The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AbbVie Inc. COM 00287y109   2,090,824 11,264 SH   SOLE   11,264 0 0
Accenture PLC - Cl A COM G1151C101   2,792,828 9,344 SH   SOLE   9,344 0 0
Alimentation Couche-Tard Inc. COM 01626p148   1,432,114 28,850 SH   SOLE   28,850 0 0
Alphabet, Inc. - Cl A COM 02079k305   5,514,237 31,290 SH   SOLE   31,290 0 0
Alphabet, Inc. - Cl C COM 02079k107   4,203,968 23,699 SH   SOLE   23,699 0 0
Altria Group, Inc. COM 02209s103   467,047 7,966 SH   SOLE   7,966 0 0
Amazon.com, Inc. COM 023135106   1,068,868 4,872 SH   SOLE   4,872 0 0
Amdocs Ltd. COM G02602103   203,921 2,235 SH   SOLE   2,235 0 0
Amgen, Inc. COM 031162100   2,828,956 10,132 SH   SOLE   10,132 0 0
Apple Inc. COM 037833100   13,793,784 67,231 SH   SOLE   67,231 0 0
Ashtead Group plc COM 045055100   642,221 2,480 SH   SOLE   2,480 0 0
Atmos Energy Corp. COM 049560105   208,819 1,355 SH   SOLE   1,355 0 0
Bank of America Corp. COM 060505104   971,669 20,534 SH   SOLE   20,534 0 0
Berkshire Hathaway, Inc. - Cla COM 084670108   728,800 1 SH   SOLE   1 0 0
Berkshire Hathaway, Inc. - Cla COM 084670702   8,890,563 18,302 SH   SOLE   18,302 0 0
BNY Mellon Corp. COM 064058100   2,389,269 26,224 SH   SOLE   26,224 0 0
Builders FirstSource, Inc. COM 12008r107   312,146 2,675 SH   SOLE   2,675 0 0
Cameco Corp. COM 13321L108   1,875,421 25,265 SH   SOLE   25,265 0 0
Capital One Financial Corp. COM 14040h105   665,513 3,128 SH   SOLE   3,128 0 0
CF Industries Hldgs, Inc. COM 125269100   1,387,452 15,081 SH   SOLE   15,081 0 0
Charter Communications, Inc. COM 16119p108   548,214 1,341 SH   SOLE   1,341 0 0
Chubb Ltd. COM H1467J104   401,842 1,387 SH   SOLE   1,387 0 0
Cisco Systems, Inc. COM 17275R102   3,065,555 44,185 SH   SOLE   44,185 0 0
Coca-Cola Co. COM 191216100   679,341 9,602 SH   SOLE   9,602 0 0
Comcast Corp. Cl A COM 20030n101   973,837 27,286 SH   SOLE   27,286 0 0
ConocoPhillips COM 20825c104   1,766,891 19,689 SH   SOLE   19,689 0 0
Costco Wholesale Corp. COM 22160k105   846,399 855 SH   SOLE   855 0 0
Diageo, plc COM 25243q205   962,921 9,549 SH   SOLE   9,549 0 0
Edgewell Personal Care Co. COM 28035q102   228,294 9,752 SH   SOLE   9,752 0 0
Eli Lilly & Co. COM 532457108   691,443 887 SH   SOLE   887 0 0
Encompass Health Corp. COM 29261a100   204,179 1,665 SH   SOLE   1,665 0 0
Exxon Mobil Corp. COM 30231G102   1,405,173 13,035 SH   SOLE   13,035 0 0
Fair Isaac Corp. COM 303250104   831,722 455 SH   SOLE   455 0 0
FedEx Corp. COM 31428x106   460,757 2,027 SH   SOLE   2,027 0 0
Fomento Economico Mexicano, S. COM 344419106   910,343 8,840 SH   SOLE   8,840 0 0
Hawkins, Inc. COM 420261109   274,253 1,930 SH   SOLE   1,930 0 0
Home Depot, Inc. COM 437076102   6,055,060 16,515 SH   SOLE   16,515 0 0
Intel Corp. COM 458140100   600,489 26,808 SH   SOLE   26,808 0 0
Invesco QQQ Trust Equity Funds 46090E103   468,894 850 SH   SOLE   850 0 0
iShares MSCI ACWI Index Fund Equity Funds 464288240   222,431 3,650 SH   SOLE   3,650 0 0
iShares MSCI EAFE Index Fund Equity Funds 464287465   418,345 4,680 SH   SOLE   4,680 0 0
iShares PHLX Semiconductor ETF Equity Funds 464287523   268,537 1,125 SH   SOLE   1,125 0 0
iShares S&P 100 Index Fund Equity Funds 464287101   1,361,966 4,475 SH   SOLE   4,475 0 0
iShares U.S. Insurance ETF Equity Funds 464288786   218,497 1,625 SH   SOLE   1,625 0 0
J.P. Morgan Chase & Co. COM 46625h100   1,534,494 5,293 SH   SOLE   5,293 0 0
Johnson & Johnson COM 478160104   2,414,061 15,804 SH   SOLE   15,804 0 0
Kimberly-Clark Corp. COM 494368103   511,812 3,970 SH   SOLE   3,970 0 0
Labcorp Holdings COM 504922105   1,850,170 7,048 SH   SOLE   7,048 0 0
Lincoln Electric Hldgs, Inc. COM 533900106   1,581,437 7,628 SH   SOLE   7,628 0 0
Manulife Financial Corp. COM 56501r106   347,917 10,886 SH   SOLE   10,886 0 0
McDonald's Corp. COM 580135101   578,497 1,980 SH   SOLE   1,980 0 0
McKesson Corp. COM 58155Q103   7,020,032 9,580 SH   SOLE   9,580 0 0
Meta Platforms, Inc. - Cl A COM 30303m102   2,231,246 3,023 SH   SOLE   3,023 0 0
Microsoft Corp. COM 594918104   13,709,117 27,561 SH   SOLE   27,561 0 0
Nestle SA COM 641069406   568,806 5,727 SH   SOLE   5,727 0 0
NVR, Inc. COM 62944t105   1,285,105 174 SH   SOLE   174 0 0
Oracle Corp. COM 68389X105   6,208,436 28,397 SH   SOLE   28,397 0 0
PepsiCo, Inc. COM 713448108   572,261 4,334 SH   SOLE   4,334 0 0
Philip Morris Int'l Inc. COM 718172109   3,793,947 20,831 SH   SOLE   20,831 0 0
Pinnacle Financial Partners, I COM 72346q104   847,949 7,680 SH   SOLE   7,680 0 0
Progressive Corp. COM 743315103   2,436,432 9,130 SH   SOLE   9,130 0 0
Schlumberger Ltd. COM 806857108   262,626 7,770 SH   SOLE   7,770 0 0
Schwab U.S. Broad Market ETF Equity Funds 808524102   316,701 13,290 SH   SOLE   13,290 0 0
Select Sector SPDR - Communica Equity Funds 81369y852   412,414 3,800 SH   SOLE   3,800 0 0
Select Sector SPDR - Consumer Equity Funds 81369y407   586,791 2,700 SH   SOLE   2,700 0 0
Select Sector SPDR - Health Ca Equity Funds 81369y209   229,143 1,700 SH   SOLE   1,700 0 0
Select Sector SPDR - Industria Equity Funds 81369y704   390,928 2,650 SH   SOLE   2,650 0 0
Select Sector SPDR - Technolog Equity Funds 81369y803   878,708 3,470 SH   SOLE   3,470 0 0
Shell PLC - ADR COM 780259305   547,438 7,775 SH   SOLE   7,775 0 0
Southern Co. COM 842587107   264,746 2,883 SH   SOLE   2,883 0 0
SPDR Dow Jones Industrial ETF Equity Funds 78467x109   286,422 650 SH   SOLE   650 0 0
SPDR S&P 500 ETF Trust Equity Funds 78462f103   3,858,473 6,245 SH   SOLE   6,245 0 0
Sunrise Communications AG - Cl COM 867975104   215,964 3,819 SH   SOLE   3,819 0 0
The Interpublic Group of Cos., COM 460690100   810,190 33,096 SH   SOLE   33,096 0 0
The Procter & Gamble Co. COM 742718109   1,707,751 10,719 SH   SOLE   10,719 0 0
The Walt Disney Co. COM 254687106   2,328,412 18,776 SH   SOLE   18,776 0 0
Trane Technologies PLC COM G8994E103   503,021 1,150 SH   SOLE   1,150 0 0
Truist Financial Corp. COM 89832q109   287,689 6,692 SH   SOLE   6,692 0 0
Union Pacific Corp. COM 907818108   1,497,821 6,510 SH   SOLE   6,510 0 0
Vanguard Dividend Appreciation Equity Funds 921908844   6,484,969 31,685 SH   SOLE   31,685 0 0
Vanguard Emerging Markets ETF Equity Funds 922042858   437,226 8,840 SH   SOLE   8,840 0 0
Vanguard Total Stock Market ET Equity Funds 922908769   4,400,906 14,480 SH   SOLE   14,480 0 0
Verizon Communications, Inc. COM 92343v104   835,154 19,301 SH   SOLE   19,301 0 0
Visa Inc. COM 92826c839   247,470 697 SH   SOLE   697 0 0
Walmart Inc. COM 931142103   6,012,003 61,485 SH   SOLE   61,485 0 0
Yelp Inc. COM 985817105   314,427 9,175 SH   SOLE   9,175 0 0