The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   347 1,930 SH   SOLE 0 0 0 347
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   236 3,669 SH   SOLE 0 0 0 236
AMPHENOL CORP NEW CL A 032095101   851 7,380 SH   SOLE 0 0 0 851
APPLE INC COM 037833100   1,673 9,758 SH   SOLE 0 0 0 1,673
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   222 529 SH   SOLE 0 0 0 222
COMMUNITY TR BANCORP INC COM 204149108   663 15,544 SH   SOLE 0 0 0 663
EA SERIES TRUST FREEDOM 100 EM 02072L607   334 9,893 SH   SOLE 0 0 0 334
INVESCO QQQ TR UNIT SER 1 46090E103   536 1,207 SH   SOLE 0 0 0 536
ISHARES INC CORE MSCI EMKT 46434G103   885 17,144 SH   SOLE 0 0 0 885
ISHARES TR 1 3 YR TREAS BD 464287457   1,649 20,169 SH   SOLE 0 0 0 1,649
ISHARES TR 3 7 YR TREAS BD 464288661   3,742 32,311 SH   SOLE 0 0 0 3,742
ISHARES TR 7-10 YR TRSY BD 464287440   16,733 176,781 SH   SOLE 0 0 0 16,733
ISHARES TR COHEN STEER REIT 464287564   8,991 155,826 SH   SOLE 0 0 0 8,991
ISHARES TR CORE MSCI EAFE 46432F842   3,735 50,311 SH   SOLE 0 0 0 3,735
ISHARES TR CORE S&P MCP ETF 464287507   372 6,117 SH   SOLE 0 0 0 372
ISHARES TR CORE S&P TTL STK 464287150   361 3,131 SH   SOLE 0 0 0 361
ISHARES TR CORE S&P US GWT 464287671   2,645 22,566 SH   SOLE 0 0 0 2,645
ISHARES TR CORE S&P US VLU 464287663   771 8,520 SH   SOLE 0 0 0 771
ISHARES TR CORE S&P500 ETF 464287200   26,022 49,497 SH   SOLE 0 0 0 26,022
ISHARES TR CORE US AGGBD ET 464287226   1,169 11,939 SH   SOLE 0 0 0 1,169
ISHARES TR EAFE SML CP ETF 464288273   752 11,862 SH   SOLE 0 0 0 752
ISHARES TR MICRO-CAP ETF 464288869   230 1,897 SH   SOLE 0 0 0 230
ISHARES TR MSCI EAFE ETF 464287465   2,518 31,524 SH   SOLE 0 0 0 2,518
ISHARES TR PFD AND INCM SEC 464288687   885 27,454 SH   SOLE 0 0 0 885
ISHARES TR RUS 1000 GRW ETF 464287614   676 2,007 SH   SOLE 0 0 0 676
ISHARES TR RUS 1000 VAL ETF 464287598   668 3,727 SH   SOLE 0 0 0 668
ISHARES TR RUS 2000 GRW ETF 464287648   500 1,846 SH   SOLE 0 0 0 500
ISHARES TR RUS 2000 VAL ETF 464287630   205 1,289 SH   SOLE 0 0 0 205
ISHARES TR RUSSELL 2000 ETF 464287655   10,115 48,100 SH   SOLE 0 0 0 10,115
ISHARES TR RUSSELL 3000 ETF 464287689   5,394 17,975 SH   SOLE 0 0 0 5,394
ISHARES TR TIPS BD ETF 464287176   1,851 17,241 SH   SOLE 0 0 0 1,851
PITNEY BOWES INC COM 724479100   52 11,905 SH   SOLE 0 0 0 52
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   259 7,267 SH   SOLE 0 0 0 259
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   206 2,711 SH   SOLE 0 0 0 206
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   222 3,569 SH   SOLE 0 0 0 222
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   280 5,692 SH   SOLE 0 0 0 280
STRYKER CORPORATION COM 863667101   1,965 5,490 SH   SOLE 0 0 0 1,965
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,686 50,760 SH   SOLE 0 0 0 3,686
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,088 12,582 SH   SOLE 0 0 0 1,088
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   424 882 SH   SOLE 0 0 0 424
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   1,003 23,798 SH   SOLE 0 0 0 1,003
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,189 23,698 SH   SOLE 0 0 0 1,189
VIRIOS THERAPEUTICS INC COM 92829J104   5 10,072 SH   SOLE 0 0 0 5
VISA INC COM CL A 92826C839   330 1,182 SH   SOLE 0 0 0 330
WORKDAY INC CL A 98138H101   218 800 SH   SOLE 0 0 0 218