The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   286,822 1,163 SH   SOLE   0 0 1,163
ADOBE INC COM 00724F101   305,834 867 SH   SOLE   0 0 867
ALPHABET INC CAP STK CL C 02079K107   208,479 856 SH   SOLE   0 0 856
ALPHABET INC CAP STK CL A 02079K305   925,650 3,808 SH   SOLE   0 0 3,808
AMAZON COM INC COM 023135106   1,975,691 8,998 SH   SOLE   0 0 8,998
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   6,505,903 86,618 SH   SOLE   0 0 86,618
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,041,402 20,510 SH   SOLE   0 0 20,510
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   14,834,943 188,022 SH   SOLE   0 0 188,022
AMERICAN CENTY ETF TR US QUALITY GROW 025072307   368,139 3,218 SH   SOLE   0 0 3,218
AMERICAN EXPRESS CO COM 025816109   281,340 847 SH   SOLE   0 0 847
AMPHENOL CORP NEW CL A 032095101   420,997 3,402 SH   SOLE   0 0 3,402
AON PLC SHS CL A G0403H108   300,954 844 SH   SOLE   0 0 844
APOLLO GLOBAL MGMT INC COM 03769M106   306,654 2,301 SH   SOLE   0 0 2,301
APPLE INC COM 037833100   2,394,553 9,404 SH   SOLE   0 0 9,404
BOEING CO COM 097023105   211,729 981 SH   SOLE   0 0 981
BOOKING HOLDINGS INC COM 09857L108   389,671 72 SH   SOLE   0 0 72
BROADCOM INC COM 11135F101   859,184 2,604 SH   SOLE   0 0 2,604
CHEVRON CORP NEW COM 166764100   386,191 2,487 SH   SOLE   0 0 2,487
CHIPOTLE MEXICAN GRILL INC COM 169656105   266,178 6,792 SH   SOLE   0 0 6,792
CISCO SYS INC COM 17275R102   456,840 6,677 SH   SOLE   0 0 6,677
COCA COLA CO COM 191216100   215,353 3,247 SH   SOLE   0 0 3,247
COSTCO WHSL CORP NEW COM 22160K105   1,856,039 2,005 SH   SOLE   0 0 2,005
DEERE & CO COM 244199105   279,843 612 SH   SOLE   0 0 612
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   4,250,945 134,396 SH   SOLE   0 0 134,396
EATON CORP PLC SHS G29183103   317,364 848 SH   SOLE   0 0 848
ELI LILLY & CO COM 532457108   362,425 475 SH   SOLE   0 0 475
EMERSON ELEC CO COM 291011104   207,789 1,584 SH   SOLE   0 0 1,584
EXXON MOBIL CORP COM 30231G102   897,239 7,958 SH   SOLE   0 0 7,958
FEDERATED HERMES ETF TRUST HERMES TOTAL RET 31423L404   24,801,985 976,833 SH   SOLE   0 0 976,833
FIDELITY COVINGTON TRUST ENHANCED MID 31609A503   5,848,817 161,793 SH   SOLE   0 0 161,793
FORTUNE BRANDS INNOVATIONS I COM 34964C106   203,202 3,806 SH   SOLE   0 0 3,806
GOLDMAN SACHS GROUP INC COM 38141G104   389,517 489 SH   SOLE   0 0 489
GRANITESHARES GOLD TR SHS BEN INT 38748G101   203,393 5,344 SH   SOLE   0 0 5,344
HOME DEPOT INC COM 437076102   306,324 756 SH   SOLE   0 0 756
HONEYWELL INTL INC COM 438516106   287,223 1,364 SH   SOLE   0 0 1,364
INTEL CORP COM 458140100   300,608 8,960 SH   SOLE   0 0 8,960
INTERCONTINENTAL EXCHANGE IN COM 45866F104   312,597 1,855 SH   SOLE   0 0 1,855
INTERNATIONAL BUSINESS MACHS COM 459200101   812,056 2,878 SH   SOLE   0 0 2,878
INTUIT COM 461202103   305,423 447 SH   SOLE   0 0 447
IQVIA HLDGS INC COM 46266C105   343,791 1,810 SH   SOLE   0 0 1,810
ISHARES GOLD TR ISHARES NEW 464285204   481,155 6,612 SH   SOLE   0 0 6,612
ISHARES SILVER TR ISHARES 46428Q109   293,116 6,918 SH   SOLE   0 0 6,918
ISHARES TR CORE S&P500 ETF 464287200   346,697 518 SH   SOLE   0 0 518
ISHARES TR 0-5YR HI YL CP 46434V407   210,265 4,856 SH   SOLE   0 0 4,856
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609   4,113,844 43,881 SH   SOLE   0 0 43,881
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   6,544,844 133,487 SH   SOLE   0 0 133,487
JOHNSON & JOHNSON COM 478160104   521,778 2,814 SH   SOLE   0 0 2,814
JPMORGAN CHASE & CO. COM 46625H100   688,902 2,184 SH   SOLE   0 0 2,184
LINDE PLC SHS G54950103   238,450 502 SH   SOLE   0 0 502
LOCKHEED MARTIN CORP COM 539830109   233,260 467 SH   SOLE   0 0 467
LOWES COS INC COM 548661107   349,070 1,389 SH   SOLE   0 0 1,389
MARSH & MCLENNAN COS INC COM 571748102   1,034,453 5,133 SH   SOLE   0 0 5,133
MARVELL TECHNOLOGY INC COM 573874104   524,849 6,243 SH   SOLE   0 0 6,243
MCKESSON CORP COM 58155Q103   353,823 458 SH   SOLE   0 0 458
MERCK & CO INC COM 58933Y105   203,278 2,422 SH   SOLE   0 0 2,422
META PLATFORMS INC CL A 30303M102   613,313 835 SH   SOLE   0 0 835
MFS MULTIMARKET INCOME TR SH BEN INT 552737108   71,222 14,900 SH   SOLE   0 0 14,900
MICROCHIP TECHNOLOGY INC. COM 595017104   433,941 6,757 SH   SOLE   0 0 6,757
MICROSOFT CORP COM 594918104   2,652,809 5,122 SH   SOLE   0 0 5,122
MONDELEZ INTL INC CL A 609207105   302,126 4,836 SH   SOLE   0 0 4,836
MOTOROLA SOLUTIONS INC COM NEW 620076307   318,731 697 SH   SOLE   0 0 697
NEUBERGER BERMAN ETF TRUST SMALL MID CAP ET 64135A804   1,901,445 75,069 SH   SOLE   0 0 75,069
NEXTERA ENERGY INC COM 65339F101   290,203 3,844 SH   SOLE   0 0 3,844
NORTHROP GRUMMAN CORP COM 666807102   230,323 378 SH   SOLE   0 0 378
NVIDIA CORPORATION COM 67066G104   2,607,102 13,973 SH   SOLE   0 0 13,973
NXP SEMICONDUCTORS N V COM N6596X109   253,008 1,111 SH   SOLE   0 0 1,111
ORACLE CORP COM 68389X105   446,047 1,586 SH   SOLE   0 0 1,586
PALO ALTO NETWORKS INC COM 697435105   591,312 2,904 SH   SOLE   0 0 2,904
PEPSICO INC COM 713448108   332,679 2,369 SH   SOLE   0 0 2,369
ROPER TECHNOLOGIES INC COM 776696106   291,861 585 SH   SOLE   0 0 585
RTX CORPORATION COM 75513E101   1,747,595 10,444 SH   SOLE   0 0 10,444
S&P GLOBAL INC COM 78409V104   298,599 613 SH   SOLE   0 0 613
SALESFORCE INC COM 79466L302   336,886 1,421 SH   SOLE   0 0 1,421
SCHWAB CHARLES CORP COM 808513105   349,898 3,665 SH   SOLE   0 0 3,665
SINTX TECHNOLOGIES INC COM NEW 829392703   61,350 15,000 SH   SOLE   0 0 15,000
SPDR GOLD TR GOLD SHS 78463V107   418,033 1,176 SH   SOLE   0 0 1,176
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   254,505 427 SH   SOLE   0 0 427
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   36,516,152 466,124 SH   SOLE   0 0 466,124
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805   371,504 4,606 SH   SOLE   0 0 4,606
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664   3,774,563 140,058 SH   SOLE   0 0 140,058
STRYKER CORPORATION COM 863667101   273,925 741 SH   SOLE   0 0 741
T-MOBILE US INC COM 872590104   307,563 1,285 SH   SOLE   0 0 1,285
TESLA INC COM 88160R101   1,133,147 2,548 SH   SOLE   0 0 2,548
TEXAS INSTRS INC COM 882508104   230,030 1,252 SH   SOLE   0 0 1,252
THERMO FISHER SCIENTIFIC INC COM 883556102   336,186 693 SH   SOLE   0 0 693
TJX COS INC NEW COM 872540109   374,810 2,593 SH   SOLE   0 0 2,593
UBER TECHNOLOGIES INC COM 90353T100   428,619 4,375 SH   SOLE   0 0 4,375
ULTA BEAUTY INC COM 90384S303   371,790 680 SH   SOLE   0 0 680
UNION PAC CORP COM 907818108   303,342 1,283 SH   SOLE   0 0 1,283
VALERO ENERGY CORP COM 91913Y100   299,388 1,758 SH   SOLE   0 0 1,758
VERIZON COMMUNICATIONS INC COM 92343V104   243,836 5,548 SH   SOLE   0 0 5,548
VICTORY PORTFOLIOS II SHORT TRM BD ETF 92647N535   24,352,362 477,591 SH   SOLE   0 0 477,591
VICTORY PORTFOLIOS II VICTORYSHARES WE 92647P126   275,079 5,952 SH   SOLE   0 0 5,952
VISA INC COM CL A 92826C839   417,395 1,223 SH   SOLE   0 0 1,223
WALMART INC COM 931142103   510,781 4,956 SH   SOLE   0 0 4,956
WASTE MGMT INC DEL COM 94106L109   340,950 1,544 SH   SOLE   0 0 1,544
ZOETIS INC CL A 98978V103   296,401 2,026 SH   SOLE   0 0 2,026