The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   434,296 2,215 SH   SOLE   0 0 2,215
AMAZON COM INC COM 023135106   302,447 1,623 SH   SOLE   0 0 1,623
APPLE INC COM 037833100   7,886,735 39,654 SH   SOLE   0 0 39,654
BROADCOM INC COM 11135F101   1,014,038 5,052 SH   SOLE   0 0 5,052
EBAY INC. COM 278642103   239,054 3,400 SH   SOLE   0 0 3,400
FATE THERAPEUTICS INC COM 31189P102   30,954 26,456 SH   SOLE   0 0 26,456
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   205,028 3,823 SH   SOLE   0 0 3,823
ISHARES INC MSCI JPN ETF NEW 46434G822   4,674,078 64,568 SH   SOLE   0 0 64,568
ISHARES TR 20 YR TR BD ETF 464287432   9,380,918 107,530 SH   SOLE   0 0 107,530
ISHARES TR CORE 1 5 YR USD 46432F859   24,357,106 505,439 SH   SOLE   0 0 505,439
ISHARES TR CORE MSCI EAFE 46432F842   562,402 7,023 SH   SOLE   0 0 7,023
ISHARES TR EUROPE ETF 464287861   6,332,525 103,102 SH   SOLE   0 0 103,102
ISHARES TR MSCI AC ASIA ETF 464288182   2,733,827 35,449 SH   SOLE   0 0 35,449
ISHARES TR U.S. TECH ETF 464287721   844,709 5,735 SH   SOLE   0 0 5,735
MICROSOFT CORP COM 594918104   562,660 1,290 SH   SOLE   0 0 1,290
NVIDIA CORPORATION COM 67066G104   206,811 1,817 SH   SOLE   0 0 1,817
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   214,179 9,870 SH   SOLE   0 0 9,870
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   21,333,183 958,364 SH   SOLE   0 0 958,364
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   219,492 9,388 SH   SOLE   0 0 9,388
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   3,848,028 27,856 SH   SOLE   0 0 27,856
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   410,797 5,164 SH   SOLE   0 0 5,164
VANGUARD BD INDEX FDS INTERMED TERM 921937819   21,350,201 280,739 SH   SOLE   0 0 280,739
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   1,010,243 14,874 SH   SOLE   0 0 14,874
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   8,645,209 119,080 SH   SOLE   0 0 119,080
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   4,567,806 92,785 SH   SOLE   0 0 92,785
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   17,712,809 238,460 SH   SOLE   0 0 238,460
VANGUARD WORLD FD INF TECH ETF 92204A702   6,572,179 11,659 SH   SOLE   0 0 11,659