The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC Equities 00287Y109   302,337 1,443 SH   SOLE   1,443 0 0
ADOBE INC Equities 00724F101   443,744 1,157 SH   SOLE   1,157 0 0
ALCOA UPSTREAM CORP Equities 013872106   287,005 9,410 SH   SOLE   9,410 0 0
ALPHABET INC CL A Equities 02079K305   1,625,112 10,509 SH   SOLE   10,509 0 0
ALPHABET INC CL C Equities 02079K107   1,619,949 10,369 SH   SOLE   10,369 0 0
ALTRIA GROUP INC Equities 02209S103   350,757 5,844 SH   SOLE   5,844 0 0
AMAZON.COM INC Equities 023135106   3,022,851 15,888 SH   SOLE   15,888 0 0
AMERICAN TOWER CORP REIT Equities 03027X100   211,942 974 SH   SOLE   974 0 0
AMERIPRISE FINANCIAL INC Equities 03076C106   287,561 594 SH   SOLE   594 0 0
APPLE INC Equities 037833100   4,675,170 21,047 SH   SOLE   21,047 0 0
AVANTIS INT LARGE CAP VAL Equities 025072364   288,048 5,082 SH   SOLE   5,082 0 0
AVANTIS INTERNATIONAL SMALL CAP Equities 025072802   15,649,795 224,402 SH   SOLE   223,818 0 584
Avantis US Small Cap Value Equities 025072877   3,890,920 44,636 SH   SOLE   44,636 0 0
BANK OF AMERICA CORPORATION Equities 060505104   898,656 21,535 SH   SOLE   21,535 0 0
BERKSHIRE HATHAWAY INC CLASS B Equities 084670702   2,433,358 4,569 SH   SOLE   4,569 0 0
BOEING CO Equities 097023105   331,379 1,943 SH   SOLE   1,943 0 0
BOOKING HOLDINGS INC Equities 09857L108   257,987 56 SH   SOLE   56 0 0
BP PLC SPONSORED ADR Equities 055622104   204,497 6,052 SH   SOLE   6,052 0 0
BROADCOM INC Equities 11135F101   4,162,812 24,863 SH   SOLE   24,863 0 0
CAPITOL FEDERAL FINANCIAL INC Equities 14057J101   324,050 57,866 SH   SOLE   57,866 0 0
CATERPILLAR INC Equities 149123101   1,490,696 4,520 SH   SOLE   4,520 0 0
CHEVRON CORPORATION Equities 166764100   223,667 1,337 SH   SOLE   1,337 0 0
CHUBB LIMITED Equities H1467J104   1,117,061 3,699 SH   SOLE   3,699 0 0
CONOCOPHILLIPS Equities 20825C104   803,403 7,650 SH   SOLE   7,650 0 0
CONSOLIDATED EDISON INC COMMON Equities 209115104   442,360 4,000 SH   SOLE   4,000 0 0
COSTCO WHOLESALE CORPORATION Equities 22160K105   2,384,311 2,521 SH   SOLE   2,521 0 0
DANAHER CORP Equities 235851102   680,190 3,318 SH   SOLE   3,318 0 0
DFA DIMENSIONAL EMERGING CORE Equities 25434V302   218,771 8,450 SH   SOLE   8,450 0 0
DFA DIMENSIONAL INTERNATIONAL C Equities 25434V203   417,045 13,354 SH   SOLE   13,354 0 0
DFA DIMENSIONAL U S CORE EQUITY Equities 25434V708   597,020 18,097 SH   SOLE   18,097 0 0
DFA DIMENSIONAL US CORE EQUITY Equities 25434V104   213,457 5,553 SH   SOLE   5,553 0 0
DIGITAL REALTY TRUST INC Equities 253868103   236,858 1,653 SH   SOLE   1,653 0 0
DIMENSIONAL EMERGING MARKETS CO Equities 25434V732   12,270,481 463,737 SH   SOLE   462,757 0 980
DIMENSIONAL INTERNATIONAL SMALL Equities 25434V781   1,012,764 34,779 SH   SOLE   34,779 0 0
DIMENSIONAL US LARGE CAP Equities 25434V666   1,054,420 34,492 SH   SOLE   34,492 0 0
DISNEY WALT CO Equities 254687106   223,062 2,260 SH   SOLE   2,260 0 0
EATON CORP PLC Equities G29183103   1,281,950 4,716 SH   SOLE   4,716 0 0
ECOLAB INC Equities 278865100   776,785 3,064 SH   SOLE   3,064 0 0
ELI LILLY & CO Equities 532457108   452,599 548 SH   SOLE   548 0 0
EXPEDIA GROUP INC Equities 30212P303   253,495 1,508 SH   SOLE   1,508 0 0
EXXON MOBIL CORP Equities 30231G102   747,237 6,283 SH   SOLE   6,283 0 0
FORTIVE CORP Equities 34959J108   403,075 5,508 SH   SOLE   5,508 0 0
GENERAL ELECTRIC CO Equities 369604301   289,017 1,444 SH   SOLE   1,444 0 0
HESS CORP Equities 42809H107   701,694 4,393 SH   SOLE   4,393 0 0
HOME DEPOT INC Equities 437076102   1,066,119 2,909 SH   SOLE   2,909 0 0
HYATT HOTELS CORP CL A Equities 448579102   244,755 1,998 SH   SOLE   1,998 0 0
iShares 0-3 Month Treasury Bond Fixed Income 46436E718   11,157,759 110,835 SH   SOLE   110,835 0 0
ISHARES CORE MSCI EAFE ETF Equities 46432F842   249,569 3,299 SH   SOLE   3,299 0 0
ISHARES CORE MSCI EMERGING Equities 46434G103   908,801 16,839 SH   SOLE   16,839 0 0
ISHARES CORE S&P 500 ETF Equities 464287200   457,387 814 SH   SOLE   814 0 0
ISHARES CORE S&P MIDCAP ETF Equities 464287507   679,019 11,637 SH   SOLE   11,637 0 0
ISHARES CORE S&P SMALL-CAP ETF Equities 464287804   688,071 6,580 SH   SOLE   6,580 0 0
ISHARES MSCI EAFE INDEX Equities 464287465   1,181,162 14,452 SH   SOLE   14,452 0 0
ISHARES RUSSELL 1000 GROWTH Equities 464287614   1,658,847 4,594 SH   SOLE   4,594 0 0
ISHARES RUSSELL 1000 VALUE INDE Equities 464287598   715,196 3,801 SH   SOLE   3,801 0 0
iShares S&P National Muni Bond Fixed Income 464288414   1,796,381 17,037 SH   SOLE   17,037 0 0
JPMORGAN CHASE & CO Equities 46625H100   2,285,951 9,319 SH   SOLE   9,319 0 0
JPMorgan U.S. Quality Factor ET Equities 46641Q761   781,488 13,839 SH   SOLE   13,839 0 0
KEYCORP Equities 493267108   221,286 13,839 SH   SOLE   13,839 0 0
KKR & CO INC Equities 48251W104   541,170 4,681 SH   SOLE   4,681 0 0
MCDONALDS CORP Equities 580135101   311,121 996 SH   SOLE   996 0 0
MEDTRONIC PLC Equities G5960L103   201,197 2,239 SH   SOLE   2,239 0 0
MERCK & CO INC Equities 58933Y105   567,104 6,318 SH   SOLE   6,318 0 0
META PLATFORMS INC CL A Equities 30303M102   1,802,278 3,127 SH   SOLE   3,127 0 0
MICROSOFT CORP Equities 594918104   5,664,635 15,090 SH   SOLE   15,090 0 0
NATIONAL FUEL GAS CO Equities 636180101   316,760 4,000 SH   SOLE   4,000 0 0
NETFLIX INC Equities 64110L106   478,388 513 SH   SOLE   513 0 0
NORTHROP GRUMMAN CORP Equities 666807102   818,704 1,599 SH   SOLE   1,599 0 0
NVIDIA CORPORATION Equities 67066G104   4,368,798 40,310 SH   SOLE   40,310 0 0
ONEOK INC Equities 682680103   231,183 2,330 SH   SOLE   2,330 0 0
ORACLE CORP Equities 68389X105   905,549 6,477 SH   SOLE   6,477 0 0
PEPSICO INC Equities 713448108   1,470,012 9,804 SH   SOLE   9,804 0 0
PHILIP MORRIS INTERNATIONAL INC Equities 718172109   608,253 3,832 SH   SOLE   3,832 0 0
PNC FINANCIAL SERVICES GROUP IN Equities 693475105   603,243 3,432 SH   SOLE   3,432 0 0
PROCTER & GAMBLE CO Equities 742718109   468,655 2,750 SH   SOLE   2,750 0 0
QUALCOMM INC Equities 747525103   238,864 1,555 SH   SOLE   1,555 0 0
RTX CORPORATION Equities 75513E101   1,984,913 14,985 SH   SOLE   14,985 0 0
SALESFORCE INC Equities 79466L302   1,235,529 4,604 SH   SOLE   4,604 0 0
SCHWAB US LARGE CAP GROWTH ETF Equities 808524300   221,078 8,829 SH   SOLE   8,829 0 0
SOUTHERN COMPANY Equities 842587107   206,704 2,248 SH   SOLE   2,248 0 0
SPDR S&P DIVIDEND Equities 78464A763   471,352 3,474 SH   SOLE   3,474 0 0
SPDR S&P MIDCAP 400 Equities 78467Y107   1,118,174 2,096 SH   SOLE   2,096 0 0
STARBUCKS CORP Equities 855244109   568,628 5,797 SH   SOLE   5,797 0 0
TE CONNECTIVITY PLC Equities G87052109   843,680 5,970 SH   SOLE   5,970 0 0
TEXAS INSTRUMENTS INC Equities 882508104   663,992 3,695 SH   SOLE   3,695 0 0
THERMO FISHER SCIENTIFIC INC Equities 883556102   1,128,557 2,268 SH   SOLE   2,268 0 0
UNION PACIFIC CORP Equities 907818108   1,017,249 4,306 SH   SOLE   4,306 0 0
UNITEDHEALTH GROUP INC Equities 91324P102   1,795,415 3,428 SH   SOLE   3,428 0 0
VANGUARD FTSE DEVELOPED MARKETS Equities 921943858   5,933,030 116,723 SH   SOLE   116,723 0 0
VANGUARD INTERMEDIATE-TERM Fixed Income 92206C706   27,186,370 457,683 SH   SOLE   456,731 0 952
VANGUARD S&P 500 ETF Equities 922908363   660,888 1,286 SH   SOLE   1,286 0 0
VANGUARD SHORT TERM INF PROT SE Fixed Income 922020805   15,531,475 311,252 SH   SOLE   310,796 0 456
VANGUARD TOTAL STOCK MARKET ETF Equities 922908769   8,808,622 32,050 SH   SOLE   32,050 0 0
VANGUARD VALUE ETF Equities 922908744   394,193 2,282 SH   SOLE   2,282 0 0
VERIZON COMMUNICATIONS INC Equities 92343V104   215,279 4,746 SH   SOLE   4,746 0 0
VISA INC CL A Equities 92826C839   1,865,148 5,322 SH   SOLE   5,322 0 0
WALMART INC Equities 931142103   1,075,515 12,251 SH   SOLE   12,251 0 0
WISDOMTREE TR INTL QULTY DIV Equities 97717X131   225,676 6,325 SH   SOLE   6,325 0 0
YUM BRANDS INC Equities 988498101   482,466 3,066 SH   SOLE   3,066 0 0