The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100   214,344 1,970 SH   SOLE   0 0 0
AbbVie Inc COM 00287Y109   490,067 5,595 SH   SOLE   0 0 0
Air Products & Chemicals Inc COM 009158106   1,321,009 4,435 SH   SOLE   0 0 0
Alibaba Group Holding Ltd ADR COM 01609W102   556,504 1,893 SH   SOLE   0 0 0
Alphabet Inc Class A SPONSORED ADS 02079K305   759,181 518 SH   SOLE   0 0 0
Alphabet Inc Class C CAP STK CL A 02079K107   702,529 478 SH   SOLE   0 0 0
Amazon.com Inc CAP STK CL C 023135106   739,952 235 SH   SOLE   0 0 0
Amgen Inc COM 031162100   336,501 1,324 SH   SOLE   0 0 0
Apple Inc COM 037833100   8,740,226 75,470 SH   SOLE   0 0 0
ARK Autonomous Technology&Robotics ETF COM 00214Q203   493,841 8,605 SH   SOLE   0 0 0
ARK Fintech Innovation ETF ETF 00214Q708   244,561 6,168 SH   SOLE   0 0 0
ARK Innovation ETF COM 037833100   10,831,804 117,737 SH   SOLE   0 0 0
AT&T Inc COM C00206R10   742,884 26,057 SH   SOLE   0 0 0
Automatic Data Processing Inc COM 105861306   551,048 3,950 SH   SOLE   0 0 0
Bank of America Corp COM 05464C101   272,868 11,327 SH   SOLE   0 0 0
Bausch Health Companies Inc COM 060505104   271,950 17,500 SH   SOLE   0 0 0
Becton Dickinson & Co COM 071813109   272,339 1,170 SH   SOLE   0 0 0
Berkshire Hathaway Inc Class A COM 075887109   4,480,014 14 SH   SOLE   0 0 0
Berkshire Hathaway Inc Class B CL B NEW 084670702   2,554,854 11,998 SH   SOLE   0 0 0
BlackRock Inc CL A 084670108   232,287 412 SH   SOLE   0 0 0
Booking Holdings Inc COM 09857L108   441,355 258 SH   SOLE   0 0 0
BP PLC ADR SPONSORED ADR 055622104   221,478 12,685 SH   SOLE   0 0 0
Bristol-Myers Squibb Co COM 110122108   235,880 3,912 SH   SOLE   0 0 0
Chubb Ltd COM H1467J104   321,279 2,767 SH   SOLE   0 0 0
Cisco Systems Inc COM 17275R102   1,055,477 26,796 SH   SOLE   0 0 0
CME Group Inc Class A COM 12572Q105   8,099,686 48,411 SH   SOLE   0 0 0
Coca-Cola Co COM 191216100   652,806 13,223 SH   SOLE   0 0 0
Comcast Corp Class A CL A 20030N101   535,228 11,570 SH   SOLE   0 0 0
Cool Technologies Inc COM 126408103   1,446 79,000 SH   SOLE   0 0 0
Cyanotech Corp COM 266677105   38,592 15,752 SH   SOLE   0 0 0
Dollar General Corp COM 45259L106   272,506 1,300 SH   SOLE   0 0 0
Exxon Mobil Corp COM NEW 26441C204   439,848 12,812 SH   SOLE   0 0 0
Fastenal Co COM 532457108   243,486 5,400 SH   SOLE   0 0 0
Fidelity MSCI Energy ETF COM 30231G102   102,660 12,995 SH   SOLE   0 0 0
Fidelity MSCI Health Care ETF ETF 316092402   11,223,207 213,369 SH   SOLE   0 0 0
Fidelity MSCI Information Tech ETF ETF 316092600   443,053 4,813 SH   SOLE   0 0 0
Fidelity MSCI Real Estate ETF ETF 316092808   516,603 21,983 SH   SOLE   0 0 0
Fidelity MSCI Utilities ETF ETF 316092865   12,207,049 321,746 SH   SOLE   0 0 0
First Trust Global Wind Energy ETF ETF 33736G106   237,743 13,562 SH   SOLE   0 0 0
Galaxy Next Generation Inc COM 369604301   192 10,000 SH   SOLE   0 0 0
GE Aerospace COM 370334104   104,753 16,814 SH   SOLE   0 0 0
General Mills Inc COM 371901109   301,699 4,891 SH   SOLE   0 0 0
Goldman Sachs Acss Invmt Grd Corp Bd ETF COM 375558103   10,676,529 193,556 SH   SOLE   0 0 0
Goldman Sachs ActiveBeta US LgCp Eq ETF ACTIVEBETA US LG 381430503   21,154,791 310,871 SH   SOLE   0 0 0
Goldman Sachs Equal Wght US Lg Cp Eq ETF ETF 381430438   876,899 17,636 SH   SOLE   0 0 0
Hoku Corp COM 42226N109   465 150,000 SH   SOLE   0 0 0
Intel Corp COM 458140100   858,702 16,584 SH   SOLE   0 0 0
Intercontinental Exchange Inc COM 45866F104   5,603,857 56,011 SH   SOLE   0 0 0
International Business Machines Corp COM 459200101   411,513 3,382 SH   SOLE   0 0 0
Invesco National AMT-Free Muni Bd ETF NATL AMT MUNI 46138E537   4,841,995 181,825 SH   SOLE   0 0 0
Invesco S&P 500 Low Volatility ETF ETF 46138E354   368,721 6,874 SH   SOLE   0 0 0
Invesco Taxable Municipal Bond ETF BAB 46138G805   221,014 6,627 SH   SOLE   0 0 0
Invesco Water Resources ETF ETF 46137V142   266,298 6,711 SH   SOLE   0 0 0
Investors Bancorp Inc COM 46146P102   74,756 10,297 SH   SOLE   0 0 0
iShares 0-5 Year Invmt Grade Corp Bd ETF COM 462260100   705,548 13,537 SH   SOLE   0 0 0
iShares 3-7 Year Treasury Bond ETF ETF 464288661   26,388,881 197,536 SH   SOLE   0 0 0
iShares 7-10 Year Treasury Bond ETF ETF 464287440   7,102,613 58,304 SH   SOLE   0 0 0
iShares Core Dividend Growth ETF ETF 46434V621   18,470,842 464,208 SH   SOLE   0 0 0
iShares Core MSCI EAFE ETF ETF 46432F842   582,193 9,658 SH   SOLE   0 0 0
iShares Core MSCI Emerging Markets ETF ETF 46434G103   327,889 6,210 SH   SOLE   0 0 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   96,201,415 286,263 SH   SOLE   0 0 0
iShares Core S&P Small-Cap ETF ETF 464287804   466,931 6,649 SH   SOLE   0 0 0
Ishares Core S&P Total US Stock Market ETF 464287150   268,374 3,555 SH   SOLE   0 0 0
iShares ESG Aware MSCI USA ETF ETF 46435U663   383,870 5,037 SH   SOLE   0 0 0
iShares Expanded Tech Sector ETF EXPND TEC SC ETF 464287549   19,064,764 61,686 SH   SOLE   0 0 0
iShares Floating Rate Bond ETF ETF 46429B655   475,601 9,377 SH   SOLE   0 0 0
iShares iBoxx $ Invmt Grade Corp Bd ETF ETF 464287242   5,889,323 43,719 SH   SOLE   0 0 0
iShares MSCI EAFE Growth ETF ETF 46434V100   23,094,846 256,952 SH   SOLE   0 0 0
iShares MSCI KLD 400 Social ETF MSCI KLD400 SOC 464288570   248,735 1,944 SH   SOLE   0 0 0
iShares MSCI USA ESG Select ETF MSCI USA ESG SLC 464288802   241,233 1,640 SH   SOLE   0 0 0
iShares MSCI USA Min Vol Factor ETF MSCI USA MIN VOL 46429B697   32,842,200 515,333 SH   SOLE   0 0 0
iShares MSCI USA Quality Factor ETF ETF 46432F339   264,829 2,553 SH   SOLE   0 0 0
iShares National Muni Bond ETF NATIONAL MUN ETF 464288414   2,378,894 20,520 SH   SOLE   0 0 0
iShares Preferred&Income Securities ETF ETF 464288687   948,290 26,016 SH   SOLE   0 0 0
iShares Short-Term National Muni Bd ETF SHRT NAT MUN ETF 464288158   490,017 4,533 SH   SOLE   0 0 0
JC Penney Co Inc COM 478160104   11,950 50,000 SH   SOLE   0 0 0
Johnson & Johnson ETF 46625H365   1,223,780 8,220 SH   SOLE   0 0 0
JPMorgan Chase & Co COM 46625H100   654,437 6,798 SH   SOLE   0 0 0
JPMorgan Diversified Return Intl Eq ETF COM 482480100   9,835,903 190,581 SH   SOLE   0 0 0
KRAFT HEINZ CO COM COM NEW 482480100   901,229 30,091 SH   SOLE   0 0 0
Mastercard Inc Class A CL A 57636Q104   441,720 1,306 SH   SOLE   0 0 0
McDonald's Corp COM 580135101   228,448 1,041 SH   SOLE   0 0 0
Merck & Co Inc COM 58933Y105   535,752 6,459 SH   SOLE   0 0 0
Meta Platforms Inc Class A CL A 30303M102   585,851 2,237 SH   SOLE   0 0 0
Microsoft Corp COM 594918104   1,287,241 6,120 SH   SOLE   0 0 0
Mondelez International Inc Class A CL A 609207105   2,383,245 41,484 SH   SOLE   0 0 0
Nestle SA ADR COM 641069406   505,641 4,240 SH   SOLE   0 0 0
Oracle Corp COM 68389X105   368,821 6,178 SH   SOLE   0 0 0
Pacer Benchmark Data&Infras RE SCTR ETF ETF 69374H741   8,008,692 226,682 SH   SOLE   0 0 0
Pacer Benchmark Industrial RE SCTR ETF ETF 69374H766   8,705,356 258,811 SH   SOLE   0 0 0
PepsiCo Inc COM 713448108   601,914 4,343 SH   SOLE   0 0 0
Pfizer Inc COM 717081103   1,513,738 41,246 SH   SOLE   0 0 0
Philip Morris International Inc COM 718172109   337,086 4,495 SH   SOLE   0 0 0
Procter & Gamble Co COM 742718109   325,772 2,344 SH   SOLE   0 0 0
Public Service Enterprise Group Inc COM 75574U101   1,542,590 28,093 SH   SOLE   0 0 0
Regeneron Pharmaceuticals Inc COM 75886F107   638,709 1,141 SH   SOLE   0 0 0
S&P Global Inc SPGI 78409V104   216,360 600 SH   SOLE   0 0 0
Schwab Intermediate-Term US Trs ETF ETF 91282CJZ5   203,326 3,465 SH   SOLE   0 0 0
Schwab US Broad Market ETF US BRD MKT ETF 808524102   1,419,981 17,830 SH   SOLE   0 0 0
Schwab US Dividend Equity ETF ETF 882508104   353,312 6,389 SH   SOLE   0 0 0
Signature Bank COM 82669G104   398,767 4,805 SH   SOLE   0 0 0
SPDR Dow Jones Industrial Avrg ETF Tr TR UNIT 78462F103   743,145 2,678 SH   SOLE   0 0 0
SPDR Nuveen Blmbg Hi Yld Muncpl Bd ETF NUVEEN BLOOMBERG 78464A284   1,979,102 34,807 SH   SOLE   0 0 0
SPDR Nuveen Blmbg Muni Bd ETF ETF 78468R721   210,888 4,061 SH   SOLE   0 0 0
SPDR S&P 500 ETF Trust PRTFLO S&P500 GW 78464A409   1,195,105 3,569 SH   SOLE   0 0 0
Stryker Corp COM 863667101   308,640 1,481 SH   SOLE   0 0 0
Taiwan Semiconductor Manufacturing Co Ltd ADR ADR 874039100   218,889 2,700 SH   SOLE   0 0 0
Tesla Inc COM 88160R101   211,073 492 SH   SOLE   0 0 0
Texas Instruments Inc COM 882508104   365,885 2,562 SH   SOLE   0 0 0
The Goldman Sachs Group Inc COM 40057C5E7   1,937,576 9,641 SH   SOLE   0 0 0
The Home Depot Inc COM 437076102   906,811 3,265 SH   SOLE   0 0 0
The Walt Disney Co COM 254687106   296,212 2,387 SH   SOLE   0 0 0
TJX Companies Inc COM 872540109   270,672 4,864 SH   SOLE   0 0 0
Tortoise North American Pipeline COM 872590104   27,085,765 1,808,129 SH   SOLE   0 0 0
UNION PACIFIC CORP SPON ADR NEW 904767704   759,024 3,855 SH   SOLE   0 0 0
United Parcel Service Inc Class B COM 907818108   219,251 1,316 SH   SOLE   0 0 0
VanEck Fallen Angel HiYld Bd ETF FALLEN ANGEL HG 92189F437   14,378,967 483,489 SH   SOLE   0 0 0
Vanguard Consumer Staples ETF CONSUM STP ETF 92204A207   457,040 2,798 SH   SOLE   0 0 0
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844   759,737 5,905 SH   SOLE   0 0 0
Vanguard Extended Market ETF EXTEND MKT ETF 922908652   24,854,731 191,603 SH   SOLE   0 0 0
Vanguard Growth ETF ETF 922908736   618,243 2,716 SH   SOLE   0 0 0
VANGUARD INDEX FDS VANGUARD TOTAL STK MK ETF 912908355   2,991,887 17,567 SH   SOLE   0 0 0
Vanguard Mid-Cap ETF MID CAP ETF 922908629   375,786 2,132 SH   SOLE   0 0 0
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363   3,254,322 10,578 SH   SOLE   0 0 0
Vanguard Small-Cap Growth ETF SML CP GRW ETF 922908595   645,497 3,003 SH   SOLE   0 0 0
Varian Medical Systems Inc COM 92220P105   252,206 1,900 SH   SOLE   0 0 0
Verizon Communications Inc COM 92343V104   2,322,842 39,046 SH   SOLE   0 0 0
Visa Inc Class A COM CL A 92826C839   976,753 4,885 SH   SOLE   0 0 0
Wells Fargo & Co COM 949746101   251,723 10,707 SH   SOLE   0 0 0
WisdomTree EmMkts ex-Stt-Ownd EntrprsETF ETF 97717X578   6,840,668 203,168 SH   SOLE   0 0 0