Reinsurance (Tables)

12 Months Ended

Dec. 31, 2014

Insurance [Abstract]

Effect of Reinsurance on Premiums Written and Earned

The effect of reinsurance on the premiums written and earned of the P&C Group was as follows:

	Years Ended December 31
	2014			2013			2012
	(in millions)
Direct premiums written	$	12,976		$	12,804		$	12,647
Assumed reinsurance		596			503			423
Ceded reinsurance		(980	)		(1,083	)		(1,200	)
Net premiums written	$	12,592		$	12,224		$	11,870
Direct premiums earned	$	12,776		$	12,717		$	12,596
Assumed reinsurance		562			476			422
Ceded reinsurance		(1,010	)		(1,127	)		(1,180	)
Net premiums earned	$	12,328		$	12,066		$	11,838