISHARES TR ULTRA SHORT DUR 46434V878   404,463 7,976 SH   SOLE   7,976 0 0
ISHARES TR CORE S&P500 ETF 464287200   608,556 980 SH   SOLE   980 0 0
J P MORGAN EXCHANGE TRADED F EQUITY FOCUS ETF 46654Q781   33,812,497 482,072 SH   SOLE   482,072 0 0
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724   12,731,390 203,442 SH   SOLE   203,442 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,869,965 50,483 SH   SOLE   50,483 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   1,382,250 25,409 SH   SOLE   25,409 0 0
J P MORGAN EXCHANGE TRADED F HIGH YIELD MUNI 46654Q799   1,555,621 31,250 SH   SOLE   31,250 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   2,414,743 48,645 SH   SOLE   48,645 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   654,991 12,924 SH   SOLE   12,924 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   948,482 20,477 SH   SOLE   20,477 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   409,769 6,824 SH   SOLE   6,824 0 0
JPMORGAN CHASE & CO. COM 46625H100   422,561 1,458 SH   SOLE   1,458 0 0
MICROSOFT CORP COM 594918104   995,493 2,001 SH   SOLE   2,001 0 0
NVIDIA CORPORATION COM 67066G104   428,501 2,712 SH   SOLE   2,712 0 0
ORACLE CORP COM 68389X105   215,788 987 SH   SOLE   987 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   226,099 8,061 SH   SOLE   8,061 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   261,734 10,345 SH   SOLE   10,345 0 0
SCHWAB STRATEGIC TR MUN BD ETF 808524649   1,562,142 62,039 SH   SOLE   62,039 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   520,041 22,377 SH   SOLE   22,377 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   203,768 8,358 SH   SOLE   8,358 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   746,129 30,529 SH   SOLE   30,529 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   246,984 8,455 SH   SOLE   8,455 0 0
SOUTHERN CO COM 842587107   460,183 5,011 SH   SOLE   5,011 0 0
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   412,068 5,972 SH   SOLE   5,972 0 0
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   29,077,676 400,023 SH   SOLE   400,023 0 0
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805   3,088,511 41,241 SH   SOLE   41,241 0 0
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847   608,442 11,189 SH   SOLE   11,189 0 0
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853   789,755 18,539 SH   SOLE   18,539 0 0
SPDR SERIES TRUST NUVEEN ICE MUNIC 78468R721   394,637 8,835 SH   SOLE   8,835 0 0
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649   291,328 11,380 SH   SOLE   11,380 0 0
SPDR SERIES TRUST SSGA US LRG ETF 78468R804   226,993 1,300 SH   SOLE   1,300 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   400,512 9,630 SH   SOLE   9,630 0 0
TESLA INC COM 88160R101   367,215 1,156 SH   SOLE   1,156 0 0
UNITED PARCEL SERVICE INC CL B 911312106   217,021 2,150 SH   SOLE   2,150 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   7,304,132 92,810 SH   SOLE   92,810 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   29,396,989 152,545 SH   SOLE   152,545 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   819,202 2,695 SH   SOLE   2,695 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   428,560 1,532 SH   SOLE   1,532 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   296,297 1,250 SH   SOLE   1,250 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,868,977 14,542 SH   SOLE   14,542 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,118,433 5,465 SH   SOLE   5,465 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876   620,185 3,514 SH   SOLE   3,514 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   1,089,138 2,974 SH   SOLE   2,974 0 0
VICTORY PORTFOLIOS II VCSHS US SMCP HG 92647N873   549,778 9,922 SH   SOLE   9,922 0 0
WALMART INC COM 931142103   397,965 4,070 SH   SOLE   4,070 0 0