The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC Equities 00287Y109   290,362 1,634 SH   SOLE   1,634 0 0
ADOBE INC Equities 00724F101   594,982 1,338 SH   SOLE   1,338 0 0
ALCOA UPSTREAM CORP Equities 013872106   355,510 9,410 SH   SOLE   9,410 0 0
ALPHABET INC CL A Equities 02079K305   2,015,856 10,649 SH   SOLE   10,649 0 0
ALPHABET INC CL C Equities 02079K107   2,009,142 10,550 SH   SOLE   10,550 0 0
ALTRIA GROUP INC Equities 02209S103   305,583 5,844 SH   SOLE   5,844 0 0
AMAZON.COM INC Equities 023135106   3,528,230 16,082 SH   SOLE   16,082 0 0
AMERIPRISE FINANCIAL INC Equities 03076C106   346,080 650 SH   SOLE   650 0 0
APPLE INC Equities 037833100   5,736,872 22,909 SH   SOLE   22,909 0 0
AVANTIS INT LARGE CAP VAL Equities 025072364   284,672 5,485 SH   SOLE   5,485 0 0
AVANTIS INTERNATIONAL SMALL CAP Equities 025072802   8,965,811 137,766 SH   SOLE   137,684 0 82
Avantis US Small Cap Value Equities 025072877   2,392,496 24,785 SH   SOLE   24,785 0 0
BANK OF AMERICA CORPORATION Equities 060505104   946,463 21,535 SH   SOLE   21,535 0 0
BERKSHIRE HATHAWAY INC CLASS B Equities 084670702   2,089,168 4,609 SH   SOLE   4,609 0 0
BLACKSTONE INC Equities 09260D107   237,078 1,375 SH   SOLE   1,375 0 0
BOEING CO Equities 097023105   317,361 1,793 SH   SOLE   1,793 0 0
BOOKING HOLDINGS INC Equities 09857L108   278,232 56 SH   SOLE   56 0 0
BROADCOM INC Equities 11135F101   5,994,919 25,858 SH   SOLE   25,858 0 0
CAPITOL FEDERAL FINANCIAL INC Equities 14057J101   336,870 57,000 SH   SOLE   57,000 0 0
CARNIVAL CORP Equities 143658300   227,071 9,112 SH   SOLE   9,112 0 0
CATERPILLAR INC Equities 149123101   1,648,744 4,545 SH   SOLE   4,545 0 0
CHEVRON CORPORATION Equities 166764100   323,138 2,231 SH   SOLE   2,231 0 0
CHUBB LIMITED Equities H1467J104   1,055,466 3,820 SH   SOLE   3,820 0 0
CLOROX CO Equities 189054109   201,713 1,242 SH   SOLE   1,242 0 0
CONOCOPHILLIPS Equities 20825C104   812,797 8,196 SH   SOLE   8,196 0 0
CONSOLIDATED EDISON INC COMMON Equities 209115104   356,920 4,000 SH   SOLE   4,000 0 0
COSTCO WHOLESALE CORPORATION Equities 22160K105   2,455,604 2,680 SH   SOLE   2,680 0 0
DANAHER CORP Equities 235851102   814,903 3,550 SH   SOLE   3,550 0 0
DFA DIMENSIONAL EMERGING CORE Equities 25434V302   214,377 8,450 SH   SOLE   8,450 0 0
DFA DIMENSIONAL INTERNATIONAL C Equities 25434V203   465,682 15,948 SH   SOLE   15,948 0 0
DFA DIMENSIONAL U S CORE EQUITY Equities 25434V708   645,138 18,651 SH   SOLE   18,651 0 0
DFA DIMENSIONAL US CORE EQUITY Equities 25434V104   474,745 11,725 SH   SOLE   11,725 0 0
DIGITAL REALTY TRUST INC Equities 253868103   321,145 1,811 SH   SOLE   1,811 0 0
DIMENSIONAL EMERGING MARKETS CO Equities 25434V732   9,159,664 349,739 SH   SOLE   349,533 0 206
DIMENSIONAL INTERNATIONAL SMALL Equities 25434V781   937,018 35,266 SH   SOLE   35,266 0 0
DIMENSIONAL US LARGE CAP Equities 25434V666   1,158,317 38,572 SH   SOLE   38,572 0 0
DISNEY WALT CO Equities 254687106   260,002 2,335 SH   SOLE   2,335 0 0
EATON CORP PLC Equities G29183103   1,569,745 4,730 SH   SOLE   4,730 0 0
ECOLAB INC Equities 278865100   725,923 3,098 SH   SOLE   3,098 0 0
ELI LILLY & CO Equities 532457108   444,672 576 SH   SOLE   576 0 0
EXPEDIA GROUP INC Equities 30212P303   280,986 1,508 SH   SOLE   1,508 0 0
EXXON MOBIL CORP Equities 30231G102   782,787 7,277 SH   SOLE   7,277 0 0
FORTIVE CORP Equities 34959J108   429,900 5,732 SH   SOLE   5,732 0 0
GENERAL ELECTRIC CO Equities 369604301   240,845 1,444 SH   SOLE   1,444 0 0
HESS CORP Equities 42809H107   613,708 4,614 SH   SOLE   4,614 0 0
HOME DEPOT INC Equities 437076102   1,138,963 2,928 SH   SOLE   2,928 0 0
HYATT HOTELS CORP CL A Equities 448579102   313,646 1,998 SH   SOLE   1,998 0 0
iShares 0-3 Month Treasury Bond Fixed Income 46436E718   11,524,461 114,877 SH   SOLE   114,877 0 0
ISHARES CORE MSCI EMERGING Equities 46434G103   1,416,781 27,131 SH   SOLE   27,131 0 0
ISHARES CORE S&P 500 ETF Equities 464287200   496,846 844 SH   SOLE   844 0 0
ISHARES CORE S&P MIDCAP ETF Equities 464287507   730,959 11,731 SH   SOLE   11,731 0 0
ISHARES CORE S&P SMALL-CAP ETF Equities 464287804   765,983 6,648 SH   SOLE   6,648 0 0
ISHARES MSCI EAFE INDEX Equities 464287465   1,092,716 14,452 SH   SOLE   14,452 0 0
ISHARES RUSSELL 1000 GROWTH Equities 464287614   2,042,436 5,086 SH   SOLE   5,086 0 0
ISHARES RUSSELL 1000 VALUE INDE Equities 464287598   723,488 3,908 SH   SOLE   3,908 0 0
JPMORGAN CHASE & CO Equities 46625H100   2,278,683 9,506 SH   SOLE   9,506 0 0
JPMorgan U.S. Quality Factor ET Equities 46641Q761   792,560 13,839 SH   SOLE   13,839 0 0
KEYCORP Equities 493267108   237,200 13,839 SH   SOLE   13,839 0 0
KKR & CO INC Equities 48251W104   692,367 4,681 SH   SOLE   4,681 0 0
MCDONALDS CORP Equities 580135101   341,201 1,177 SH   SOLE   1,177 0 0
MERCK & CO INC Equities 58933Y105   756,844 7,608 SH   SOLE   7,608 0 0
META PLATFORMS INC CL A Equities 30303M102   1,835,574 3,135 SH   SOLE   3,135 0 0
MICROSOFT CORP Equities 594918104   7,165,079 16,999 SH   SOLE   16,999 0 0
NATIONAL FUEL GAS CO Equities 636180101   303,400 5,000 SH   SOLE   5,000 0 0
NETFLIX INC Equities 64110L106   467,052 524 SH   SOLE   524 0 0
NORTHROP GRUMMAN CORP Equities 666807102   759,311 1,618 SH   SOLE   1,618 0 0
NVIDIA CORPORATION Equities 67066G104   5,469,632 40,730 SH   SOLE   40,730 0 0
ONEOK INC Equities 682680103   233,932 2,330 SH   SOLE   2,330 0 0
ORACLE CORP Equities 68389X105   1,262,298 7,575 SH   SOLE   7,575 0 0
PEPSICO INC Equities 713448108   1,561,808 10,271 SH   SOLE   10,271 0 0
PHILIP MORRIS INTERNATIONAL INC Equities 718172109   475,744 3,953 SH   SOLE   3,953 0 0
PNC FINANCIAL SERVICES GROUP IN Equities 693475105   668,032 3,464 SH   SOLE   3,464 0 0
PROCTER & GAMBLE CO Equities 742718109   475,120 2,834 SH   SOLE   2,834 0 0
QUALCOMM INC Equities 747525103   254,241 1,655 SH   SOLE   1,655 0 0
RTX CORPORATION Equities 75513E101   831,911 7,189 SH   SOLE   7,189 0 0
SALESFORCE INC Equities 79466L302   1,547,279 4,628 SH   SOLE   4,628 0 0
SCHWAB US LARGE CAP GROWTH ETF Equities 808524300   550,711 19,760 SH   SOLE   19,760 0 0
SCHWAB US LARGE CAP VALUE ETF Equities 808524409   220,552 8,460 SH   SOLE   8,460 0 0
SERVICENOW INC Equities 81762P102   232,166 219 SH   SOLE   219 0 0
SPDR S&P DIVIDEND Equities 78464A763   552,310 4,181 SH   SOLE   4,181 0 0
SPDR S&P MIDCAP 400 Equities 78467Y107   1,193,840 2,096 SH   SOLE   2,096 0 0
STARBUCKS CORP Equities 855244109   575,423 6,306 SH   SOLE   6,306 0 0
TE CONNECTIVITY PLC Equities G87052109   893,563 6,250 SH   SOLE   6,250 0 0
TEXAS INSTRUMENTS INC Equities 882508104   717,226 3,825 SH   SOLE   3,825 0 0
THERMO FISHER SCIENTIFIC INC Equities 883556102   1,196,009 2,299 SH   SOLE   2,299 0 0
UNION PACIFIC CORP Equities 907818108   1,039,862 4,560 SH   SOLE   4,560 0 0
UNITED AIRLINES HOLDINGS INC Equities 910047109   244,886 2,522 SH   SOLE   2,522 0 0
UNITEDHEALTH GROUP INC Equities 91324P102   1,791,756 3,542 SH   SOLE   3,542 0 0
VANGUARD FTSE DEVELOPED MARKETS Equities 921943858   5,739,356 120,020 SH   SOLE   120,020 0 0
VANGUARD INTERMEDIATE-TERM Fixed Income 92206C706   22,797,886 393,067 SH   SOLE   390,582 0 2,485
VANGUARD S&P 500 ETF Equities 922908363   692,910 1,286 SH   SOLE   1,286 0 0
VANGUARD SHORT TERM INF PROT SE Fixed Income 922020805   11,456,463 236,606 SH   SOLE   235,418 0 1,188
VANGUARD TAX-EXEMPT BOND INDEX Fixed Income 922907746   1,815,458 36,215 SH   SOLE   36,215 0 0
VANGUARD TOTAL STOCK MARKET ETF Equities 922908769   9,122,929 31,479 SH   SOLE   31,479 0 0
VERIZON COMMUNICATIONS INC Equities 92343V104   291,047 7,278 SH   SOLE   7,278 0 0
VISA INC CL A Equities 92826C839   1,702,824 5,388 SH   SOLE   5,388 0 0
WALMART INC Equities 931142103   1,116,816 12,361 SH   SOLE   12,361 0 0
WILLIAMS COS INC Equities 969457100   207,009 3,825 SH   SOLE   3,825 0 0
WISDOMTREE TR INTL QULTY DIV Equities 97717X131   216,378 6,325 SH   SOLE   6,325 0 0
YUM BRANDS INC Equities 988498101   424,482 3,164 SH   SOLE   3,164 0 0