EX-99.5 6 ef20036245_ex99-5.htm EXHIBIT 99.5
Exhibit 99.5

Client Name:
Lendage
      
Client Project Name:
ACHM 2024-HEM2
    
Start - End Dates:
2/20/2023 - 9/10/2024
    
Deal Loan Count:
1,077
      
         
Loan Level Tape Compare Upload
      
         
Loans in Report
985
      
Loan Number
Borrower Last Name
Field Name
Tape Data
Reviewer Data
5000026350
XXXXXX
Debt to Income Ratio (Back)
29.6900
40.2864
5000031113
XXXXXX
Debt to Income Ratio (Back)
42.3900
45.5598
5000031371
XXXXXX
Debt to Income Ratio (Back)
29.0000
35.6361
5000031966
 XXXXXX
Debt to Income Ratio (Back)
27.6100
31.4341
5000032096
 XXXXXX
Disbursement Date
02/05/2024
02/02/2024
5000032126
 XXXXXX
Debt to Income Ratio (Back)
27.8100
30.8453
5000032311
 XXXXXX
Combined LTV
76.23
74.12
5000032541
 XXXXXX
Debt to Income Ratio (Back)
42.7900
36.0814
5000032708
 XXXXXX
Debt to Income Ratio (Back)
37.2400
29.3007
5000032777
 XXXXXX
Property Type
SFR
Attached PUD
5000032835
 XXXXXX
Debt to Income Ratio (Back)
36.8700
42.1014
5000032856
 XXXXXX
Debt to Income Ratio (Back)
31.0500
34.5331
5000032872
 XXXXXX
Debt to Income Ratio (Back)
35.4600
38.6914
5000033045
 XXXXXX
Debt to Income Ratio (Back)
42.9100
39.5385
5000033062
 XXXXXX
Property Type
Attached PUD
Detached PUD
5000033114
 XXXXXX
Debt to Income Ratio (Back)
39.2900
45.5796
5000033215
 XXXXXX
Debt to Income Ratio (Back)
40.3100
37.0520
5000033215
 XXXXXX
Property Type
Attached PUD
Detached PUD
5000033253
 XXXXXX
Lien Position
3
2
5000033267
 XXXXXX
Combined LTV
78.82
75.42
5000033290
XXXXXX
Property Type
Detached PUD
Attached PUD
5000033351
 XXXXXX
Combined LTV
75.97
74.01
5000033368
 XXXXXX
Debt to Income Ratio (Back)
30.7600
27.3648
5000033379
 XXXXXX
Combined LTV
39.98
38.49
5000033431
 XXXXXX
Debt to Income Ratio (Back)
33.8600
37.7345
5000033431
 XXXXXX
Original Appraisal Date
03/05/2024
03/06/2024
5000033437
 XXXXXX
Debt to Income Ratio (Back)
39.0400
43.6257
5000033500
 XXXXXX
Debt to Income Ratio (Back)
29.9200
25.8629
5000033510
 XXXXXX
Debt to Income Ratio (Back)
30.4900
37.8521
5000033511
 XXXXXX
Debt to Income Ratio (Back)
28.2800
33.8586
5000033531
 XXXXXX
Debt to Income Ratio (Back)
39.1000
35.5232
5000033549
 XXXXXX
Original Appraisal Date
03/08/2024
03/09/2024
5000033666
 XXXXXX
Combined LTV
79.92
78.77
5000033692
 XXXXXX
Combined LTV
70.79
64.76
5000033692
 XXXXXX
Debt to Income Ratio (Back)
27.8400
31.3624
5000033799
 XXXXXX
Debt to Income Ratio (Back)
37.1200
40.7040
5000033823
 XXXXXX
Debt to Income Ratio (Back)
35.1600
31.1540
5000033823
 XXXXXX
Original Appraised Value
427026.00
426026.00
5000033908
 XXXXXX
Borrower 1 Self Employed Flag
Yes
No
5000033908
 XXXXXX
Debt to Income Ratio (Back)
42.7400
39.4060
5000033972
 XXXXXX
Debt to Income Ratio (Back)
42.8900
39.7454
5000033980
 XXXXXX
Debt to Income Ratio (Back)
31.1900
34.6567
5000033994
 XXXXXX
Debt to Income Ratio (Back)
37.2300
30.8720
5000034033
 XXXXXX
Borrower 1 Self Employed Flag
No
Yes
5000034060
 XXXXXX
Property Type
Attached PUD
Detached PUD
5000034127
 XXXXXX
Debt to Income Ratio (Back)
39.7100
32.8028
5000034143
 XXXXXX
Disbursement Date
04/15/2024
04/25/2024
5000034219
 XXXXXX
Disbursement Date
04/17/2024
04/16/2024
5000034258
 XXXXXX
Debt to Income Ratio (Back)
42.8900
38.7208
5000034258
 XXXXXX
Disbursement Date
04/15/2024
04/19/2024
5000034275
 XXXXXX
Debt to Income Ratio (Back)
43.0000
39.7342
5000034293
 XXXXXX
Debt to Income Ratio (Back)
33.7700
30.2483
5000034304
 XXXXXX
Borrower 1 Self Employed Flag
Yes
No
5000034319
 XXXXXX
Property Type
Detached PUD
Attached PUD
5000034444
 XXXXXX
Debt to Income Ratio (Back)
33.2600
27.3096
5000034451
 XXXXXX
Debt to Income Ratio (Back)
42.9900
38.9631
5000034484
 XXXXXX
Disbursement Date
04/19/2024
04/17/2024
5000034585
 XXXXXX
Debt to Income Ratio (Back)
25.1900
28.5057
5000034608
 XXXXXX
Disbursement Date
04/29/2024
04/26/2024
5000034615
 XXXXXX
Original Appraisal Date
04/11/2024
04/12/2024
5000034617
 XXXXXX
Debt to Income Ratio (Back)
32.3200
37.9003
5000034620
 XXXXXX
Combined LTV
55.59
54.23
5000034643
 XXXXXX
Representative Credit Score for Grading
723
729
5000034655
 XXXXXX
Combined LTV
72.26
75.55
5000034707
 XXXXXX
Debt to Income Ratio (Back)
29.1700
23.8289
5000034710
 XXXXXX
Property Type
Attached PUD
Detached PUD
5000034752
 XXXXXX
Debt to Income Ratio (Back)
42.4100
39.2349
5000034760
XXXXXX
Debt to Income Ratio (Back)
20.0800
34.9212
5000034760
 XXXXXX
Original Appraisal Date
04/16/2024
04/17/2024
5000034760
 XXXXXX
Property Type
Attached PUD
Detached PUD
5000034772
 XXXXXX
Combined LTV
67.19
65.01
5000034785
 XXXXXX
Property Type
Attached PUD
Detached PUD
5000034809
 XXXXXX
Debt to Income Ratio (Back)
34.4300
31.3501
5000034826
 XXXXXX
Property Type
Attached PUD
Detached PUD
5000034828
 XXXXXX
Combined LTV
71.74
69.59
5000034851
 XXXXXX
Property Type
Attached PUD
Detached PUD
5000034907
 XXXXXX
Property Type
Attached PUD
SFR
5000034926
 XXXXXX
Combined LTV
72.47
75.64
5000034926
 XXXXXX
Debt to Income Ratio (Back)
42.8600
34.2971
5000034929
 XXXXXX
Debt to Income Ratio (Back)
31.9000
37.8768
5000034974
 XXXXXX
Combined LTV
80.00
77.59
5000034974
 XXXXXX
Debt to Income Ratio (Back)
33.9400
40.8694
5000034985
 XXXXXX
Debt to Income Ratio (Back)
31.3700
35.3376
5000034985
 XXXXXX
Property Type
Attached PUD
Detached PUD
5000035014
 XXXXXX
Debt to Income Ratio (Back)
39.0000
29.4637
5000035041
 XXXXXX
Original Appraisal Date
04/24/2024
04/25/2024
5000035080
 XXXXXX
Combined LTV
79.96
68.12
5000035087
 XXXXXX
Representative Credit Score for Grading
684
670
5000035096
 XXXXXX
Combined LTV
79.53
36.22
5000035111
 XXXXXX
Combined LTV
70.36
67.17
5000035120
 XXXXXX
Property Type
Attached PUD
Detached PUD
5000035143
 XXXXXX
Original Appraisal Date
04/26/2024
04/27/2024
5000035174
 XXXXXX
Representative Credit Score for Grading
693
685
5000035185
 XXXXXX
Property Type
Attached PUD
Detached PUD
5000035240
 XXXXXX
Debt to Income Ratio (Back)
42.8900
39.5763
5000035245
 XXXXXX
Debt to Income Ratio (Back)
26.6700
20.8698
5000035262
 XXXXXX
Debt to Income Ratio (Back)
42.5600
38.4606
5000035266
 XXXXXX
Debt to Income Ratio (Back)
36.3900
32.7388
5000035267
 XXXXXX
Debt to Income Ratio (Back)
40.6600
37.4550
5000035268
 XXXXXX
Debt to Income Ratio (Back)
38.9400
33.7454
5000035306
 XXXXXX
Property Type
Attached PUD
Detached PUD
5000035338
 XXXXXX
Combined LTV
76.12
79.74
5000035341
 XXXXXX
Debt to Income Ratio (Back)
34.0700
25.9473
5000035345
 XXXXXX
Combined LTV
79.97
77.32
5000035345
 XXXXXX
Debt to Income Ratio (Back)
30.8600
37.0160
5000035346
 XXXXXX
Original Appraisal Date
05/02/2024
05/03/2024
5000035394
 XXXXXX
Debt to Income Ratio (Back)
42.8500
47.4377
5000035413
 XXXXXX
Debt to Income Ratio (Back)
39.0700
30.2317
5000035499
 XXXXXX
Debt to Income Ratio (Back)
41.3800
47.8869
5000035574
 XXXXXX
Debt to Income Ratio (Back)
35.4000
42.5356
5000035574
 XXXXXX
Original Appraisal Date
05/08/2024
05/09/2024
5000035608
 XXXXXX
Debt to Income Ratio (Back)
31.6100
28.1276
5000035613
 XXXXXX
Property Type
Detached PUD
Low Rise Condo (1-4)
5000035627
 XXXXXX
Combined LTV
79.81
72.31
5000035637
 XXXXXX
Combined LTV
62.33
57.95
5000035637
 XXXXXX
Debt to Income Ratio (Back)
26.9800
33.4686
5000035643
 XXXXXX
Disbursement Date
05/28/2024
05/29/2024
5000035680
 XXXXXX
Combined LTV
80.00
74.70
5000035722
 XXXXXX
Debt to Income Ratio (Back)
38.0200
26.8360
5000035740
 XXXXXX
Debt to Income Ratio (Back)
41.0000
33.6477
5000035753
 XXXXXX
Debt to Income Ratio (Back)
37.3200
33.6761
5000035773
 XXXXXX
Debt to Income Ratio (Back)
34.5800
43.3302
5000035783
 XXXXXX
Original Appraisal Date
05/14/2024
05/15/2024
5000035789
 XXXXXX
Debt to Income Ratio (Back)
21.0800
17.1319
5000035795
 XXXXXX
Debt to Income Ratio (Back)
37.0700
40.8773
5000035823
 XXXXXX
Debt to Income Ratio (Back)
42.8100
36.5188
5000035866
 XXXXXX
Debt to Income Ratio (Back)
40.0500
36.4971
5000035927
 XXXXXX
Combined LTV
79.88
75.87
5000036028
 XXXXXX
Debt to Income Ratio (Back)
27.3600
22.6374
5000036040
 XXXXXX
Debt to Income Ratio (Back)
34.2200
42.3496
5000036081
 XXXXXX
Combined LTV
71.81
75.16
5000036081
 XXXXXX
Debt to Income Ratio (Back)
32.0800
28.9196
5000036098
 XXXXXX
Property Type
SFR-Attached
2 Family
5000036129
 XXXXXX
Property Type
SFR-Attached
2 Family
5000036260
 XXXXXX
Debt to Income Ratio (Back)
32.5900
29.1816
5000036313
 XXXXXX
Combined LTV
79.96
73.69
5000036364
 XXXXXX
Debt to Income Ratio (Back)
42.5100
37.8234
5000036365
 XXXXXX
Debt to Income Ratio (Back)
33.2000
30.1280
5000036383
 XXXXXX
Debt to Income Ratio (Back)
43.0000
38.9345
5000036384
 XXXXXX
Debt to Income Ratio (Back)
36.0100
41.9373
5000036462
 XXXXXX
Original Appraisal Date
06/04/2024
06/05/2024
5000036509
 XXXXXX
Debt to Income Ratio (Back)
41.9100
38.2999
5000036512
 XXXXXX
Debt to Income Ratio (Back)
41.9300
37.6796
5000036617
 XXXXXX
Debt to Income Ratio (Back)
39.7100
33.3108
5000036854
 XXXXXX
Debt to Income Ratio (Back)
42.9900
39.3612
5000037067
 XXXXXX
Debt to Income Ratio (Back)
43.0000
38.7755
5000037084
 XXXXXX
Debt to Income Ratio (Back)
30.0200
40.0315
5000037124
 XXXXXX
Debt to Income Ratio (Back)
41.6300
38.4985
5000037130
 XXXXXX
Debt to Income Ratio (Back)
33.5100
38.1969
5000037310
 XXXXXX
Debt to Income Ratio (Back)
34.9900
38.8116
5000037384
 XXXXXX
Debt to Income Ratio (Back)
39.4000
42.4137
5000037406
 XXXXXX
Debt to Income Ratio (Back)
30.7000
27.1449
5000037472
 XXXXXX
Debt to Income Ratio (Back)
39.0600
42.1613
5000037542
 XXXXXX
Property Type
Detached PUD
Attached PUD
5000037564
 XXXXXX
Property Type
SFR-Attached
Detached PUD
5000037660
 XXXXXX
Debt to Income Ratio (Back)
37.5500
41.5391
5000037684
 XXXXXX
Debt to Income Ratio (Back)
42.7100
38.8329
5000037770
 XXXXXX
Disbursement Date
07/31/2024
07/29/2024
5000037835
 XXXXXX
Debt to Income Ratio (Back)
41.5800
36.0289
5000037857
 XXXXXX
Debt to Income Ratio (Back)
35.0400
39.4268
5000037904
 XXXXXX
Debt to Income Ratio (Back)
35.0900
38.3767
5000037985
 XXXXXX
Disbursement Date
08/13/2024
08/09/2024
5000038032
 XXXXXX
Disbursement Date
07/30/2024
07/29/2024
5000038097
 XXXXXX
Debt to Income Ratio (Back)
21.2500
17.8170
5000038213
 XXXXXX
Debt to Income Ratio (Back)
43.0000
37.6640
5000038217
 XXXXXX
Debt to Income Ratio (Back)
33.2600
30.0294
5000038473
 XXXXXX
Debt to Income Ratio (Back)
40.3300
37.1747
5000038486
 XXXXXX
Debt to Income Ratio (Back)
33.1300
29.6166
5000038486
 XXXXXX
Disbursement Date
08/09/2024
08/08/2024
5000038486
 XXXXXX
Lien Position
1
2
5000038670
 XXXXXX
Debt to Income Ratio (Back)
38.2500
34.4807
5000038747
 XXXXXX
Debt to Income Ratio (Back)
42.7200
38.1062
5000038823
 XXXXXX
Disbursement Date
08/22/2024
08/21/2024
         
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