The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CISCO SYS INC COMMON STOCK 17275R102   313,523 5,080 SH   SOLE   5,080 0 0
FRANKLIN FTSE INDIA ETF UIT EXCHANGE TRADED 35473P769   589,992 16,015 SH   SOLE   16,015 0 0
FRANKLIN FTSE JAPAN ETF UIT EXCHANGE TRADED 35473P744   2,806,612 95,463 SH   SOLE   95,463 0 0
GE AEROSPACE COMMON STOCK 369604301   202,151 1,010 SH   SOLE   1,010 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   284,070 520 SH   SOLE   520 0 0
HOLOGIC INC COMMON STOCK 436440101   1,230,952 19,928 SH   SOLE   19,928 0 0
IBM CORP COMMON STOCK 459200101   209,031 840 SH   SOLE   840 0 0
INVESCO SENIOR LOAN ETF UIT EXCHANGE TRADED 46138G508   556,643 26,891 SH   SOLE   26,891 0 0
ISHARES CORE S&P 500 ETF UIT EXCHANGE TRADED 464287200   645,968 1,149 SH   SOLE   1,149 0 0
ISHARES CORE US AGGREGATE BOND ETF UIT EXCHANGE TRADED 464287226   875,070 8,846 SH   SOLE   8,846 0 0
ISHARES IBOXX HIGH YIELD BOND ETF UIT EXCHANGE TRADED 464288513   1,642,118 20,815 SH   SOLE   20,815 0 0
ISHARES MSCI EMERGING MARKETS EX CHI UIT EXCHANGE TRADED 46434G764   457,908 8,312 SH   SOLE   8,312 0 0
ISHARES RUSSELL 1000 ETF UIT EXCHANGE TRADED 464287622   415,207 1,353 SH   SOLE   1,353 0 0
ISHARES RUSSELL 2000 ETF UIT EXCHANGE TRADED 464287655   950,736 4,765 SH   SOLE   4,765 0 0
ISHARES TR IS 1-5 YR IN GR CR BD ETF UIT EXCHANGE TRADED 464288646   2,244,091 42,850 SH   SOLE   42,850 0 0
ISHARES TRT IS 5-10 INV GR CR BD ETF UIT EXCHANGE TRADED 464288638   7,068,954 134,595 SH   SOLE   134,595 0 0
ISHRS 10 YR INVEST GRADE BOND ETF UIT EXCHANGE TRADED 464289511   7,599,044 151,284 SH   SOLE   151,284 0 0
JPMORGAN ULTRA SHORT INCOME ETF UIT EXCHANGE TRADED 46641Q837   451,317 8,914 SH   SOLE   8,914 0 0
NVIDIA CORP COMMON STOCK 67066G104   358,604 3,308 SH   SOLE   3,308 0 0
SPDR GOLD SHARES ETF UIT EXCHANGE TRADED 78463V107   293,902 1,020 SH   SOLE   1,020 0 0
SPDR S&P 500 ETF UIT EXCHANGE TRADED 78462F103   385,787 689 SH   SOLE   689 0 0
SPDR S&P CHINA ETF UIT EXCHANGE TRADED 78463X400   806,594 9,379 SH   SOLE   9,379 0 0
VAG ITM-TERM TREASURY ETF UIT EXCHANGE TRADED 92206C706   268,085 4,513 SH   SOLE   4,513 0 0
VANGUARD COMMUNICATION SERVICES ETF UIT EXCHANGE TRADED 92204A884   485,680 3,273 SH   SOLE   3,273 0 0
VANGUARD CONSUMER DISCRETIONARY ETF UIT EXCHANGE TRADED 92204A108   469,710 1,443 SH   SOLE   1,443 0 0
VANGUARD DIVIDEND APPRECIATION ETF UIT EXCHANGE TRADED 921908844   18,222,300 93,934 SH   SOLE   93,934 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF UIT EXCHANGE TRADED 921943858   12,904,381 253,873 SH   SOLE   253,873 0 0
VANGUARD FTSE EMERGING MARKETS ETF UIT EXCHANGE TRADED 922042858   10,924,200 241,365 SH   SOLE   241,365 0 0
VANGUARD HIGH DIVIDEND YIELD ETF UIT EXCHANGE TRADED 921946406   18,963,950 147,052 SH   SOLE   147,052 0 0
VANGUARD MID CAP ETF UIT EXCHANGE TRADED 922908629   2,154,987 8,332 SH   SOLE   8,332 0 0
VANGUARD S&P 500 ETF UIT EXCHANGE TRADED 922908363   12,144,418 23,631 SH   SOLE   23,631 0 0
VANGUARD SMALL CAP ETF UIT EXCHANGE TRADED 922908751   3,468,961 15,643 SH   SOLE   15,643 0 0
VGRD FTSE ALL WRLD EX US SML CAP ETF UIT EXCHANGE TRADED 922042718   454,192 3,929 SH   SOLE   3,929 0 0