The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   14,652 45 SH   SOLE   0 0 45
ADOBE INC COM 00724F101   3,379 6 SH   SOLE   0 0 6
ADVANCED MICRO DEVICES INC COM 007903107   7,015 44 SH   SOLE   0 0 44
ALPHABET INC CAP STK CL C 02079K107   10,592 58 SH   SOLE   0 0 58
AMAZON COM INC COM 023135106   146,962 782 SH   SOLE   0 0 782
AMERICAN EXPRESS CO COM 025816109   2,750 11 SH   SOLE   0 0 11
ANALOG DEVICES INC COM 032654105   3,299 14 SH   SOLE   0 0 14
APPLE INC COM 037833100   9,657,306 42,194 SH   SOLE   0 0 42,194
APPLIED DIGITAL CORP COM NEW 038169207   17,360 2,800 SH   SOLE   0 0 2,800
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   4,506 94 SH   SOLE   0 0 94
BLACKROCK INC COM 09247X101   2,524 3 SH   SOLE   0 0 3
BLOCK INC CL A 852234103   186,810 2,600 SH   SOLE   0 0 2,600
BROADCOM INC COM 11135F101   146,622 940 SH   SOLE   0 0 940
CARNIVAL CORP UNIT 99/99/9999 143658300   1,840 100 SH   SOLE   0 0 100
CME GROUP INC COM 12572Q105   2,418 12 SH   SOLE   0 0 12
CONOCOPHILLIPS COM 20825C104   4,179 36 SH   SOLE   0 0 36
COSTCO WHSL CORP NEW COM 22160K105   4,232 5 SH   SOLE   0 0 5
CROWDSTRIKE HLDGS INC CL A 22788C105   3,195 9 SH   SOLE   0 0 9
DEERE & CO COM 244199105   1,156 3 SH   SOLE   0 0 3
DOVER CORP COM 260003108   2,658 14 SH   SOLE   0 0 14
EATON CORP PLC SHS G29183103   2,492 8 SH   SOLE   0 0 8
EBAY INC. COM 278642103   223,778 4,100 SH   SOLE   0 0 4,100
ELI LILLY & CO COM 532457108   10,868 12 SH   SOLE   0 0 12
EOG RES INC COM 26875P101   2,516 19 SH   SOLE   0 0 19
EXXON MOBIL CORP COM 30231G102   24,234 206 SH   SOLE   0 0 206
GALLAGHER ARTHUR J & CO COM 363576109   1,360 5 SH   SOLE   0 0 5
GENERAL DYNAMICS CORP COM 369550108   2,336 8 SH   SOLE   0 0 8
GOPRO INC CL A 38268T103   34 20 SH   SOLE   0 0 20
HOME DEPOT INC COM 437076102   4,091 11 SH   SOLE   0 0 11
INTERNATIONAL BUSINESS MACHS COM 459200101   26,243 140 SH   SOLE   0 0 140
INVESCO EXCHANGE TRADED FD T S&P500 EQL ENR 46137V365   2,968,999 35,953 SH   SOLE   0 0 35,953
INVESCO QQQ TR UNIT SER 1 46090E103   7,227 15 SH   SOLE   0 0 15
ISHARES BITCOIN TR SHS 46438F101   140,840 3,823 SH   SOLE   0 0 3,823
ISHARES INC CORE MSCI EMKT 46434G103   1,532 28 SH   SOLE   0 0 28
ISHARES INC MSCI EMRG CHN 46434G764   1,519 25 SH   SOLE   0 0 25
ISHARES INC MSCI JPN ETF NEW 46434G822   2,696,941 37,730 SH   SOLE   0 0 37,730
ISHARES TR 0-3 MNTH TREASRY 46436E718   7,384,532 73,456 SH   SOLE   0 0 73,456
ISHARES TR 20 YR TR BD ETF 464287432   9,620,567 102,140 SH   SOLE   0 0 102,140
ISHARES TR BLACKROCK ULTRA 46434V878   8,256,838 163,437 SH   SOLE   0 0 163,437
ISHARES TR CORE 1 5 YR USD 46432F859   8,330,300 174,420 SH   SOLE   0 0 174,420
ISHARES TR EAFE GRWTH ETF 464288885   3,962 38 SH   SOLE   0 0 38
ISHARES TR EAFE VALUE ETF 464288877   1,495 27 SH   SOLE   0 0 27
ISHARES TR EUROPE ETF 464287861   5,796,433 103,268 SH   SOLE   0 0 103,268
ISHARES TR HDG MSCI EAFE 46434V803   813 23 SH   SOLE   0 0 23
ISHARES TR ISHARES BIOTECH 464287556   2,928 20 SH   SOLE   0 0 20
ISHARES TR MSCI AC ASIA ETF 464288182   3,005,962 40,942 SH   SOLE   0 0 40,942
ISHARES TR MSCI USA QLT FCT 46432F339   4,851 28 SH   SOLE   0 0 28
ISHARES TR RUSSELL 2000 ETF 464287655   4,223 19 SH   SOLE   0 0 19
ISHARES TR S&P 500 GRWT ETF 464287309   5,785 62 SH   SOLE   0 0 62
ISHARES TR S&P 500 VAL ETF 464287408   2,474 13 SH   SOLE   0 0 13
ISHARES TR SELECT DIVID ETF 464287168   129,735 1,010 SH   SOLE   0 0 1,010
ISHARES TR U.S. TECH ETF 464287721   1,166,038 7,756 SH   SOLE   0 0 7,756
ISHARES TR US HLTHCARE ETF 464287762   317 5 SH   SOLE   0 0 5
ISHARES TR US INFRASTRUC 46435U713   359 8 SH   SOLE   0 0 8
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   650 24 SH   SOLE   0 0 24
LUCID GROUP INC COM 549498103   452 119 SH   SOLE   0 0 119
LULULEMON ATHLETICA INC COM 550021109   2,049 7 SH   SOLE   0 0 7
MASTERCARD INCORPORATED CL A 57636Q104   5,414 12 SH   SOLE   0 0 12
MCDONALDS CORP COM 580135101   15,138 58 SH   SOLE   0 0 58
META PLATFORMS INC CL A 30303M102   8,778 19 SH   SOLE   0 0 19
MICROSOFT CORP COM 594918104   334,858 755 SH   SOLE   0 0 755
MODERNA INC COM 60770K107   12,406 100 SH   SOLE   0 0 100
MORGAN STANLEY COM NEW 617446448   2,888 27 SH   SOLE   0 0 27
NETFLIX INC COM 64110L106   4,533 7 SH   SOLE   0 0 7
NORWEGIAN CRUISE LINE HLDG L SHS G66721104   1,986 100 SH   SOLE   0 0 100
NOVO-NORDISK A S ADR 670100205   5,688 42 SH   SOLE   0 0 42
NVIDIA CORPORATION COM 67066G104   34,218 290 SH   SOLE   0 0 290
OMEROS CORP NOTE 5.250% 2/1 682143AG7   1,502 2,000 SH   SOLE   0 0 2,000
OMNIAB INC COM 68218J103   3,831 803 SH   SOLE   0 0 803
PARKER-HANNIFIN CORP COM 701094104   2,232 4 SH   SOLE   0 0 4
PAYPAL HLDGS INC COM 70450Y103   73,488 1,200 SH   SOLE   0 0 1,200
PROGRESSIVE CORP COM 743315103   1,550 7 SH   SOLE   0 0 7
REPUBLIC SVCS INC COM 760759100   1,644 8 SH   SOLE   0 0 8
ROYAL CARIBBEAN GROUP COM V7780T103   16,446 100 SH   SOLE   0 0 100
SALESFORCE INC COM 79466L302   3,769 15 SH   SOLE   0 0 15
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   226,887 3,510 SH   SOLE   0 0 3,510
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,630,310 30,758 SH   SOLE   0 0 30,758
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   560,880 8,000 SH   SOLE   0 0 8,000
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   7,180 32 SH   SOLE   0 0 32
SERVICENOW INC COM 81762P102   2,945 4 SH   SOLE   0 0 4
SNAP INC CL A 83304A106   14,570 1,000 SH   SOLE   0 0 1,000
SPDR S&P 500 ETF TR TR UNIT 78462F103   41,771 75 SH   SOLE   0 0 75
SPDR SER TR PORTFOLIO S&P500 78464A854   13,755 210 SH   SOLE   0 0 210
SPROTT ETF TRUST GOLD MINERS ETF 85210B102   226,728 7,545 SH   SOLE   0 0 7,545
SUMMIT THERAPEUTICS INC COM 86627T108   18,118 1,946 SH   SOLE   0 0 1,946
TESLA INC COM 88160R101   193,582 779 SH   SOLE   0 0 779
TJX COS INC NEW COM 872540109   4,901 43 SH   SOLE   0 0 43
UBER TECHNOLOGIES INC COM 90353T100   4,461 65 SH   SOLE   0 0 65
UNITEDHEALTH GROUP INC COM 91324P102   6,307 11 SH   SOLE   0 0 11
VANGUARD BD INDEX FDS INTERMED TERM 921937819   18,329,791 241,118 SH   SOLE   0 0 241,118
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   2,112,828 29,296 SH   SOLE   0 0 29,296
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   8,990,362 122,987 SH   SOLE   0 0 122,987
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   9,971,402 145,271 SH   SOLE   0 0 145,271
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   32,706 172 SH   SOLE   0 0 172
VANGUARD WORLD FD INF TECH ETF 92204A702   5,068,003 8,697 SH   SOLE   0 0 8,697
VISA INC COM CL A 92826C839   6,000 22 SH   SOLE   0 0 22
ZILLOW GROUP INC CL A 98954M101   5,127 100 SH   SOLE   0 0 100