The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   580,155 4,244 SH   SOLE   0 0 4,244
ABBOTT LABS COM 002824100   867,046 7,605 SH   SOLE   0 0 7,605
ABBVIE INC COM 00287Y109   1,013,665 5,133 SH   SOLE   0 0 5,133
ABCELLERA BIOLOGICS INC COM 00288U106   26,000 10,000 SH   SOLE   0 0 10,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   270,059 764 SH   SOLE   0 0 764
AGNC INVT CORP COM 00123Q104   255,766 24,452 SH   SOLE   0 0 24,452
ALPHABET INC CAP STK CL C 02079K107   1,194,907 7,147 SH   SOLE   0 0 7,147
ALPHABET INC CAP STK CL A 02079K305   1,509,238 9,100 SH   SOLE   0 0 9,100
AMAZON COM INC COM 023135106   2,342,913 12,574 SH   SOLE   0 0 12,574
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   208,367 10,382 SH   SOLE   0 0 10,382
APPLE INC COM 037833100   4,612,937 19,798 SH   SOLE   0 0 19,798
APPLIED MATLS INC COM 038222105   380,662 1,884 SH   SOLE   0 0 1,884
ARES CAPITAL CORP COM 04010L103   606,737 28,975 SH   SOLE   0 0 28,975
ASML HOLDING N V N Y REGISTRY SHS N07059210   520,781 625 SH   SOLE   0 0 625
ASTRAZENECA PLC SPONSORED ADR 046353108   600,686 7,710 SH   SOLE   0 0 7,710
BAKER HUGHES COMPANY CL A 05722G100   267,004 7,386 SH   SOLE   0 0 7,386
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   444,611 966 SH   SOLE   0 0 966
BLACKSTONE INC COM 09260D107   318,204 2,078 SH   SOLE   0 0 2,078
BROADCOM INC COM 11135F101   2,900,143 16,812 SH   SOLE   0 0 16,812
CAPITAL GROUP CORE BALANCED SHS 14021D107   1,824,433 58,758 SH   SOLE   0 0 58,758
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   9,172,660 267,581 SH   SOLE   0 0 267,581
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   8,846,003 242,755 SH   SOLE   0 0 242,755
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   6,924,343 229,663 SH   SOLE   0 0 229,663
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   6,620,496 190,299 SH   SOLE   0 0 190,299
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   13,047,640 564,344 SH   SOLE   0 0 564,344
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   1,542,181 56,161 SH   SOLE   0 0 56,161
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300   275,783 9,906 SH   SOLE   0 0 9,906
CAPITAL ONE FINL CORP COM 14040H105   220,552 1,473 SH   SOLE   0 0 1,473
CARRIER GLOBAL CORPORATION COM 14448C104   499,038 6,200 SH   SOLE   0 0 6,200
CATERPILLAR INC COM 149123101   1,406,468 3,596 SH   SOLE   0 0 3,596
CHEVRON CORP NEW COM 166764100   507,492 3,446 SH   SOLE   0 0 3,446
CHIPOTLE MEXICAN GRILL INC COM 169656105   371,649 6,450 SH   SOLE   0 0 6,450
CHUBB LIMITED COM H1467J104   1,375,332 4,769 SH   SOLE   0 0 4,769
CISCO SYS INC COM 17275R102   213,298 4,008 SH   SOLE   0 0 4,008
COCA COLA CO COM 191216100   858,871 11,952 SH   SOLE   0 0 11,952
COMCAST CORP NEW CL A 20030N101   564,814 13,522 SH   SOLE   0 0 13,522
COMMSCOPE HLDG CO INC COM 20337X109   3,138,463 513,660 SH   SOLE   0 0 513,660
CONOCOPHILLIPS COM 20825C104   726,865 6,904 SH   SOLE   0 0 6,904
CONSTELLATION BRANDS INC CL A 21036P108   340,666 1,322 SH   SOLE   0 0 1,322
CONSTELLATION ENERGY CORP COM 21037T109   807,882 3,107 SH   SOLE   0 0 3,107
CORCEPT THERAPEUTICS INC COM 218352102   231,400 5,000 SH   SOLE   0 0 5,000
COSTCO WHSL CORP NEW COM 22160K105   706,556 797 SH   SOLE   0 0 797
CSX CORP COM 126408103   1,018,470 29,495 SH   SOLE   0 0 29,495
CVS HEALTH CORP COM 126650100   228,632 3,636 SH   SOLE   0 0 3,636
DANAHER CORPORATION COM 235851102   672,530 2,419 SH   SOLE   0 0 2,419
DARDEN RESTAURANTS INC COM 237194105   214,518 1,307 SH   SOLE   0 0 1,307
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   6,475,568 236,248 SH   SOLE   0 0 236,248
DUKE ENERGY CORP NEW COM NEW 26441C204   613,880 5,324 SH   SOLE   0 0 5,324
ELEVANCE HEALTH INC COM 036752103   340,600 655 SH   SOLE   0 0 655
ELI LILLY & CO COM 532457108   4,081,312 4,607 SH   SOLE   0 0 4,607
ENBRIDGE INC COM 29250N105   224,208 5,521 SH   SOLE   0 0 5,521
EOG RES INC COM 26875P101   317,774 2,585 SH   SOLE   0 0 2,585
EXXON MOBIL CORP COM 30231G102   305,259 2,604 SH   SOLE   0 0 2,604
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   393,012 16,321 SH   SOLE   0 0 16,321
FS KKR CAP CORP COM 302635206   1,961,733 99,429 SH   SOLE   0 0 99,429
GE AEROSPACE COM NEW 369604301   522,228 2,769 SH   SOLE   0 0 2,769
GENERAC HLDGS INC COM 368736104   485,061 3,053 SH   SOLE   0 0 3,053
GILEAD SCIENCES INC COM 375558103   213,708 2,549 SH   SOLE   0 0 2,549
HALLIBURTON CO COM 406216101   201,026 6,920 SH   SOLE   0 0 6,920
HEICO CORP NEW CL A 422806208   506,140 2,484 SH   SOLE   0 0 2,484
HILTON WORLDWIDE HLDGS INC COM 43300A203   396,460 1,720 SH   SOLE   0 0 1,720
HOME DEPOT INC COM 437076102   621,443 1,534 SH   SOLE   0 0 1,534
HONEYWELL INTL INC COM 438516106   734,865 3,555 SH   SOLE   0 0 3,555
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813   7,238,616 178,820 SH   SOLE   0 0 178,820
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508   7,279,551 176,175 SH   SOLE   0 0 176,175
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797   7,193,598 184,688 SH   SOLE   0 0 184,688
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870   7,225,593 201,046 SH   SOLE   0 0 201,046
INVESCO ACTIVELY MANAGED EXC ACTIVE US REAL 46090A101   1,550,928 15,745 SH   SOLE   0 0 15,745
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   318,092 1,584 SH   SOLE   0 0 1,584
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   229,450 10,921 SH   SOLE   0 0 10,921
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   2,587,865 122,531 SH   SOLE   0 0 122,531
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528   982,612 40,123 SH   SOLE   0 0 40,123
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   6,944,974 352,179 SH   SOLE   0 0 352,179
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536   881,333 35,509 SH   SOLE   0 0 35,509
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   529,688 31,250 SH   SOLE   0 0 31,250
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   5,266,875 315,949 SH   SOLE   0 0 315,949
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   556,487 23,441 SH   SOLE   0 0 23,441
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   5,317,552 282,698 SH   SOLE   0 0 282,698
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   535,710 22,840 SH   SOLE   0 0 22,840
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   1,417,335 68,937 SH   SOLE   0 0 68,937
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   1,616,148 71,133 SH   SOLE   0 0 71,133
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   2,122,378 108,506 SH   SOLE   0 0 108,506
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585   251,161 11,064 SH   SOLE   0 0 11,064
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   2,898,248 140,351 SH   SOLE   0 0 140,351
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   528,940 22,318 SH   SOLE   0 0 22,318
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   5,109,667 221,006 SH   SOLE   0 0 221,006
INVESCO QQQ TR UNIT SER 1 46090E103   1,630,907 3,342 SH   SOLE   0 0 3,342
ISHARES GOLD TR ISHARES NEW 464285204   643,615 12,950 SH   SOLE   0 0 12,950
ISHARES INC CORE MSCI EMKT 46434G103   2,517,409 43,850 SH   SOLE   0 0 43,850
ISHARES TR CORE S&P SCP ETF 464287804   343,512 2,937 SH   SOLE   0 0 2,937
ISHARES TR RUS 1000 GRW ETF 464287614   278,187 741 SH   SOLE   0 0 741
ISHARES TR CORE S&P500 ETF 464287200   4,351,240 7,543 SH   SOLE   0 0 7,543
ISHARES TR MSCI ACWI ETF 464288257   413,165 3,456 SH   SOLE   0 0 3,456
ISHARES TR CORE MSCI EAFE 46432F842   1,732,654 22,199 SH   SOLE   0 0 22,199
ISHARES TR CORE S&P MCP ETF 464287507   3,977,214 63,819 SH   SOLE   0 0 63,819
ITT INC COM 45073V108   210,361 1,407 SH   SOLE   0 0 1,407
JOHNSON & JOHNSON COM 478160104   1,232,628 7,606 SH   SOLE   0 0 7,606
JPMORGAN CHASE & CO. COM 46625H100   2,058,622 9,763 SH   SOLE   0 0 9,763
KEURIG DR PEPPER INC COM 49271V100   298,341 7,960 SH   SOLE   0 0 7,960
KKR & CO INC COM 48251W104   241,965 1,853 SH   SOLE   0 0 1,853
KLA CORP COM NEW 482480100   439,090 567 SH   SOLE   0 0 567
LEGG MASON ETF INVT CLEARBRIDEG LR 524682200   4,158,408 56,946 SH   SOLE   0 0 56,946
LINDE PLC SHS G54950103   739,133 1,550 SH   SOLE   0 0 1,550
LOWES COS INC COM 548661107   1,764,046 6,513 SH   SOLE   0 0 6,513
MARSH & MCLENNAN COS INC COM 571748102   1,160,291 5,201 SH   SOLE   0 0 5,201
MASTERCARD INCORPORATED CL A 57636Q104   400,966 812 SH   SOLE   0 0 812
MCDONALDS CORP COM 580135101   730,836 2,400 SH   SOLE   0 0 2,400
META PLATFORMS INC CL A 30303M102   1,180,371 2,062 SH   SOLE   0 0 2,062
MICROSOFT CORP COM 594918104   6,258,990 14,546 SH   SOLE   0 0 14,546
MORGAN STANLEY COM NEW 617446448   268,835 2,579 SH   SOLE   0 0 2,579
NETFLIX INC COM 64110L106   720,618 1,016 SH   SOLE   0 0 1,016
NIKE INC CL B 654106103   318,947 3,608 SH   SOLE   0 0 3,608
NORTHROP GRUMMAN CORP COM 666807102   593,551 1,124 SH   SOLE   0 0 1,124
NOVO-NORDISK A S ADR 670100205   380,310 3,194 SH   SOLE   0 0 3,194
NVIDIA CORPORATION COM 67066G104   3,354,216 27,620 SH   SOLE   0 0 27,620
PAYCHEX INC COM 704326107   253,753 1,891 SH   SOLE   0 0 1,891
PAYPAL HLDGS INC COM 70450Y103   287,384 3,683 SH   SOLE   0 0 3,683
PEPSICO INC COM 713448108   201,509 1,185 SH   SOLE   0 0 1,185
PFIZER INC COM 717081103   213,922 7,392 SH   SOLE   0 0 7,392
PHILIP MORRIS INTL INC COM 718172109   1,047,561 8,629 SH   SOLE   0 0 8,629
PHILLIPS 66 COM 718546104   636,366 4,841 SH   SOLE   0 0 4,841
PNC FINL SVCS GROUP INC COM 693475105   344,191 1,862 SH   SOLE   0 0 1,862
PROCTER AND GAMBLE CO COM 742718109   1,228,681 7,094 SH   SOLE   0 0 7,094
PROSHARES TR S&P 500 DV ARIST 74348A467   2,232,885 20,915 SH   SOLE   0 0 20,915
REGENERON PHARMACEUTICALS COM 75886F107   405,779 386 SH   SOLE   0 0 386
ROYAL CARIBBEAN GROUP COM V7780T103   342,127 1,929 SH   SOLE   0 0 1,929
RTX CORPORATION COM 75513E101   564,848 4,662 SH   SOLE   0 0 4,662
SALESFORCE INC COM 79466L302   1,714,793 6,265 SH   SOLE   0 0 6,265
SCHWAB CHARLES CORP COM 808513105   213,764 3,298 SH   SOLE   0 0 3,298
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   474,551 5,614 SH   SOLE   0 0 5,614
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   6,735,694 93,864 SH   SOLE   0 0 93,864
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   393,133 5,910 SH   SOLE   0 0 5,910
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   794,726 19,327 SH   SOLE   0 0 19,327
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   9,102,972 134,163 SH   SOLE   0 0 134,163
SEMPRA COM 816851109   361,616 4,324 SH   SOLE   0 0 4,324
SERVICENOW INC COM 81762P102   423,941 474 SH   SOLE   0 0 474
SHERWIN WILLIAMS CO COM 824348106   264,116 692 SH   SOLE   0 0 692
SHOPIFY INC CL A 82509L107   485,087 6,053 SH   SOLE   0 0 6,053
SOUTHERN CO COM 842587107   225,540 2,501 SH   SOLE   0 0 2,501
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   289,387 508 SH   SOLE   0 0 508
SPDR SER TR S&P DIVID ETF 78464A763   3,508,213 24,699 SH   SOLE   0 0 24,699
SPDR SER TR PRTFLO S&P500 VL 78464A508   15,458,455 292,441 SH   SOLE   0 0 292,441
SPDR SER TR BLOOMBERG SHT TE 78468R408   699,731 27,174 SH   SOLE   0 0 27,174
STRYKER CORPORATION COM 863667101   1,264,771 3,501 SH   SOLE   0 0 3,501
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   354,634 2,042 SH   SOLE   0 0 2,042
TESLA INC COM 88160R101   4,591,607 17,550 SH   SOLE   0 0 17,550
TRANSDIGM GROUP INC COM 893641100   302,552 212 SH   SOLE   0 0 212
TRAVELERS COMPANIES INC COM 89417E109   993,490 4,244 SH   SOLE   0 0 4,244
UNITEDHEALTH GROUP INC COM 91324P102   1,009,158 1,726 SH   SOLE   0 0 1,726
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   6,275,832 32,906 SH   SOLE   0 0 32,906
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,543,622 36,375 SH   SOLE   0 0 36,375
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,649,505 3,126 SH   SOLE   0 0 3,126
VANGUARD INDEX FDS TOTAL STK MKT 922908769   16,338,567 57,701 SH   SOLE   0 0 57,701
VANGUARD INDEX FDS SMALL CP ETF 922908751   23,114,028 97,441 SH   SOLE   0 0 97,441
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,903,100 38,595 SH   SOLE   0 0 38,595
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   302,002 6,397 SH   SOLE   0 0 6,397
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   6,832,971 81,588 SH   SOLE   0 0 81,588
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   267,622 1,055 SH   SOLE   0 0 1,055
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   360,603 1,387 SH   SOLE   0 0 1,387
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   216,485 3,583 SH   SOLE   0 0 3,583
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,638,423 70,995 SH   SOLE   0 0 70,995
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   279,787 5,298 SH   SOLE   0 0 5,298
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   6,744,619 52,610 SH   SOLE   0 0 52,610
VANGUARD WORLD FD INF TECH ETF 92204A702   230,055 392 SH   SOLE   0 0 392
VISA INC COM CL A 92826C839   1,381,074 5,023 SH   SOLE   0 0 5,023
WALMART INC COM 931142103   955,521 11,833 SH   SOLE   0 0 11,833
WASTE CONNECTIONS INC COM 94106B101   333,142 1,863 SH   SOLE   0 0 1,863
WELLS FARGO CO NEW COM 949746101   333,009 5,895 SH   SOLE   0 0 5,895
WELLTOWER INC COM 95040Q104   309,577 2,418 SH   SOLE   0 0 2,418
YUM BRANDS INC COM 988498101   214,036 1,532 SH   SOLE   0 0 1,532