The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC Equities 00287Y109   528,796 3,083 SH   SOLE   3,083 0 0
ADOBE INC Equities 00724F101   857,198 1,543 SH   SOLE   1,543 0 0
ALCOA UPSTREAM CORP Equities 013872106   374,330 9,410 SH   SOLE   9,410 0 0
ALPHABET INC CL A Equities 02079K305   2,161,938 11,869 SH   SOLE   11,869 0 0
ALPHABET INC CL C Equities 02079K107   2,112,081 11,515 SH   SOLE   11,515 0 0
ALTRIA GROUP INC Equities 02209S103   268,517 5,895 SH   SOLE   5,895 0 0
AMAZON.COM INC Equities 023135106   3,533,383 18,284 SH   SOLE   18,284 0 0
AMERICAN TOWER CORP REIT Equities 03027X100   275,048 1,415 SH   SOLE   1,415 0 0
AMERIPRISE FINANCIAL INC Equities 03076C106   413,947 969 SH   SOLE   969 0 0
APPLE INC Equities 037833100   5,431,679 25,789 SH   SOLE   25,789 0 0
AVANTIS INT LARGE CAP VAL Equities 025072364   302,631 5,771 SH   SOLE   5,771 0 0
AVANTIS INTERNATIONAL SMALL CAP Equities 025072802   5,795,164 89,225 SH   SOLE   89,146 0 79
Avantis US Small Cap Value Equities 025072877   2,292,256 25,549 SH   SOLE   25,549 0 0
BANK OF AMERICA CORPORATION Equities 060505104   856,447 21,535 SH   SOLE   21,535 0 0
BERKSHIRE HATHAWAY INC CLASS B Equities 084670702   2,020,982 4,968 SH   SOLE   4,968 0 0
BOEING CO Equities 097023105   326,344 1,793 SH   SOLE   1,793 0 0
BOOKING HOLDINGS INC Equities 09857L108   332,766 84 SH   SOLE   84 0 0
BP PLC SPONSORED ADR Equities 055622104   218,477 6,052 SH   SOLE   6,052 0 0
BROADCOM INC Equities 11135F101   4,525,989 2,819 SH   SOLE   2,819 0 0
CATERPILLAR INC Equities 149123101   1,631,191 4,897 SH   SOLE   4,897 0 0
CHEVRON CORPORATION Equities 166764100   440,322 2,815 SH   SOLE   2,815 0 0
CHUBB LIMITED Equities H1467J104   1,028,738 4,033 SH   SOLE   4,033 0 0
CONOCOPHILLIPS Equities 20825C104   1,015,580 8,879 SH   SOLE   8,879 0 0
CONSOLIDATED EDISON INC COMMON Equities 209115104   357,680 4,000 SH   SOLE   4,000 0 0
COSTCO WHOLESALE CORPORATION Equities 22160K105   2,473,471 2,910 SH   SOLE   2,910 0 0
DANAHER CORP Equities 235851102   922,446 3,692 SH   SOLE   3,692 0 0
DFA DIMENSIONAL INTERNATIONAL C Equities 25434V203   519,700 17,516 SH   SOLE   17,516 0 0
DFA DIMENSIONAL U S CORE EQUITY Equities 25434V708   719,468 22,316 SH   SOLE   22,316 0 0
DFA DIMENSIONAL US CORE EQUITY Equities 25434V104   370,889 9,893 SH   SOLE   9,893 0 0
DIGITAL REALTY TRUST INC Equities 253868103   369,482 2,430 SH   SOLE   2,430 0 0
DIMENSIONAL EMERGING MARKETS CO Equities 25434V732   7,836,541 293,174 SH   SOLE   292,969 0 205
DIMENSIONAL INTERNATIONAL SMALL Equities 25434V781   1,031,726 38,347 SH   SOLE   38,347 0 0
DIMENSIONAL US LARGE CAP Equities 25434V666   1,253,711 43,366 SH   SOLE   43,366 0 0
DISNEY WALT CO Equities 254687106   433,699 4,368 SH   SOLE   4,368 0 0
EATON CORP PLC Equities G29183103   1,546,429 4,932 SH   SOLE   4,932 0 0
EATON VANCE TAX ADV DIV INC CL Equities 27828G107   241,750 10,380 SH   SOLE   10,380 0 0
ECOLAB INC Equities 278865100   844,424 3,548 SH   SOLE   3,548 0 0
ELI LILLY & CO Equities 532457108   959,703 1,060 SH   SOLE   1,060 0 0
EXXON MOBIL CORP Equities 30231G102   1,007,876 8,755 SH   SOLE   8,755 0 0
FORTIVE CORP Equities 34959J108   536,039 7,234 SH   SOLE   7,234 0 0
GENERAL ELECTRIC CO Equities 369604301   229,553 1,444 SH   SOLE   1,444 0 0
HESS CORP Equities 42809H107   684,198 4,638 SH   SOLE   4,638 0 0
HOME DEPOT INC Equities 437076102   1,184,874 3,442 SH   SOLE   3,442 0 0
HONEYWELL INTERNATIONAL INC Equities 438516106   480,892 2,252 SH   SOLE   2,252 0 0
HYATT HOTELS CORP CL A Equities 448579102   303,536 1,998 SH   SOLE   1,998 0 0
INVESCO QQQ TRUST SERIES 1 Equities 46090E103   252,491 527 SH   SOLE   527 0 0
iShares 0-3 Month Treasury Bond Fixed Income 46436E718   10,484,515 104,106 SH   SOLE   104,106 0 0
ISHARES CORE MSCI EAFE ETF Equities 46432F842   227,508 3,132 SH   SOLE   3,132 0 0
ISHARES CORE MSCI EMERGING Equities 46434G103   1,177,981 22,006 SH   SOLE   22,006 0 0
ISHARES CORE S&P 500 ETF Equities 464287200   775,425 1,417 SH   SOLE   1,417 0 0
ISHARES CORE S&P MIDCAP ETF Equities 464287507   601,293 10,275 SH   SOLE   10,275 0 0
ISHARES CORE S&P SMALL-CAP ETF Equities 464287804   736,061 6,901 SH   SOLE   6,901 0 0
ISHARES MSCI EAFE INDEX Equities 464287465   1,132,025 14,452 SH   SOLE   14,452 0 0
ISHARES RUSSELL 1000 GROWTH Equities 464287614   1,853,898 5,086 SH   SOLE   5,086 0 0
ISHARES RUSSELL 1000 VALUE INDE Equities 464287598   690,378 3,957 SH   SOLE   3,957 0 0
JOHNSON & JOHNSON Equities 478160104   212,663 1,455 SH   SOLE   1,455 0 0
JPMORGAN CHASE & CO Equities 46625H100   2,189,465 10,825 SH   SOLE   10,825 0 0
KEYCORP Equities 493267108   234,294 16,488 SH   SOLE   16,488 0 0
KKR & CO INC Equities 48251W104   492,628 4,681 SH   SOLE   4,681 0 0
LAM RESEARCH CORP Equities 512807108   266,213 250 SH   SOLE   250 0 0
MCDONALDS CORP Equities 580135101   502,290 1,971 SH   SOLE   1,971 0 0
MEDTRONIC PLC Equities G5960L103   245,969 3,125 SH   SOLE   3,125 0 0
MERCK & CO INC Equities 58933Y105   1,377,646 11,128 SH   SOLE   11,128 0 0
META PLATFORMS INC CL A Equities 30303M102   1,703,759 3,379 SH   SOLE   3,379 0 0
MICROSOFT CORP Equities 594918104   8,301,202 18,573 SH   SOLE   18,573 0 0
NATIONAL FUEL GAS CO Equities 636180101   270,950 5,000 SH   SOLE   5,000 0 0
NETFLIX INC Equities 64110L106   375,233 556 SH   SOLE   556 0 0
NORTHROP GRUMMAN CORP Equities 666807102   773,375 1,774 SH   SOLE   1,774 0 0
NVIDIA CORPORATION Equities 67066G104   5,462,939 44,220 SH   SOLE   44,220 0 0
ORACLE CORP Equities 68389X105   1,075,097 7,614 SH   SOLE   7,614 0 0
PEPSICO INC Equities 713448108   1,655,402 10,037 SH   SOLE   10,037 0 0
PHILIP MORRIS INTERNATIONAL INC Equities 718172109   473,616 4,674 SH   SOLE   4,674 0 0
PNC FINANCIAL SERVICES GROUP IN Equities 693475105   580,251 3,732 SH   SOLE   3,732 0 0
PROCTER & GAMBLE CO Equities 742718109   662,978 4,020 SH   SOLE   4,020 0 0
QUALCOMM INC Equities 747525103   563,679 2,830 SH   SOLE   2,830 0 0
RTX CORPORATION Equities 75513E101   822,796 8,196 SH   SOLE   8,196 0 0
SALESFORCE INC Equities 79466L302   1,300,926 5,060 SH   SOLE   5,060 0 0
SCHWAB US LARGE CAP GROWTH ETF Equities 808524300   604,032 5,990 SH   SOLE   5,990 0 0
SCHWAB US LARGE CAP VALUE ETF Equities 808524409   275,578 3,720 SH   SOLE   3,720 0 0
SPDR Portfolio S&P 400 Mid-Cap Equities 78464A847   224,899 4,384 SH   SOLE   4,384 0 0
SPDR S&P 500 Equities 78462F103   274,287 504 SH   SOLE   504 0 0
SPDR S&P DIVIDEND Equities 78464A763   546,238 4,295 SH   SOLE   4,295 0 0
SPDR S&P MIDCAP 400 Equities 78467Y107   1,299,174 2,428 SH   SOLE   2,428 0 0
STARBUCKS CORP Equities 855244109   627,004 8,054 SH   SOLE   8,054 0 0
TE CONNECTIVITY LTD Equities H84989104   1,004,872 6,680 SH   SOLE   6,680 0 0
TESLA MOTORS INC Equities 88160R101   290,488 1,468 SH   SOLE   1,468 0 0
TEXAS INSTRUMENTS INC Equities 882508104   744,077 3,825 SH   SOLE   3,825 0 0
THERMO FISHER SCIENTIFIC INC Equities 883556102   1,363,698 2,466 SH   SOLE   2,466 0 0
UNION PACIFIC CORP Equities 907818108   1,208,455 5,341 SH   SOLE   5,341 0 0
UNITEDHEALTH GROUP INC Equities 91324P102   1,950,975 3,831 SH   SOLE   3,831 0 0
VANGUARD FTSE DEVELOPED MARKETS Equities 921943858   5,034,761 101,877 SH   SOLE   101,877 0 0
VANGUARD INTERMEDIATE-TERM Fixed Income 92206C706   15,917,229 273,351 SH   SOLE   270,905 0 2,446
VANGUARD S&P 500 ETF Equities 922908363   655,170 1,310 SH   SOLE   1,310 0 0
VANGUARD SHORT TERM INF PROT SE Fixed Income 922020805   8,160,156 168,112 SH   SOLE   166,935 0 1,177
VANGUARD TAX-EXEMPT BOND INDEX Fixed Income 922907746   605,579 12,085 SH   SOLE   12,085 0 0
VANGUARD TOTAL STOCK MARKET ETF Equities 922908769   8,967,470 33,522 SH   SOLE   33,522 0 0
VANGUARD VALUE ETF Equities 922908744   273,499 1,705 SH   SOLE   1,705 0 0
VERIZON COMMUNICATIONS INC Equities 92343V104   363,902 8,824 SH   SOLE   8,824 0 0
VISA INC CL A Equities 92826C839   1,564,846 5,962 SH   SOLE   5,962 0 0
WALMART INC Equities 931142103   949,565 14,024 SH   SOLE   14,024 0 0
WILLIAMS COS INC Equities 969457100   240,253 5,653 SH   SOLE   5,653 0 0
YUM BRANDS INC Equities 988498101   419,103 3,164 SH   SOLE   3,164 0 0