The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLIANT ENERGY CORP COM 018802108   269,209 5,341 SH   SOLE   0 0 5,341
AMAZON COM INC COM 023135106   840,932 4,662 SH   SOLE   0 0 4,662
AMERICAN ELEC PWR CO INC COM 025537101   291,556 3,386 SH   SOLE   0 0 3,386
AMGEN INC COM 031162100   231,436 814 SH   SOLE   0 0 814
APPLE INC COM 037833100   544,558 3,176 SH   SOLE   0 0 3,176
AUTOMATIC DATA PROCESSING IN COM 053015103   265,723 1,064 SH   SOLE   0 0 1,064
CMS ENERGY CORP COM 125896100   309,285 5,126 SH   SOLE   0 0 5,126
CHEVRON CORP NEW COM 166764100   426,633 2,705 SH   SOLE   0 0 2,705
CITIZENS FINL GROUP INC COM 174610105   334,968 9,230 SH   SOLE   0 0 9,230
CLOROX CO DEL COM 189054109   255,694 1,670 SH   SOLE   0 0 1,670
COLGATE PALMOLIVE CO COM 194162103   269,069 2,988 SH   SOLE   0 0 2,988
COMERICA INC COM 200340107   359,124 6,531 SH   SOLE   0 0 6,531
DTE ENERGY CO COM 233331107   267,866 2,389 SH   SOLE   0 0 2,389
EDISON INTL COM 281020107   332,950 4,707 SH   SOLE   0 0 4,707
EMERSON ELEC CO COM 291011104   372,456 3,284 SH   SOLE   0 0 3,284
FASTENAL CO COM 311900104   217,689 2,822 SH   SOLE   0 0 2,822
FIFTH THIRD BANCORP COM 316773100   375,539 10,092 SH   SOLE   0 0 10,092
FIRSTENERGY CORP COM 337932107   243,710 6,310 SH   SOLE   0 0 6,310
FORD MTR CO DEL COM 345370860   376,615 28,360 SH   SOLE   0 0 28,360
FRANKLIN RESOURCES INC COM 354613101   316,169 11,248 SH   SOLE   0 0 11,248
HERSHEY CO COM 427866108   247,015 1,270 SH   SOLE   0 0 1,270
HOME DEPOT INC COM 437076102   425,651 1,110 SH   SOLE   0 0 1,110
HUNTINGTON BANCSHARES INC COM 446150104   322,873 23,145 SH   SOLE   0 0 23,145
INTERNATIONAL BUSINESS MACHS COM 459200101   436,333 2,285 SH   SOLE   0 0 2,285
INTERNATIONAL PAPER CO COM 460146103   476,974 12,224 SH   SOLE   0 0 12,224
INTERPUBLIC GROUP COS INC COM 460690100   264,600 8,109 SH   SOLE   0 0 8,109
ISHARES GOLD TR ISHARES NEW 464285204   239,961 5,712 SH   SOLE   0 0 5,712
ISHARES TR TIPS BD ETF 464287176   357,675 3,330 SH   SOLE   0 0 3,330
ISHARES TR CORE US AGGBD ET 464287226   757,468 7,734 SH   SOLE   0 0 7,734
ISHARES TR CORE S&P MCP ETF 464287507   642,765 10,582 SH   SOLE   0 0 10,582
ISHARES TR RUSSELL 2000 ETF 464287655   278,227 1,323 SH   SOLE   0 0 1,323
ISHARES TR CORE S&P SCP ETF 464287804   1,042,219 9,430 SH   SOLE   0 0 9,430
ISHARES TR PFD AND INCM SEC 464288687   220,904 6,854 SH   SOLE   0 0 6,854
JOHNSON & JOHNSON COM 478160104   260,737 1,648 SH   SOLE   0 0 1,648
KEYCORP COM 493267108   394,653 24,962 SH   SOLE   0 0 24,962
KIMBERLY-CLARK CORP COM 494368103   475,979 3,680 SH   SOLE   0 0 3,680
MCCORMICK & CO INC COM NON VTG 579780206   277,591 3,614 SH   SOLE   0 0 3,614
MCDONALDS CORP COM 580135101   463,252 1,643 SH   SOLE   0 0 1,643
MICROSOFT CORP COM 594918104   922,183 2,192 SH   SOLE   0 0 2,192
NRG ENERGY INC COM NEW 629377508   507,695 7,500 SH   SOLE   0 0 7,500
NEW YORK CMNTY BANCORP INC COM 649445103   81,884 25,430 SH   SOLE   0 0 25,430
NEWELL BRANDS INC COM 651229106   217,397 27,073 SH   SOLE   0 0 27,073
NOVO-NORDISK A S ADR 670100205   240,622 1,874 SH   SOLE   0 0 1,874
OGE ENERGY CORP COM 670837103   243,547 7,100 SH   SOLE   0 0 7,100
OMNICOM GROUP INC COM 681919106   326,659 3,376 SH   SOLE   0 0 3,376
ONEOK INC NEW COM 682680103   383,922 4,789 SH   SOLE   0 0 4,789
PAYCHEX INC COM 704326107   248,793 2,026 SH   SOLE   0 0 2,026
PEPSICO INC COM 713448108   260,085 1,486 SH   SOLE   0 0 1,486
PHILIP MORRIS INTL INC COM 718172109   434,042 4,737 SH   SOLE   0 0 4,737
PIMCO HIGH INCOME FD COM SHS 722014107   111,918 22,655 SH   SOLE   0 0 22,655
PROCTER AND GAMBLE CO COM 742718109   275,237 1,696 SH   SOLE   0 0 1,696
PRUDENTIAL FINL INC COM 744320102   440,368 3,751 SH   SOLE   0 0 3,751
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   354,765 5,312 SH   SOLE   0 0 5,312
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,997,339 32,184 SH   SOLE   0 0 32,184
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   452,262 5,554 SH   SOLE   0 0 5,554
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   230,743 4,046 SH   SOLE   0 0 4,046
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   550,703 6,830 SH   SOLE   0 0 6,830
SONOCO PRODS CO COM 835495102   251,322 4,345 SH   SOLE   0 0 4,345
TRACTOR SUPPLY CO COM 892356106   313,541 1,198 SH   SOLE   0 0 1,198
US BANCORP DEL COM NEW 902973304   410,953 9,194 SH   SOLE   0 0 9,194
WALMART INC COM 931142103   278,828 4,634 SH   SOLE   0 0 4,634
WALGREENS BOOTS ALLIANCE INC COM 931427108   234,430 10,808 SH   SOLE   0 0 10,808
WATSCO INC COM 942622200   469,858 1,088 SH   SOLE   0 0 1,088
AT&T INC COM 00206R102   343,694 19,528 SH   SOLE   0 0 19,528
ALTRIA GROUP INC COM 02209S103   247,240 5,668 SH   SOLE   0 0 5,668
COSTCO WHSL CORP NEW COM 22160K105   1,144,676 1,562 SH   SOLE   0 0 1,562
DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847   273,143 6,364 SH   SOLE   0 0 6,364
DOMINION ENERGY INC COM 25746U109   329,302 6,694 SH   SOLE   0 0 6,694
ETF OPPORTUNITIES TRUST IDX DYNAMIC FIXE 26923N660   3,772,846 151,540 SH   SOLE   0 0 151,540
ENTERGY CORP NEW COM 29364G103   334,403 3,164 SH   SOLE   0 0 3,164
EXELON CORP COM 30161N101   284,101 7,562 SH   SOLE   0 0 7,562
EXXON MOBIL CORP COM 30231G102   249,558 2,147 SH   SOLE   0 0 2,147
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   356,693 6,717 SH   SOLE   0 0 6,717
INVESCO QQQ TR UNIT SER 1 46090E103   355,208 800 SH   SOLE   0 0 800
HP INC COM 40434L105   291,379 9,642 SH   SOLE   0 0 9,642
INVESCO EXCHANGE TRADED FD T S&P MIDCAP 400 46137V225   431,084 3,584 SH   SOLE   0 0 3,584
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   212,371 6,680 SH   SOLE   0 0 6,680
ISHARES TR CORE MSCI EAFE 46432F842   484,731 6,531 SH   SOLE   0 0 6,531
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,150,230 22,799 SH   SOLE   0 0 22,799
MERCK & CO INC COM 58933Y105   309,363 2,345 SH   SOLE   0 0 2,345
NISOURCE INC COM 65473P105   355,982 12,870 SH   SOLE   0 0 12,870
NVIDIA CORPORATION COM 67066G104   437,323 484 SH   SOLE   0 0 484
NUVEEN PFD & INCOME OPPORTUN COM 67073B106   148,650 20,674 SH   SOLE   0 0 20,674
PPL CORP COM 69351T106   262,327 9,529 SH   SOLE   0 0 9,529
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   337,057 3,905 SH   SOLE   0 0 3,905
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,822,705 9,220 SH   SOLE   0 0 9,220
SPDR GOLD TR GOLD SHS 78463V107   541,455 2,632 SH   SOLE   0 0 2,632
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   268,711 7,425 SH   SOLE   0 0 7,425
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   408,218 11,390 SH   SOLE   0 0 11,390
SPDR SER TR PORTFOLIO AGRGTE 78464A649   399,859 15,817 SH   SOLE   0 0 15,817
SPDR SER TR PORTFOLIO LN TSR 78464A664   388,697 13,912 SH   SOLE   0 0 13,912
SPDR SER TR PORTFLI INTRMDIT 78464A672   312,065 11,074 SH   SOLE   0 0 11,074
SPDR SER TR PORTFOLIO S&P500 78464A854   246,206 4,001 SH   SOLE   0 0 4,001
SPDR SER TR BLOOMBERG HIGH Y 78468R622   251,138 2,638 SH   SOLE   0 0 2,638
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   871,549 9,494 SH   SOLE   0 0 9,494
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408   460,341 9,233 SH   SOLE   0 0 9,233
SSGA ACTIVE TR SPDR SSGA FXD 78470P507   761,230 29,701 SH   SOLE   0 0 29,701
TRUIST FINL CORP COM 89832Q109   330,223 8,472 SH   SOLE   0 0 8,472
WORLD GOLD TR SPDR GLD MINIS 98149E303   368,963 8,376 SH   SOLE   0 0 8,376
UNITEDHEALTH GROUP INC COM 91324P102   227,593 460 SH   SOLE   0 0 460
VALERO ENERGY CORP COM 91913Y100   325,173 1,905 SH   SOLE   0 0 1,905
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   622,421 21,448 SH   SOLE   0 0 21,448
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   202,712 4,121 SH   SOLE   0 0 4,121
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   248,320 3,212 SH   SOLE   0 0 3,212
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   720,403 8,948 SH   SOLE   0 0 8,948
VERIZON COMMUNICATIONS INC COM 92343V104   465,915 11,104 SH   SOLE   0 0 11,104
VISA INC COM CL A 92826C839   235,552 844 SH   SOLE   0 0 844
WEC ENERGY GROUP INC COM 92939U106   220,303 2,683 SH   SOLE   0 0 2,683
INVESCO LTD SHS G491BT108   276,896 16,691 SH   SOLE   0 0 16,691
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   537,339 5,775 SH   SOLE   0 0 5,775
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   463,950 4,536 SH   SOLE   0 0 4,536