The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   380 2,035 SH   SOLE 0 0 0 380
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   244 3,700 SH   SOLE 0 0 0 244
AMPHENOL CORP NEW CL A 032095101   962 14,760 SH   SOLE 0 0 0 962
APPLE INC COM 037833100   2,052 8,808 SH   SOLE 0 0 0 2,052
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   244 529 SH   SOLE 0 0 0 244
COMMUNITY TR BANCORP INC COM 204149108   775 15,610 SH   SOLE 0 0 0 775
EA SERIES TRUST FREEDOM 100 EM 02072L607   578 16,156 SH   SOLE 0 0 0 578
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   324 6,935 SH   SOLE 0 0 0 324
INVESCO QQQ TR UNIT SER 1 46090E103   882 1,806 SH   SOLE 0 0 0 882
ISHARES INC CORE MSCI EMKT 46434G103   996 17,333 SH   SOLE 0 0 0 996
ISHARES TR 1 3 YR TREAS BD 464287457   1,684 20,248 SH   SOLE 0 0 0 1,684
ISHARES TR 3 7 YR TREAS BD 464288661   3,871 32,364 SH   SOLE 0 0 0 3,871
ISHARES TR 7-10 YR TRSY BD 464287440   15,776 160,781 SH   SOLE 0 0 0 15,776
ISHARES TR COHEN STEER REIT 464287564   10,465 158,785 SH   SOLE 0 0 0 10,465
ISHARES TR CORE MSCI EAFE 46432F842   4,075 52,218 SH   SOLE 0 0 0 4,075
ISHARES TR CORE S&P MCP ETF 464287507   562 9,021 SH   SOLE 0 0 0 562
ISHARES TR CORE S&P SCP ETF 464287804   383 3,269 SH   SOLE 0 0 0 383
ISHARES TR CORE S&P TTL STK 464287150   387 3,073 SH   SOLE 0 0 0 387
ISHARES TR CORE S&P US GWT 464287671   2,977 22,566 SH   SOLE 0 0 0 2,977
ISHARES TR CORE S&P US VLU 464287663   814 8,520 SH   SOLE 0 0 0 814
ISHARES TR CORE S&P500 ETF 464287200   28,001 48,543 SH   SOLE 0 0 0 28,001
ISHARES TR CORE US AGGBD ET 464287226   1,210 11,939 SH   SOLE 0 0 0 1,210
ISHARES TR EAFE SML CP ETF 464288273   741 10,945 SH   SOLE 0 0 0 741
ISHARES TR MICRO-CAP ETF 464288869   234 1,897 SH   SOLE 0 0 0 234
ISHARES TR MSCI EAFE ETF 464287465   2,597 31,046 SH   SOLE 0 0 0 2,597
ISHARES TR PFD AND INCM SEC 464288687   903 27,160 SH   SOLE 0 0 0 903
ISHARES TR RUS 1000 GRW ETF 464287614   755 2,012 SH   SOLE 0 0 0 755
ISHARES TR RUS 1000 VAL ETF 464287598   714 3,762 SH   SOLE 0 0 0 714
ISHARES TR RUS 2000 GRW ETF 464287648   518 1,823 SH   SOLE 0 0 0 518
ISHARES TR RUS 2000 VAL ETF 464287630   215 1,289 SH   SOLE 0 0 0 215
ISHARES TR RUSSELL 2000 ETF 464287655   10,524 47,645 SH   SOLE 0 0 0 10,524
ISHARES TR RUSSELL 3000 ETF 464287689   5,247 16,056 SH   SOLE 0 0 0 5,247
ISHARES TR TIPS BD ETF 464287176   1,869 16,914 SH   SOLE 0 0 0 1,869
MOODYS CORP COM 615369105   225 475 SH   SOLE 0 0 0 225
OXFORD LANE CAP CORP COM 691543102   86 16,490 SH   SOLE 0 0 0 86
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   274 7,333 SH   SOLE 0 0 0 274
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   217 2,081 SH   SOLE 0 0 0 217
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   220 2,743 SH   SOLE 0 0 0 220
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   244 3,592 SH   SOLE 0 0 0 244
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   295 5,730 SH   SOLE 0 0 0 295
STRYKER CORPORATION COM 863667101   1,983 5,490 SH   SOLE 0 0 0 1,983
TEMPLETON EMERGING MKTS INCO COM 880192109   125 21,415 SH   SOLE 0 0 0 125
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   212 1,959 SH   SOLE 0 0 0 212
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,216 56,136 SH   SOLE 0 0 0 4,216
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   623 12,476 SH   SOLE 0 0 0 623
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,370 14,065 SH   SOLE 0 0 0 1,370
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   533 1,011 SH   SOLE 0 0 0 533
VANGUARD INDEX FDS TOTAL STK MKT 922908769   296 1,046 SH   SOLE 0 0 0 296
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   262 5,472 SH   SOLE 0 0 0 262
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   1,189 25,336 SH   SOLE 0 0 0 1,189
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   246 2,935 SH   SOLE 0 0 0 246
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   243 3,064 SH   SOLE 0 0 0 243
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,924 36,439 SH   SOLE 0 0 0 1,924
VIRIOS THERAPEUTICS INC COM 92829J104   2 10,072 SH   SOLE 0 0 0 2
VIRTUS CONVERTIBLE & INC FD COM 92838U108   98 31,565 SH   SOLE 0 0 0 98
VIRTUS CONVERTIBLE & INCOME COM 92838X102   94 26,750 SH   SOLE 0 0 0 94
VISA INC COM CL A 92826C839   297 1,082 SH   SOLE 0 0 0 297