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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   260,173 2,599 SH   SOLE 0 0 0 2,599
ALTRIA GROUP INC COM 02209S103   359,002 7,925 SH   SOLE 0 0 0 7,925
AMAZON COM INC COM 023135106   400,075 3,069 SH   SOLE 0 0 0 3,069
AMGEN INC COM 031162100   312,293 1,407 SH   SOLE 0 0 0 1,407
APPLE INC COM 037833100   3,325,289 17,143 SH   SOLE 0 0 0 17,143
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   333,157 977 SH   SOLE 0 0 0 977
BEST BUY INC COM 086516101   295,903 3,611 SH   SOLE 0 0 0 3,611
BLACKROCK INC COM 09247X101   480,783 696 SH   SOLE 0 0 0 696
CHEVRON CORP NEW COM 166764100   248,977 1,582 SH   SOLE 0 0 0 1,582
CISCO SYS INC COM 17275R102   357,297 6,906 SH   SOLE 0 0 0 6,906
CREDIT SUISSE HIGH YIELD BD SH BEN INT 22544F103   20,790 11,000 SH   SOLE 0 0 0 11,000
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   223,922 9,545 SH   SOLE 0 0 0 9,545
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   588,189 21,664 SH   SOLE 0 0 0 21,664
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   2,114,680 64,374 SH   SOLE 0 0 0 64,374
EVERCORE INC CLASS A 29977A105   304,542 2,464 SH   SOLE 0 0 0 2,464
EXXON MOBIL CORP COM 30231G102   584,907 5,454 SH   SOLE 0 0 0 5,454
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   901,979 16,679 SH   SOLE 0 0 0 16,679
GENERAL DYNAMICS CORP COM 369550108   419,378 1,949 SH   SOLE 0 0 0 1,949
GOLDMAN SACHS GROUP INC COM 38141G104   304,683 945 SH   SOLE 0 0 0 945
HARTFORD FINL SVCS GROUP INC COM 416515104   372,217 5,168 SH   SOLE 0 0 0 5,168
HOME DEPOT INC COM 437076102   213,544 687 SH   SOLE 0 0 0 687
INVESCO EXCH TRADED FD TR II NASDAQNXTGEN100 46138G631   474,028 18,134 SH   SOLE 0 0 0 18,134
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   604,724 3,979 SH   SOLE 0 0 0 3,979
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,218,046 19,393 SH   SOLE 0 0 0 19,393
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   1,120,619 12,528 SH   SOLE 0 0 0 12,528
INVESCO QQQ TR UNIT SER 1 46090E103   1,146,518 3,104 SH   SOLE 0 0 0 3,104
ISHARES INC CORE MSCI EMKT 46434G103   2,385,476 48,397 SH   SOLE 0 0 0 48,397
ISHARES TR CORE MSCI TOTAL 46432F834   721,865 11,528 SH   SOLE 0 0 0 11,528
ISHARES TR CORE MSCI EAFE 46432F842   1,968,702 29,166 SH   SOLE 0 0 0 29,166
ISHARES TR CORE DIV GRWTH 46434V621   275,342 5,343 SH   SOLE 0 0 0 5,343
ISHARES TR CORE TOTAL USD 46434V613   272,807 6,000 SH   SOLE 0 0 0 6,000
ISHARES TR EXPONENTIAL TECH 46434V381   865,271 15,562 SH   SOLE 0 0 0 15,562
ISHARES TR CORE HIGH DV ETF 46429B663   2,488,251 24,687 SH   SOLE 0 0 0 24,687
ISHARES TR JPMORGAN USD EMG 464288281   234,475 2,709 SH   SOLE 0 0 0 2,709
ISHARES TR CYBERSECURITY 46435U135   246,600 6,520 SH   SOLE 0 0 0 6,520
ISHARES TR CORE S&P MCP ETF 464287507   1,079,812 4,130 SH   SOLE 0 0 0 4,130
ISHARES TR CORE S&P SCP ETF 464287804   1,586,897 15,925 SH   SOLE 0 0 0 15,925
ISHARES TR SP SMCP600VL ETF 464287879   330,154 3,472 SH   SOLE 0 0 0 3,472
ISHARES TR S&P 500 VAL ETF 464287408   2,002,651 12,424 SH   SOLE 0 0 0 12,424
ISHARES TR CORE S&P500 ETF 464287200   1,412,280 3,169 SH   SOLE 0 0 0 3,169
ISHARES TR S&P 500 GRWT ETF 464287309   1,272,247 18,051 SH   SOLE 0 0 0 18,051
ISHARES TR MSCI EAFE ETF 464287465   2,248,985 31,020 SH   SOLE 0 0 0 31,020
ISHARES TR 20 YR TR BD ETF 464287432   311,279 3,024 SH   SOLE 0 0 0 3,024
ISHARES TR GLOBAL 100 ETF 464287572   278,075 3,656 SH   SOLE 0 0 0 3,656
ISHARES TR U.S. TECH ETF 464287721   1,045,444 9,603 SH   SOLE 0 0 0 9,603
ISHARES TR USD INV GRDE ETF 464288620   230,948 4,611 SH   SOLE 0 0 0 4,611
ISHARES TR 10-20 YR TRS ETF 464288653   615,944 5,561 SH   SOLE 0 0 0 5,561
ISHARES TR EAFE GRWTH ETF 464288885   3,776,732 39,584 SH   SOLE 0 0 0 39,584
ISHARES TR MBS ETF 464288588   1,734,185 18,594 SH   SOLE 0 0 0 18,594
ISHARES TR GL CLEAN ENE ETF 464288224   213,382 11,597 SH   SOLE 0 0 0 11,597
ISHARES TR SHRT NAT MUN ETF 464288158   380,197 3,654 SH   SOLE 0 0 0 3,654
ISHARES TR AGGRES ALLOC ETF 464289859   345,916 5,214 SH   SOLE 0 0 0 5,214
ISHARES TR SELECT DIVID ETF 464287168   483,944 4,271 SH   SOLE 0 0 0 4,271
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   1,284,424 27,563 SH   SOLE 0 0 0 27,563
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   788,072 17,666 SH   SOLE 0 0 0 17,666
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   617,076 12,379 SH   SOLE 0 0 0 12,379
JOHNSON & JOHNSON COM 478160104   473,553 2,861 SH   SOLE 0 0 0 2,861
JPMORGAN CHASE & CO COM 46625H100   442,834 3,045 SH   SOLE 0 0 0 3,045
KELLOGG CO COM 487836108   278,164 4,127 SH   SOLE 0 0 0 4,127
KROGER CO COM 501044101   291,538 6,203 SH   SOLE 0 0 0 6,203
LILLY ELI & CO COM 532457108   1,215,483 2,592 SH   SOLE 0 0 0 2,592
LINCOLN ELEC HLDGS INC COM 533900106   205,544 1,035 SH   SOLE 0 0 0 1,035
MCDONALDS CORP COM 580135101   276,987 928 SH   SOLE 0 0 0 928
MERCK & CO INC COM 58933Y105   539,205 4,673 SH   SOLE 0 0 0 4,673
MICROSOFT CORP COM 594918104   2,679,483 7,868 SH   SOLE 0 0 0 7,868
PACER FDS TR US CASH COWS 100 69374H881   305,636 6,385 SH   SOLE 0 0 0 6,385
PACER FDS TR GLOBL CASH ETF 69374H709   451,325 13,615 SH   SOLE 0 0 0 13,615
PEPSICO INC COM 713448108   643,481 3,474 SH   SOLE 0 0 0 3,474
PERPETUA RESOURCES CORP COM 714266103   47,314 12,892 SH   SOLE 0 0 0 12,892
PRICE T ROWE GROUP INC COM 74144T108   318,594 2,844 SH   SOLE 0 0 0 2,844
SNAP ON INC COM 833034101   352,706 1,224 SH   SOLE 0 0 0 1,224
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   969,868 2,821 SH   SOLE 0 0 0 2,821
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,013,739 29,486 SH   SOLE 0 0 0 29,486
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434   6,759,449 96,673 SH   SOLE 0 0 0 96,673
SPDR S&P 500 ETF TR TR UNIT 78462F103   16,318,589 36,813 SH   SOLE 0 0 0 36,813
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,515,906 19,697 SH   SOLE 0 0 0 19,697
SPDR SER TR PRTFLO S&P500 GW 78464A409   4,005,100 65,647 SH   SOLE 0 0 0 65,647
SPDR SER TR NUVEEN BLOOMBERG 78464A284   494,878 19,787 SH   SOLE 0 0 0 19,787
TEXAS INSTRS INC COM 882508104   369,202 2,051 SH   SOLE 0 0 0 2,051
THE TRADE DESK INC COM CL A 88339J105   232,201 3,007 SH   SOLE 0 0 0 3,007
TORONTO DOMINION BK ONT COM NEW 891160509   346,574 5,589 SH   SOLE 0 0 0 5,589
UNITED PARCEL SERVICE INC CL B 911312106   397,077 2,215 SH   SOLE 0 0 0 2,215
UNITEDHEALTH GROUP INC COM 91324P102   248,365 517 SH   SOLE 0 0 0 517
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   287,619 1,132 SH   SOLE 0 0 0 1,132
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   8,613,879 55,324 SH   SOLE 0 0 0 55,324
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   553,711 1,360 SH   SOLE 0 0 0 1,360
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,879,531 26,691 SH   SOLE 0 0 0 26,691
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,541,226 27,861 SH   SOLE 0 0 0 27,861
VANGUARD INDEX FDS GROWTH ETF 922908736   1,049,706 3,710 SH   SOLE 0 0 0 3,710
VANGUARD INDEX FDS SML CP GRW ETF 922908595   433,334 1,886 SH   SOLE 0 0 0 1,886
VANGUARD INDEX FDS VALUE ETF 922908744   1,163,734 8,190 SH   SOLE 0 0 0 8,190
VANGUARD INDEX FDS MID CAP ETF 922908629   5,022,079 22,811 SH   SOLE 0 0 0 22,811
VANGUARD INDEX FDS SM CP VAL ETF 922908611   623,647 3,771 SH   SOLE 0 0 0 3,771
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,493,593 7,259 SH   SOLE 0 0 0 7,259
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   215,245 1,555 SH   SOLE 0 0 0 1,555
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,656,299 32,981 SH   SOLE 0 0 0 32,981
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   222,428 3,792 SH   SOLE 0 0 0 3,792
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   214,314 1,319 SH   SOLE 0 0 0 1,319
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,143,173 20,205 SH   SOLE 0 0 0 20,205
VISA INC COM CL A 92826C839   491,785 2,071 SH   SOLE 0 0 0 2,071
WISDOMTREE TR US QTLY DIV GRT 97717X669   422,491 6,338 SH   SOLE 0 0 0 6,338