The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC Equities 00287Y109   421,027 2,132 SH   SOLE   2,132 0 0
ADOBE INC Equities 00724F101   740,943 1,431 SH   SOLE   1,431 0 0
ALCOA UPSTREAM CORP Equities 013872106   363,038 9,410 SH   SOLE   9,410 0 0
ALPHABET INC CL A Equities 02079K305   1,862,330 11,229 SH   SOLE   11,229 0 0
ALPHABET INC CL C Equities 02079K107   1,852,967 11,083 SH   SOLE   11,083 0 0
ALTRIA GROUP INC Equities 02209S103   300,881 5,895 SH   SOLE   5,895 0 0
AMAZON.COM INC Equities 023135106   3,185,498 17,096 SH   SOLE   17,096 0 0
AMERICAN TOWER CORP REIT Equities 03027X100   278,607 1,198 SH   SOLE   1,198 0 0
AMERIPRISE FINANCIAL INC Equities 03076C106   372,090 792 SH   SOLE   792 0 0
APPLE INC Equities 037833100   5,652,114 24,258 SH   SOLE   24,258 0 0
AVANTIS INT LARGE CAP VAL Equities 025072364   323,980 5,771 SH   SOLE   5,771 0 0
AVANTIS INTERNATIONAL SMALL CAP Equities 025072802   7,618,438 107,803 SH   SOLE   107,724 0 79
Avantis US Small Cap Value Equities 025072877   2,465,339 25,694 SH   SOLE   25,694 0 0
BANK OF AMERICA CORPORATION Equities 060505104   854,509 21,535 SH   SOLE   21,535 0 0
BERKSHIRE HATHAWAY INC CLASS B Equities 084670702   2,174,268 4,724 SH   SOLE   4,724 0 0
BLACKSTONE INC Equities 09260D107   210,554 1,375 SH   SOLE   1,375 0 0
BOEING CO Equities 097023105   272,608 1,793 SH   SOLE   1,793 0 0
BOOKING HOLDINGS INC Equities 09857L108   307,485 73 SH   SOLE   73 0 0
BROADCOM INC Equities 11135F101   4,729,950 27,420 SH   SOLE   27,420 0 0
CATERPILLAR INC Equities 149123101   1,843,349 4,713 SH   SOLE   4,713 0 0
CHEVRON CORPORATION Equities 166764100   354,332 2,406 SH   SOLE   2,406 0 0
CHUBB LIMITED Equities H1467J104   1,154,714 4,004 SH   SOLE   4,004 0 0
CLOROX CO Equities 189054109   202,334 1,242 SH   SOLE   1,242 0 0
CONOCOPHILLIPS Equities 20825C104   918,568 8,725 SH   SOLE   8,725 0 0
CONSOLIDATED EDISON INC COMMON Equities 209115104   416,520 4,000 SH   SOLE   4,000 0 0
COSTCO WHOLESALE CORPORATION Equities 22160K105   2,494,667 2,814 SH   SOLE   2,814 0 0
DANAHER CORP Equities 235851102   1,013,383 3,645 SH   SOLE   3,645 0 0
DFA DIMENSIONAL INTERNATIONAL C Equities 25434V203   532,855 16,767 SH   SOLE   16,767 0 0
DFA DIMENSIONAL U S CORE EQUITY Equities 25434V708   762,678 22,242 SH   SOLE   22,242 0 0
DFA DIMENSIONAL US CORE EQUITY Equities 25434V104   334,547 8,429 SH   SOLE   8,429 0 0
DIGITAL REALTY TRUST INC Equities 253868103   319,291 1,973 SH   SOLE   1,973 0 0
DIMENSIONAL EMERGING MARKETS CO Equities 25434V732   9,275,904 329,517 SH   SOLE   329,312 0 205
DIMENSIONAL INTERNATIONAL SMALL Equities 25434V781   1,113,492 38,317 SH   SOLE   38,317 0 0
DIMENSIONAL US LARGE CAP Equities 25434V666   1,224,882 39,756 SH   SOLE   39,756 0 0
DISNEY WALT CO Equities 254687106   235,473 2,448 SH   SOLE   2,448 0 0
EATON CORP PLC Equities G29183103   1,628,365 4,913 SH   SOLE   4,913 0 0
ECOLAB INC Equities 278865100   862,505 3,378 SH   SOLE   3,378 0 0
ELI LILLY & CO Equities 532457108   535,108 604 SH   SOLE   604 0 0
EXPEDIA GROUP INC Equities 30212P303   223,214 1,508 SH   SOLE   1,508 0 0
EXXON MOBIL CORP Equities 30231G102   945,379 8,065 SH   SOLE   8,065 0 0
FORTIVE CORP Equities 34959J108   504,205 6,388 SH   SOLE   6,388 0 0
GENERAL ELECTRIC CO Equities 369604301   272,310 1,444 SH   SOLE   1,444 0 0
HESS CORP Equities 42809H107   626,581 4,614 SH   SOLE   4,614 0 0
HOME DEPOT INC Equities 437076102   1,252,473 3,091 SH   SOLE   3,091 0 0
HYATT HOTELS CORP CL A Equities 448579102   304,096 1,998 SH   SOLE   1,998 0 0
iShares 0-3 Month Treasury Bond Fixed Income 46436E718   11,839,837 117,552 SH   SOLE   117,552 0 0
ISHARES CORE MSCI EAFE ETF Equities 46432F842   244,453 3,132 SH   SOLE   3,132 0 0
ISHARES CORE MSCI EMERGING Equities 46434G103   1,571,943 27,381 SH   SOLE   27,381 0 0
ISHARES CORE S&P MIDCAP ETF Equities 464287507   640,338 10,275 SH   SOLE   10,275 0 0
ISHARES CORE S&P SMALL-CAP ETF Equities 464287804   807,141 6,901 SH   SOLE   6,901 0 0
ISHARES MSCI EAFE INDEX Equities 464287465   1,208,621 14,452 SH   SOLE   14,452 0 0
ISHARES RUSSELL 1000 GROWTH Equities 464287614   1,909,183 5,086 SH   SOLE   5,086 0 0
ISHARES RUSSELL 1000 VALUE INDE Equities 464287598   741,738 3,908 SH   SOLE   3,908 0 0
JPMORGAN CHASE & CO Equities 46625H100   2,137,699 10,138 SH   SOLE   10,138 0 0
KEYCORP Equities 493267108   234,617 14,007 SH   SOLE   14,007 0 0
KKR & CO INC Equities 48251W104   611,245 4,681 SH   SOLE   4,681 0 0
MCDONALDS CORP Equities 580135101   421,137 1,383 SH   SOLE   1,383 0 0
MEDTRONIC PLC Equities G5960L103   213,731 2,374 SH   SOLE   2,374 0 0
MERCK & CO INC Equities 58933Y105   1,063,489 9,365 SH   SOLE   9,365 0 0
META PLATFORMS INC CL A Equities 30303M102   1,890,197 3,302 SH   SOLE   3,302 0 0
MICROSOFT CORP Equities 594918104   7,747,121 18,004 SH   SOLE   18,004 0 0
NATIONAL FUEL GAS CO Equities 636180101   303,050 5,000 SH   SOLE   5,000 0 0
NETFLIX INC Equities 64110L106   378,750 534 SH   SOLE   534 0 0
NORTHROP GRUMMAN CORP Equities 666807102   901,944 1,708 SH   SOLE   1,708 0 0
NVIDIA CORPORATION Equities 67066G104   5,176,987 42,630 SH   SOLE   42,630 0 0
ONEOK INC Equities 682680103   212,333 2,330 SH   SOLE   2,330 0 0
ORACLE CORP Equities 68389X105   1,297,426 7,614 SH   SOLE   7,614 0 0
PEPSICO INC Equities 713448108   2,095,186 12,321 SH   SOLE   12,321 0 0
PHILIP MORRIS INTERNATIONAL INC Equities 718172109   492,520 4,057 SH   SOLE   4,057 0 0
PNC FINANCIAL SERVICES GROUP IN Equities 693475105   669,157 3,620 SH   SOLE   3,620 0 0
PROCTER & GAMBLE CO Equities 742718109   529,472 3,057 SH   SOLE   3,057 0 0
QUALCOMM INC Equities 747525103   297,928 1,752 SH   SOLE   1,752 0 0
RTX CORPORATION Equities 75513E101   904,581 7,466 SH   SOLE   7,466 0 0
SALESFORCE INC Equities 79466L302   1,317,914 4,815 SH   SOLE   4,815 0 0
SCHWAB US LARGE CAP GROWTH ETF Equities 808524300   624,038 5,990 SH   SOLE   5,990 0 0
SCHWAB US LARGE CAP VALUE ETF Equities 808524409   298,976 3,720 SH   SOLE   3,720 0 0
SERVICENOW INC Equities 81762P102   201,238 225 SH   SOLE   225 0 0
SOUTHERN COMPANY Equities 842587107   202,725 2,248 SH   SOLE   2,248 0 0
SPDR S&P DIVIDEND Equities 78464A763   603,670 4,250 SH   SOLE   4,250 0 0
SPDR S&P MIDCAP 400 Equities 78467Y107   1,383,134 2,428 SH   SOLE   2,428 0 0
STARBUCKS CORP Equities 855244109   640,412 6,569 SH   SOLE   6,569 0 0
TE CONNECTIVITY LTD Equities H84989104   985,059 6,524 SH   SOLE   6,524 0 0
TESLA MOTORS INC Equities 88160R101   214,013 818 SH   SOLE   818 0 0
TEXAS INSTRUMENTS INC Equities 882508104   790,130 3,825 SH   SOLE   3,825 0 0
THERMO FISHER SCIENTIFIC INC Equities 883556102   1,472,197 2,380 SH   SOLE   2,380 0 0
UNION PACIFIC CORP Equities 907818108   1,168,562 4,741 SH   SOLE   4,741 0 0
UNITEDHEALTH GROUP INC Equities 91324P102   2,151,622 3,680 SH   SOLE   3,680 0 0
VANGUARD FTSE DEVELOPED MARKETS Equities 921943858   4,906,155 92,902 SH   SOLE   92,902 0 0
VANGUARD INTERMEDIATE-TERM Fixed Income 92206C706   20,906,226 346,015 SH   SOLE   343,569 0 2,446
VANGUARD S&P 500 ETF Equities 922908363   678,584 1,286 SH   SOLE   1,286 0 0
VANGUARD SHORT TERM INF PROT SE Fixed Income 922020805   10,491,837 212,773 SH   SOLE   211,596 0 1,177
VANGUARD TAX-EXEMPT BOND INDEX Fixed Income 922907746   1,851,311 36,215 SH   SOLE   36,215 0 0
VANGUARD TOTAL STOCK MARKET ETF Equities 922908769   9,222,238 32,569 SH   SOLE   32,569 0 0
VERIZON COMMUNICATIONS INC Equities 92343V104   329,100 7,328 SH   SOLE   7,328 0 0
VISA INC CL A Equities 92826C839   1,554,292 5,653 SH   SOLE   5,653 0 0
WALMART INC Equities 931142103   1,051,688 13,024 SH   SOLE   13,024 0 0
WILLIAMS COS INC Equities 969457100   225,283 4,935 SH   SOLE   4,935 0 0
YUM BRANDS INC Equities 988498101   442,042 3,164 SH   SOLE   3,164 0 0