The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   14,916 98 SH   SOLE   0 0 98
ABBVIE INC COM 00287Y109   21,701 118 SH   SOLE   0 0 118
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   28,102 73 SH   SOLE   0 0 73
ADOBE INC COM 00724F101   11,374 26 SH   SOLE   0 0 26
ADVANCED MICRO DEVICES INC COM 007903107   10,668 92 SH   SOLE   0 0 92
AGCO CORP COM 001084102   13,054 125 SH   SOLE   0 0 125
AIRBNB INC COM CL A 009066101   6,297 48 SH   SOLE   0 0 48
ALCOA CORP COM 013872106   2,932 83 SH   SOLE   0 0 83
ALLIANT ENERGY CORP COM 018802108   17,076 290 SH   SOLE   0 0 290
ALPHABET INC CAP STK CL A 02079K305   151,995 745 SH   SOLE   0 0 745
ALPHABET INC CAP STK CL C 02079K107   46,260 225 SH   SOLE   0 0 225
AMAZON COM INC COM 023135106   459,436 1,933 SH   SOLE   0 0 1,933
AMERICAN EXPRESS CO COM 025816109   13,333 42 SH   SOLE   0 0 42
AMERICAN INTL GROUP INC COM NEW 026874784   15,616 212 SH   SOLE   0 0 212
AMETEK INC COM 031100100   6,645 36 SH   SOLE   0 0 36
ANALOG DEVICES INC COM 032654105   6,145 29 SH   SOLE   0 0 29
APPLE INC COM 037833100   9,758,305 41,349 SH   SOLE   0 0 41,349
APPLIED DIGITAL CORP COM NEW 038169207   19,936 2,800 SH   SOLE   0 0 2,800
APPLIED MATLS INC COM 038222105   28,135 156 SH   SOLE   0 0 156
ARISTA NETWORKS INC COM SHS 040413205   5,532 48 SH   SOLE   0 0 48
ASML HOLDING N V N Y REGISTRY SHS N07059210   12,569 17 SH   SOLE   0 0 17
ASTRAZENECA PLC SPONSORED ADR 046353108   4,034 57 SH   SOLE   0 0 57
ATLASSIAN CORPORATION CL A 049468101   7,977 26 SH   SOLE   0 0 26
BALL CORP COM 058498106   6,350 114 SH   SOLE   0 0 114
BANK AMERICA CORP COM 060505104   20,048 433 SH   SOLE   0 0 433
BJS WHSL CLUB HLDGS INC COM 05550J101   13,967 141 SH   SOLE   0 0 141
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   4,937 94 SH   SOLE   0 0 94
BLACKROCK INC COM 09290D101   3,227 3 SH   SOLE   0 0 3
BLACKSTONE INC COM 09260D107   9,564 54 SH   SOLE   0 0 54
BLOCK INC CL A 852234103   13,623 150 SH   SOLE   0 0 150
BOEING CO COM 097023105   19,418 110 SH   SOLE   0 0 110
BOOKING HOLDINGS INC COM 09857L108   4,738 1 SH   SOLE   0 0 1
BOSTON SCIENTIFIC CORP COM 101137107   21,906 214 SH   SOLE   0 0 214
BRISTOL-MYERS SQUIBB CO COM 110122108   17,803 302 SH   SOLE   0 0 302
BROADCOM INC COM 11135F101   1,164,545 5,263 SH   SOLE   0 0 5,263
CADENCE DESIGN SYSTEM INC COM 127387108   8,631 29 SH   SOLE   0 0 29
CAPITAL ONE FINL CORP COM 14040H105   58,465 287 SH   SOLE   0 0 287
CARNIVAL CORP UNIT 99/99/9999 143658300   2,767 100 SH   SOLE   0 0 100
CBOE GLOBAL MKTS INC COM 12503M108   6,335 31 SH   SOLE   0 0 31
CENCORA INC COM 03073E105   11,948 47 SH   SOLE   0 0 47
CHEVRON CORP NEW COM 166764100   16,561 111 SH   SOLE   0 0 111
CHIPOTLE MEXICAN GRILL INC COM 169656105   6,769 116 SH   SOLE   0 0 116
CISCO SYS INC COM 17275R102   25,695 424 SH   SOLE   0 0 424
CLEAR SECURE INC COM CL A 18467V109   1,776 75 SH   SOLE   0 0 75
CLOROX CO DEL COM 189054109   10,791 68 SH   SOLE   0 0 68
CLOUDFLARE INC CL A COM 18915M107   9,965 72 SH   SOLE   0 0 72
CME GROUP INC COM 12572Q105   2,839 12 SH   SOLE   0 0 12
CMS ENERGY CORP COM 125896100   9,306 141 SH   SOLE   0 0 141
COCA COLA CO COM 191216100   6,095 96 SH   SOLE   0 0 96
CONOCOPHILLIPS COM 20825C104   22,929 232 SH   SOLE   0 0 232
CONSTELLATION BRANDS INC CL A 21036P108   7,232 40 SH   SOLE   0 0 40
CONSTELLATION ENERGY CORP COM 21037T109   20,399 68 SH   SOLE   0 0 68
COPART INC COM 217204106   8,342 144 SH   SOLE   0 0 144
COSTCO WHSL CORP NEW COM 22160K105   19,598 20 SH   SOLE   0 0 20
CROWDSTRIKE HLDGS INC CL A 22788C105   32,642 82 SH   SOLE   0 0 82
CROWN HLDGS INC COM 228368106   3,339 38 SH   SOLE   0 0 38
CSX CORP COM 126408103   17,159 522 SH   SOLE   0 0 522
CVS HEALTH CORP COM 126650100   14,572 258 SH   SOLE   0 0 258
DANAHER CORPORATION COM 235851102   1,114 5 SH   SOLE   0 0 5
DARLING INGREDIENTS INC COM 237266101   9,852 263 SH   SOLE   0 0 263
DATADOG INC CL A COM 23804L103   5,423 38 SH   SOLE   0 0 38
DBX ETF TR XTRACK USD HIGH 233051432   20,083 549 SH   SOLE   0 0 549
DEERE & CO COM 244199105   1,430 3 SH   SOLE   0 0 3
DEXCOM INC COM 252131107   7,815 90 SH   SOLE   0 0 90
DISNEY WALT CO COM 254687106   27,700 245 SH   SOLE   0 0 245
DOVER CORP COM 260003108   2,852 14 SH   SOLE   0 0 14
DUKE ENERGY CORP NEW COM NEW 26441C204   7,504 67 SH   SOLE   0 0 67
EATON CORP PLC SHS G29183103   19,260 59 SH   SOLE   0 0 59
EBAY INC. COM 278642103   229,432 3,400 SH   SOLE   0 0 3,400
ELI LILLY & CO COM 532457108   44,610 55 SH   SOLE   0 0 55
EMERSON ELEC CO COM 291011104   15,984 123 SH   SOLE   0 0 123
ENTERGY CORP NEW COM 29364G103   11,027 136 SH   SOLE   0 0 136
EOG RES INC COM 26875P101   7,296 58 SH   SOLE   0 0 58
EQT CORP COM 26884L109   5,010 98 SH   SOLE   0 0 98
EXELON CORP COM 30161N101   8,160 204 SH   SOLE   0 0 204
EXXON MOBIL CORP COM 30231G102   17,093 160 SH   SOLE   0 0 160
FATE THERAPEUTICS INC COM 31189P102   34,393 26,456 SH   SOLE   0 0 26,456
FEDEX CORP COM 31428X106   2,649 10 SH   SOLE   0 0 10
FIRST INDL RLTY TR INC COM 32054K103   8,810 165 SH   SOLE   0 0 165
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   9,006 209 SH   SOLE   0 0 209
FLUTTER ENTMT PLC SHS G3643J108   1,869 7 SH   SOLE   0 0 7
FMC CORP COM NEW 302491303   6,806 122 SH   SOLE   0 0 122
GALLAGHER ARTHUR J & CO COM 363576109   1,510 5 SH   SOLE   0 0 5
GE AEROSPACE COM NEW 369604301   16,286 80 SH   SOLE   0 0 80
GENERAL DYNAMICS CORP COM 369550108   2,056 8 SH   SOLE   0 0 8
GENERAL MLS INC COM 370334104   7,097 118 SH   SOLE   0 0 118
GILEAD SCIENCES INC COM 375558103   8,554 88 SH   SOLE   0 0 88
GITLAB INC CLASS A COM 37637K108   146 2 SH   SOLE   0 0 2
GOLDMAN SACHS GROUP INC COM 38141G104   19,212 30 SH   SOLE   0 0 30
GOPRO INC CL A 38268T103   20 20 SH   SOLE   0 0 20
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   8,954 268 SH   SOLE   0 0 268
HASBRO INC COM 418056107   7,693 133 SH   SOLE   0 0 133
HERSHEY CO COM 427866108   3,433 23 SH   SOLE   0 0 23
HILTON WORLDWIDE HLDGS INC COM 43300A203   6,146 24 SH   SOLE   0 0 24
HOME DEPOT INC COM 437076102   9,064 22 SH   SOLE   0 0 22
HONEYWELL INTL INC COM 438516106   2,685 12 SH   SOLE   0 0 12
HUMANA INC COM 444859102   31,083 106 SH   SOLE   0 0 106
HUNTINGTON INGALLS INDS INC COM 446413106   6,313 32 SH   SOLE   0 0 32
IAC INC COM NEW 44891N208   3,133 74 SH   SOLE   0 0 74
INGERSOLL RAND INC COM 45687V106   10,787 115 SH   SOLE   0 0 115
INTEL CORP COM 458140100   7,675 395 SH   SOLE   0 0 395
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107   13,264 61 SH   SOLE   0 0 61
INTERNATIONAL BUSINESS MACHS COM 459200101   35,798 140 SH   SOLE   0 0 140
INTUIT COM 461202103   6,617 11 SH   SOLE   0 0 11
INTUITIVE SURGICAL INC COM NEW 46120E602   7,435 13 SH   SOLE   0 0 13
INVESCO EXCHANGE TRADED FD T S&P500 EQL ENR 46137V365   103,333 1,307 SH   SOLE   0 0 1,307
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   27,549 152 SH   SOLE   0 0 152
INVITATION HOMES INC COM 46187W107   9,750 313 SH   SOLE   0 0 313
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   220,626 3,823 SH   SOLE   0 0 3,823
ISHARES INC CORE MSCI EMKT 46434G103   37,729 712 SH   SOLE   0 0 712
ISHARES INC MSCI EMRG CHN 46434G764   1,411 25 SH   SOLE   0 0 25
ISHARES INC MSCI JPN ETF NEW 46434G822   3,830,006 56,068 SH   SOLE   0 0 56,068
ISHARES TR 10+ YR INVST GRD 464289511   12,358 249 SH   SOLE   0 0 249
ISHARES TR 20 YR TR BD ETF 464287432   8,111,394 92,427 SH   SOLE   0 0 92,427
ISHARES TR CORE 1 5 YR USD 46432F859   22,041,160 458,904 SH   SOLE   0 0 458,904
ISHARES TR CORE INTL AGGR 46435G672   17,249 344 SH   SOLE   0 0 344
ISHARES TR CORE MSCI EAFE 46432F842   516,753 7,023 SH   SOLE   0 0 7,023
ISHARES TR CORE MSCI INTL 46435G326   30,366 451 SH   SOLE   0 0 451
ISHARES TR CORE S&P SCP ETF 464287804   20,727 175 SH   SOLE   0 0 175
ISHARES TR EAFE GRWTH ETF 464288885   3,868 38 SH   SOLE   0 0 38
ISHARES TR EAFE VALUE ETF 464288877   1,482 27 SH   SOLE   0 0 27
ISHARES TR EUROPE ETF 464287861   6,415,049 115,816 SH   SOLE   0 0 115,816
ISHARES TR HDG MSCI EAFE 46434V803   838 23 SH   SOLE   0 0 23
ISHARES TR MSCI AC ASIA ETF 464288182   2,766,893 38,080 SH   SOLE   0 0 38,080
ISHARES TR MSCI USA QLT FCT 46432F339   57,209 312 SH   SOLE   0 0 312
ISHARES TR NATIONAL MUN ETF 464288414   178,135 1,672 SH   SOLE   0 0 1,672
ISHARES TR RUS 2000 GRW ETF 464287648   62,055 209 SH   SOLE   0 0 209
ISHARES TR RUS 2000 VAL ETF 464287630   24,619 147 SH   SOLE   0 0 147
ISHARES TR RUS MD CP GR ETF 464287481   174,398 1,295 SH   SOLE   0 0 1,295
ISHARES TR RUS MDCP VAL ETF 464287473   68,990 516 SH   SOLE   0 0 516
ISHARES TR RUS TP200 GR ETF 464289438   56,714 238 SH   SOLE   0 0 238
ISHARES TR RUS TP200 VL ETF 464289420   42,057 506 SH   SOLE   0 0 506
ISHARES TR RUSSELL 2000 ETF 464287655   4,304 19 SH   SOLE   0 0 19
ISHARES TR S&P 500 GRWT ETF 464287309   6,460 62 SH   SOLE   0 0 62
ISHARES TR S&P 500 VAL ETF 464287408   2,551 13 SH   SOLE   0 0 13
ISHARES TR SELECT DIVID ETF 464287168   136,098 1,010 SH   SOLE   0 0 1,010
ISHARES TR TIPS BD ETF 464287176   7,237 67 SH   SOLE   0 0 67
ISHARES TR U.S. TECH ETF 464287721   922,574 5,778 SH   SOLE   0 0 5,778
ISHARES TR US HLTHCARE ETF 464287762   68,318 1,101 SH   SOLE   0 0 1,101
ISHARES TR US INFRASTRUC 46435U713   380 8 SH   SOLE   0 0 8
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191   13,521 229 SH   SOLE   0 0 229
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   28,535 479 SH   SOLE   0 0 479
JANUS DETROIT STR TR HENDERSON MTG 47103U852   18,015 405 SH   SOLE   0 0 405
JOHNSON & JOHNSON COM 478160104   13,390 88 SH   SOLE   0 0 88
JOHNSON CTLS INTL PLC SHS G51502105   23,556 302 SH   SOLE   0 0 302
JPMORGAN CHASE & CO. COM 46625H100   20,048 75 SH   SOLE   0 0 75
KKR & CO INC COM 48251W104   14,870 89 SH   SOLE   0 0 89
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   912 24 SH   SOLE   0 0 24
LINDE PLC SHS G54950103   16,507 37 SH   SOLE   0 0 37
LITHIA MTRS INC COM 536797103   10,531 28 SH   SOLE   0 0 28
LOWES COS INC COM 548661107   7,282 28 SH   SOLE   0 0 28
LUCID GROUP INC COM 549498103   329 119 SH   SOLE   0 0 119
LULULEMON ATHLETICA INC COM 550021109   2,900 7 SH   SOLE   0 0 7
M & T BK CORP COM 55261F104   9,660 48 SH   SOLE   0 0 48
MARKEL GROUP INC COM 570535104   36,576 20 SH   SOLE   0 0 20
MARRIOTT INTL INC NEW CL A 571903202   11,043 38 SH   SOLE   0 0 38
MARVELL TECHNOLOGY INC COM 573874104   1,129 10 SH   SOLE   0 0 10
MASTERCARD INCORPORATED CL A 57636Q104   38,881 70 SH   SOLE   0 0 70
MCDONALDS CORP COM 580135101   12,126 42 SH   SOLE   0 0 42
MCKESSON CORP COM 58155Q103   8,327 14 SH   SOLE   0 0 14
MERCADOLIBRE INC COM 58733R102   13,456 7 SH   SOLE   0 0 7
MERCK & CO INC COM 58933Y105   9,290 94 SH   SOLE   0 0 94
MERITAGE HOMES CORP COM 59001A102   2,804 36 SH   SOLE   0 0 36
META PLATFORMS INC CL A 30303M102   230,187 334 SH   SOLE   0 0 334
MGM RESORTS INTERNATIONAL COM 552953101   23,688 687 SH   SOLE   0 0 687
MICRON TECHNOLOGY INC COM 595112103   13,048 143 SH   SOLE   0 0 143
MICROSOFT CORP COM 594918104   603,913 1,455 SH   SOLE   0 0 1,455
MID-AMER APT CMNTYS INC COM 59522J103   11,749 77 SH   SOLE   0 0 77
MODERNA INC COM 60770K107   3,942 100 SH   SOLE   0 0 100
MONDAY COM LTD SHS M7S64H106   9,197 36 SH   SOLE   0 0 36
MONGODB INC CL A 60937P106   4,374 16 SH   SOLE   0 0 16
MOODYS CORP COM 615369105   6,493 13 SH   SOLE   0 0 13
MORGAN STANLEY COM NEW 617446448   6,507 47 SH   SOLE   0 0 47
MOTOROLA SOLUTIONS INC COM NEW 620076307   1,408 3 SH   SOLE   0 0 3
NETFLIX INC COM 64110L106   49,815 51 SH   SOLE   0 0 51
NEUROCRINE BIOSCIENCES INC COM 64125C109   4,555 30 SH   SOLE   0 0 30
NEXTERA ENERGY INC COM 65339F101   12,380 173 SH   SOLE   0 0 173
NICE LTD SPONSORED ADR 653656108   5,151 31 SH   SOLE   0 0 31
NORWEGIAN CRUISE LINE HLDG L SHS G66721104   2,835 100 SH   SOLE   0 0 100
NOVO-NORDISK A S ADR 670100205   11,655 138 SH   SOLE   0 0 138
NVIDIA CORPORATION COM 67066G104   287,808 2,397 SH   SOLE   0 0 2,397
OMEROS CORP NOTE 5.250% 2/1 682143AG7   1,784 2,000 SH   SOLE   0 0 2,000
OMNIAB INC COM 68218J103   2,586 803 SH   SOLE   0 0 803
ON SEMICONDUCTOR CORP COM 682189105   8,009 153 SH   SOLE   0 0 153
ORACLE CORP COM 68389X105   22,618 133 SH   SOLE   0 0 133
OREILLY AUTOMOTIVE INC COM 67103H107   11,650 9 SH   SOLE   0 0 9
OWENS CORNING NEW COM 690742101   28,421 154 SH   SOLE   0 0 154
PALANTIR TECHNOLOGIES INC CL A 69608A108   16,086 195 SH   SOLE   0 0 195
PALO ALTO NETWORKS INC COM 697435105   15,123 82 SH   SOLE   0 0 82
PARKER-HANNIFIN CORP COM 701094104   13,434 19 SH   SOLE   0 0 19
PAYPAL HLDGS INC COM 70450Y103   93,807 1,059 SH   SOLE   0 0 1,059
PEPSICO INC COM 713448108   603 4 SH   SOLE   0 0 4
PIMCO ETF TR ACTIVE BD ETF 72201R775   9,007 99 SH   SOLE   0 0 99
PIMCO ETF TR MULTISECTOR BD 72201R585   9,081 347 SH   SOLE   0 0 347
POST HLDGS INC COM 737446104   6,901 65 SH   SOLE   0 0 65
PPL CORP COM 69351T106   11,021 328 SH   SOLE   0 0 328
PROCTER AND GAMBLE CO COM 742718109   2,822 17 SH   SOLE   0 0 17
PROGRESSIVE CORP COM 743315103   8,379 34 SH   SOLE   0 0 34
PRUDENTIAL PLC ADR 74435K204   4,790 288 SH   SOLE   0 0 288
QUEST DIAGNOSTICS INC COM 74834L100   44,853 275 SH   SOLE   0 0 275
REINSURANCE GRP OF AMERICA I COM NEW 759351604   15,723 69 SH   SOLE   0 0 69
REPUBLIC SVCS INC COM 760759100   1,735 8 SH   SOLE   0 0 8
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   1,445 115 SH   SOLE   0 0 115
ROBERT HALF INC. COM 770323103   10,237 158 SH   SOLE   0 0 158
ROYAL CARIBBEAN GROUP COM V7780T103   26,660 100 SH   SOLE   0 0 100
RYAN SPECIALTY HOLDINGS INC CL A 78351F107   3,729 56 SH   SOLE   0 0 56
S&P GLOBAL INC COM 78409V104   7,822 15 SH   SOLE   0 0 15
SALESFORCE INC COM 79466L302   69,024 202 SH   SOLE   0 0 202
SANOFI SPONSORED ADR 80105N105   10,216 188 SH   SOLE   0 0 188
SAP SE SPON ADR 803054204   11,319 41 SH   SOLE   0 0 41
SCHLUMBERGER LTD COM STK 806857108   5,761 143 SH   SOLE   0 0 143
SCHWAB CHARLES CORP COM 808513105   17,951 217 SH   SOLE   0 0 217
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   230,564 9,870 SH   SOLE   0 0 9,870
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   14,680,480 615,018 SH   SOLE   0 0 615,018
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   13,302 498 SH   SOLE   0 0 498
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   3,847,848 26,199 SH   SOLE   0 0 26,199
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   425,537 5,464 SH   SOLE   0 0 5,464
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   6,925 30 SH   SOLE   0 0 30
SEMPRA COM 816851109   7,879 95 SH   SOLE   0 0 95
SERVICENOW INC COM 81762P102   33,607 33 SH   SOLE   0 0 33
SHERWIN WILLIAMS CO COM 824348106   7,164 20 SH   SOLE   0 0 20
SNAP INC CL A 83304A106   11,290 1,000 SH   SOLE   0 0 1,000
SNOWFLAKE INC CL A 833445109   4,175 23 SH   SOLE   0 0 23
SOLVENTUM CORP COM SHS 83444M101   21,848 295 SH   SOLE   0 0 295
SOUTHERN CO COM 842587107   9,739 116 SH   SOLE   0 0 116
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   13,014 336 SH   SOLE   0 0 336
SPDR S&P 500 ETF TR TR UNIT 78462F103   45,137 75 SH   SOLE   0 0 75
SPDR SER TR PORTFOLIO S&P500 78464A854   14,868 210 SH   SOLE   0 0 210
SPDR SER TR PORTFOLIO SHORT 78464A474   21,855 728 SH   SOLE   0 0 728
SPDR SER TR PRTFLO S&P500 GW 78464A409   83,796 929 SH   SOLE   0 0 929
SPDR SER TR PRTFLO S&P500 VL 78464A508   23,670 450 SH   SOLE   0 0 450
SPOTIFY TECHNOLOGY S A SHS L8681T102   16,457 30 SH   SOLE   0 0 30
SPROTT ETF TRUST GOLD MINERS ETF 85210B102   91,842 2,938 SH   SOLE   0 0 2,938
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   19,771 498 SH   SOLE   0 0 498
STRYKER CORPORATION COM 863667101   7,435 19 SH   SOLE   0 0 19
SUMMIT THERAPEUTICS INC COM 86627T108   41,839 1,946 SH   SOLE   0 0 1,946
SYNOPSYS INC COM 871607107   7,883 15 SH   SOLE   0 0 15
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   2,722 13 SH   SOLE   0 0 13
TARGA RES CORP COM 87612G101   4,133 21 SH   SOLE   0 0 21
TECK RESOURCES LTD CL B 878742204   26,572 650 SH   SOLE   0 0 650
TESLA INC COM 88160R101   349,575 864 SH   SOLE   0 0 864
TEXAS INSTRS INC COM 882508104   15,323 83 SH   SOLE   0 0 83
THE CIGNA GROUP COM 125523100   24,126 82 SH   SOLE   0 0 82
THE TRADE DESK INC COM CL A 88339J105   8,189 69 SH   SOLE   0 0 69
THERMO FISHER SCIENTIFIC INC COM 883556102   31,681 53 SH   SOLE   0 0 53
TJX COS INC NEW COM 872540109   20,591 165 SH   SOLE   0 0 165
TORO CO COM 891092108   8,577 103 SH   SOLE   0 0 103
TRAVELERS COMPANIES INC COM 89417E109   6,375 26 SH   SOLE   0 0 26
TYSON FOODS INC CL A 902494103   6,158 109 SH   SOLE   0 0 109
UBER TECHNOLOGIES INC COM 90353T100   12,903 193 SH   SOLE   0 0 193
UNITED RENTALS INC COM 911363109   7,581 10 SH   SOLE   0 0 10
UNITEDHEALTH GROUP INC COM 91324P102   57,504 106 SH   SOLE   0 0 106
US BANCORP DEL COM NEW 902973304   27,570 577 SH   SOLE   0 0 577
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   21,926 755 SH   SOLE   0 0 755
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   9,989 41 SH   SOLE   0 0 41
VANGUARD BD INDEX FDS INTERMED TERM 921937819   20,465,741 272,187 SH   SOLE   0 0 272,187
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   1,730,918 25,166 SH   SOLE   0 0 25,166
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   65,184 840 SH   SOLE   0 0 840
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   8,643,979 119,491 SH   SOLE   0 0 119,491
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   3,254,809 66,195 SH   SOLE   0 0 66,195
VANGUARD INDEX FDS GROWTH ETF 922908736   17,153 41 SH   SOLE   0 0 41
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   196,118 1,182 SH   SOLE   0 0 1,182
VANGUARD INDEX FDS SM CP VAL ETF 922908611   36,547 178 SH   SOLE   0 0 178
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   188,967 4,256 SH   SOLE   0 0 4,256
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   14,673,623 217,387 SH   SOLE   0 0 217,387
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   94,990 902 SH   SOLE   0 0 902
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   76,571 902 SH   SOLE   0 0 902
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   34,782 172 SH   SOLE   0 0 172
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   125,749 2,518 SH   SOLE   0 0 2,518
VANGUARD WORLD FD INF TECH ETF 92204A702   5,524,826 8,960 SH   SOLE   0 0 8,960
VERALTO CORP COM SHS 92338C103   104 1 SH   SOLE   0 0 1
VERTEX PHARMACEUTICALS INC COM 92532F100   9,234 20 SH   SOLE   0 0 20
VERTIV HOLDINGS CO COM CL A 92537N108   9,479 81 SH   SOLE   0 0 81
VIATRIS INC COM 92556V106   31,912 2,829 SH   SOLE   0 0 2,829
VISA INC COM CL A 92826C839   35,889 105 SH   SOLE   0 0 105
WABTEC COM 929740108   14,555 70 SH   SOLE   0 0 70
WALMART INC COM 931142103   25,424 259 SH   SOLE   0 0 259
WELLS FARGO CO NEW COM 949746101   23,877 303 SH   SOLE   0 0 303
WELLTOWER INC COM 95040Q104   10,236 75 SH   SOLE   0 0 75
WESCO INTL INC COM 95082P105   24,235 131 SH   SOLE   0 0 131
XCEL ENERGY INC COM 98389B100   4,973 74 SH   SOLE   0 0 74
ZILLOW GROUP INC CL A 98954M101   7,920 100 SH   SOLE   0 0 100
ZOETIS INC CL A 98978V103   17,432 102 SH   SOLE   0 0 102