The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIRBNB INC COM CL A 009066101   4,084,880 31,085 SH   SOLE   31,085 0 0
ALPHABET INC CAP STK CL C 02079K107   248,978 1,307 SH   SOLE   1,307 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   7,901,731 134,406 SH   SOLE   132,501 0 1,905
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   16,256,866 249,798 SH   SOLE   246,155 0 3,643
AMERICAN CENTY ETF TR US SML CP VALU 025072877   19,769,822 204,805 SH   SOLE   200,843 0 3,962
APPLE INC COM 037833100   225,062 899 SH   SOLE   899 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   613,288 1,353 SH   SOLE   1,353 0 0
CINTAS CORP COM 172908105   322,798 1,767 SH   SOLE   1,767 0 0
CONSTELLATION BRANDS INC CL A 21036P108   475,948 2,154 SH   SOLE   2,154 0 0
COSTCO WHSL CORP NEW COM 22160K105   307,957 336 SH   SOLE   336 0 0
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   213,322 4,316 SH   SOLE   4,316 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   395,595 6,053 SH   SOLE   6,053 0 0
ISHARES TR CORE S&P500 ETF 464287200   248,127 421 SH   SOLE   400 0 21
MICROSOFT CORP COM 594918104   423,768 1,005 SH   SOLE   1,005 0 0
NVIDIA CORPORATION COM 67066G104   589,299 4,388 SH   SOLE   4,388 0 0
PROGRESSIVE CORP COM 743315103   213,621 892 SH   SOLE   892 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   381,481 3,832 SH   SOLE   3,832 0 0
QUALCOMM INC COM 747525103   242,344 1,578 SH   SOLE   1,578 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,319,639 2,252 SH   SOLE   2,252 0 0
SEMPRA COM 816851109   236,516 2,696 SH   SOLE   2,696 0 0
TESLA INC COM 88160R101   286,491 709 SH   SOLE   709 0 0
TETRA TECH INC NEW COM 88162G103   412,084 10,343 SH   SOLE   10,343 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   18,569,280 383,504 SH   SOLE   380,862 0 2,642
VANGUARD WORLD FD INF TECH ETF 92204A702   281,977 453 SH   SOLE   453 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   14,660,666 255,368 SH   SOLE   251,379 0 3,989
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   7,990,689 181,442 SH   SOLE   178,313 0 3,128
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   413,786 768 SH   SOLE   768 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   15,407,520 172,963 SH   SOLE   170,206 0 2,757
VANGUARD INDEX FDS LARGE CAP ETF 922908637   640,396 2,374 SH   SOLE   2,374 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   384,228 936 SH   SOLE   936 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   271,593 1,604 SH   SOLE   1,604 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   18,247,821 62,965 SH   SOLE   61,742 0 1,222
VISA INC COM CL A 92826C839   235,994 747 SH   SOLE   747 0 0
WORKDAY INC CL A 98138H101   202,037 783 SH   SOLE   783 0 0