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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   602,809 5,899 SH   SOLE   0 0 5,899
ABBOTT LABS COM 002824100   542,930 5,225 SH   SOLE   0 0 5,225
ABBVIE INC COM 00287Y109   897,564 5,233 SH   SOLE   0 0 5,233
ABCELLERA BIOLOGICS INC COM 00288U106   29,600 10,000 SH   SOLE   0 0 10,000
ALPHABET INC CAP STK CL A 02079K305   1,690,605 9,281 SH   SOLE   0 0 9,281
ALPHABET INC CAP STK CL C 02079K107   1,130,784 6,165 SH   SOLE   0 0 6,165
AMAZON COM INC COM 023135106   2,221,989 11,498 SH   SOLE   0 0 11,498
APPLE INC COM 037833100   4,654,690 22,100 SH   SOLE   0 0 22,100
APPLIED MATLS INC COM 038222105   413,926 1,754 SH   SOLE   0 0 1,754
ARES CAPITAL CORP COM 04010L103   613,655 29,446 SH   SOLE   0 0 29,446
ASML HOLDING N V N Y REGISTRY SHS N07059210   625,911 612 SH   SOLE   0 0 612
ASTRAZENECA PLC SPONSORED ADR 046353108   542,654 6,958 SH   SOLE   0 0 6,958
BAKER HUGHES COMPANY CL A 05722G100   259,766 7,386 SH   SOLE   0 0 7,386
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   413,309 1,016 SH   SOLE   0 0 1,016
BLACKROCK INC COM 09247X101   556,861 707 SH   SOLE   0 0 707
BROADCOM INC COM 11135F101   2,340,980 1,458 SH   SOLE   0 0 1,458
BURKE HERBERT FINL SVCS CORP COM 12135Y108   1,588,843 31,166 SH   SOLE   0 0 31,166
CAPITAL GROUP CORE BALANCED SHS 14021D107   1,514,089 50,928 SH   SOLE   0 0 50,928
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   6,196,241 192,132 SH   SOLE   0 0 192,132
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   7,482,353 226,738 SH   SOLE   0 0 226,738
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   4,824,478 163,875 SH   SOLE   0 0 163,875
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   5,123,619 155,780 SH   SOLE   0 0 155,780
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   9,794,044 440,776 SH   SOLE   0 0 440,776
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   1,507,923 56,161 SH   SOLE   0 0 56,161
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300   266,670 9,906 SH   SOLE   0 0 9,906
CAPITAL ONE FINL CORP COM 14040H105   217,782 1,573 SH   SOLE   0 0 1,573
CARRIER GLOBAL CORPORATION COM 14448C104   319,942 5,072 SH   SOLE   0 0 5,072
CATERPILLAR INC COM 149123101   1,147,530 3,445 SH   SOLE   0 0 3,445
CENTERPOINT ENERGY INC COM 15189T107   217,604 7,024 SH   SOLE   0 0 7,024
CHEVRON CORP NEW COM 166764100   559,358 3,576 SH   SOLE   0 0 3,576
CHIPOTLE MEXICAN GRILL INC COM 169656105   404,093 6,450 SH   SOLE   0 0 6,450
CHUBB LIMITED COM H1467J104   1,125,923 4,414 SH   SOLE   0 0 4,414
CME GROUP INC COM 12572Q105   335,596 1,707 SH   SOLE   0 0 1,707
COCA COLA CO COM 191216100   668,325 10,500 SH   SOLE   0 0 10,500
COMCAST CORP NEW CL A 20030N101   578,276 14,767 SH   SOLE   0 0 14,767
COMMSCOPE HLDG CO INC COM 20337X109   674,852 548,660 SH   SOLE   0 0 548,660
CONOCOPHILLIPS COM 20825C104   677,244 5,921 SH   SOLE   0 0 5,921
CONSTELLATION BRANDS INC CL A 21036P108   340,124 1,322 SH   SOLE   0 0 1,322
CONSTELLATION ENERGY CORP COM 21037T109   505,682 2,525 SH   SOLE   0 0 2,525
COSTCO WHSL CORP NEW COM 22160K105   205,698 242 SH   SOLE   0 0 242
CSX CORP COM 126408103   912,409 27,277 SH   SOLE   0 0 27,277
CVS HEALTH CORP COM 126650100   214,742 3,636 SH   SOLE   0 0 3,636
DANAHER CORPORATION COM 235851102   563,412 2,255 SH   SOLE   0 0 2,255
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   4,666,267 180,374 SH   SOLE   0 0 180,374
DISNEY WALT CO COM 254687106   380,082 3,828 SH   SOLE   0 0 3,828
DUKE ENERGY CORP NEW COM NEW 26441C204   499,126 4,980 SH   SOLE   0 0 4,980
ELEVANCE HEALTH INC COM 036752103   354,918 655 SH   SOLE   0 0 655
ELI LILLY & CO COM 532457108   3,883,175 4,289 SH   SOLE   0 0 4,289
EXXON MOBIL CORP COM 30231G102   409,775 3,560 SH   SOLE   0 0 3,560
F N B CORP COM 302520101   273,600 20,000 SH   SOLE   0 0 20,000
FEDEX CORP COM 31428X106   203,108 677 SH   SOLE   0 0 677
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   260,382 10,378 SH   SOLE   0 0 10,378
FS KKR CAP CORP COM 302635206   1,671,461 84,717 SH   SOLE   0 0 84,717
GE AEROSPACE COM NEW 369604301   296,039 1,862 SH   SOLE   0 0 1,862
HALLIBURTON CO COM 406216101   237,959 7,044 SH   SOLE   0 0 7,044
HILTON WORLDWIDE HLDGS INC COM 43300A203   312,899 1,434 SH   SOLE   0 0 1,434
HOME DEPOT INC COM 437076102   512,747 1,490 SH   SOLE   0 0 1,490
HONEYWELL INTL INC COM 438516106   722,833 3,385 SH   SOLE   0 0 3,385
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508   6,838,094 169,975 SH   SOLE   0 0 169,975
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813   6,607,608 170,080 SH   SOLE   0 0 170,080
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797   6,685,166 174,593 SH   SOLE   0 0 174,593
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870   6,748,198 194,697 SH   SOLE   0 0 194,697
INTEL CORP COM 458140100   570,266 18,414 SH   SOLE   0 0 18,414
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   219,384 10,427 SH   SOLE   0 0 10,427
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   510,860 21,743 SH   SOLE   0 0 21,743
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   456,637 19,798 SH   SOLE   0 0 19,798
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528   934,776 38,484 SH   SOLE   0 0 38,484
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   4,186,714 230,546 SH   SOLE   0 0 230,546
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   2,176,701 103,357 SH   SOLE   0 0 103,357
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536   866,243 34,901 SH   SOLE   0 0 34,901
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   4,904,845 255,195 SH   SOLE   0 0 255,195
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   629,411 31,549 SH   SOLE   0 0 31,549
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   4,100,406 257,079 SH   SOLE   0 0 257,079
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   1,578,906 69,494 SH   SOLE   0 0 69,494
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   484,228 20,623 SH   SOLE   0 0 20,623
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   3,779,491 164,971 SH   SOLE   0 0 164,971
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   508,125 31,250 SH   SOLE   0 0 31,250
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   2,247,460 109,900 SH   SOLE   0 0 109,900
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,188,580 61,986 SH   SOLE   0 0 61,986
INVESCO QQQ TR UNIT SER 1 46090E103   1,253,079 2,615 SH   SOLE   0 0 2,615
ISHARES GOLD TR ISHARES NEW 464285204   344,587 7,844 SH   SOLE   0 0 7,844
ISHARES INC CORE MSCI EMKT 46434G103   2,078,942 38,837 SH   SOLE   0 0 38,837
ISHARES TR CORE S&P500 ETF 464287200   3,998,005 7,306 SH   SOLE   0 0 7,306
ISHARES TR CORE MSCI EAFE 46432F842   1,267,958 17,455 SH   SOLE   0 0 17,455
ISHARES TR CORE S&P MCP ETF 464287507   3,456,650 59,068 SH   SOLE   0 0 59,068
ISHARES TR CORE S&P SCP ETF 464287804   280,836 2,633 SH   SOLE   0 0 2,633
ISHARES TR MSCI ACWI ETF 464288257   255,598 2,274 SH   SOLE   0 0 2,274
JOHNSON & JOHNSON COM 478160104   1,175,565 8,043 SH   SOLE   0 0 8,043
JPMORGAN CHASE & CO. COM 46625H100   1,766,764 8,735 SH   SOLE   0 0 8,735
KEURIG DR PEPPER INC COM 49271V100   265,864 7,960 SH   SOLE   0 0 7,960
KKR & CO INC COM 48251W104   216,058 2,053 SH   SOLE   0 0 2,053
KLA CORP COM NEW 482480100   467,497 567 SH   SOLE   0 0 567
LEGG MASON ETF INVT CLEARBRIDEG LR 524682200   2,778,693 39,800 SH   SOLE   0 0 39,800
LINDE PLC SHS G54950103   643,295 1,466 SH   SOLE   0 0 1,466
LOWES COS INC COM 548661107   1,448,422 6,570 SH   SOLE   0 0 6,570
MARSH & MCLENNAN COS INC COM 571748102   1,095,955 5,201 SH   SOLE   0 0 5,201
MCDONALDS CORP COM 580135101   536,438 2,105 SH   SOLE   0 0 2,105
META PLATFORMS INC CL A 30303M102   886,923 1,759 SH   SOLE   0 0 1,759
MICROSOFT CORP COM 594918104   6,289,884 14,073 SH   SOLE   0 0 14,073
MORGAN STANLEY COM NEW 617446448   250,653 2,579 SH   SOLE   0 0 2,579
MVB FINL CORP COM 553810102   1,398,000 75,000 SH   SOLE   0 0 75,000
NETFLIX INC COM 64110L106   285,474 423 SH   SOLE   0 0 423
NIKE INC CL B 654106103   628,887 8,344 SH   SOLE   0 0 8,344
NORTHROP GRUMMAN CORP COM 666807102   490,008 1,124 SH   SOLE   0 0 1,124
NOVO-NORDISK A S ADR 670100205   400,386 2,805 SH   SOLE   0 0 2,805
NVIDIA CORPORATION COM 67066G104   3,523,356 28,520 SH   SOLE   0 0 28,520
PAYCHEX INC COM 704326107   224,197 1,891 SH   SOLE   0 0 1,891
PAYPAL HLDGS INC COM 70450Y103   289,744 4,993 SH   SOLE   0 0 4,993
PEPSICO INC COM 713448108   225,162 1,365 SH   SOLE   0 0 1,365
PFIZER INC COM 717081103   364,858 13,040 SH   SOLE   0 0 13,040
PHILIP MORRIS INTL INC COM 718172109   810,539 7,999 SH   SOLE   0 0 7,999
PHILLIPS 66 COM 718546104   629,618 4,460 SH   SOLE   0 0 4,460
PNC FINL SVCS GROUP INC COM 693475105   273,023 1,756 SH   SOLE   0 0 1,756
POWERSHARES ACTIVELY MANAGED ACTIVE US REAL 46090A101   1,317,499 15,390 SH   SOLE   0 0 15,390
PROCTER AND GAMBLE CO COM 742718109   1,190,782 7,220 SH   SOLE   0 0 7,220
PROSHARES TR S&P 500 DV ARIST 74348A467   2,010,559 20,915 SH   SOLE   0 0 20,915
REGENERON PHARMACEUTICALS COM 75886F107   362,605 345 SH   SOLE   0 0 345
ROYAL CARIBBEAN GROUP COM V7780T103   283,148 1,776 SH   SOLE   0 0 1,776
RTX CORPORATION COM 75513E101   441,214 4,395 SH   SOLE   0 0 4,395
SALESFORCE INC COM 79466L302   1,490,923 5,799 SH   SOLE   0 0 5,799
SCHWAB CHARLES CORP COM 808513105   265,431 3,602 SH   SOLE   0 0 3,602
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   370,556 5,894 SH   SOLE   0 0 5,894
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   742,543 19,327 SH   SOLE   0 0 19,327
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   8,495,521 132,226 SH   SOLE   0 0 132,226
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   6,186,675 92,366 SH   SOLE   0 0 92,366
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   346,110 4,451 SH   SOLE   0 0 4,451
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   462,318 10,143 SH   SOLE   0 0 10,143
SEMPRA COM 816851109   328,883 4,324 SH   SOLE   0 0 4,324
SERVICENOW INC COM 81762P102   340,628 433 SH   SOLE   0 0 433
SHOPIFY INC CL A 82509L107   408,717 6,188 SH   SOLE   0 0 6,188
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   271,821 508 SH   SOLE   0 0 508
SPDR SER TR PRTFLO S&P500 VL 78464A508   9,766,756 200,385 SH   SOLE   0 0 200,385
SPDR SER TR S&P DIVID ETF 78464A763   3,031,259 23,834 SH   SOLE   0 0 23,834
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   5,087,900 55,436 SH   SOLE   0 0 55,436
SPDR SER TR BLOOMBERG SHT TE 78468R408   655,038 26,233 SH   SOLE   0 0 26,233
STRYKER CORPORATION COM 863667101   1,173,182 3,448 SH   SOLE   0 0 3,448
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   264,191 1,520 SH   SOLE   0 0 1,520
TESLA INC COM 88160R101   3,602,603 18,206 SH   SOLE   0 0 18,206
TRAVELERS COMPANIES INC COM 89417E109   861,755 4,238 SH   SOLE   0 0 4,238
UNITEDHEALTH GROUP INC COM 91324P102   837,223 1,644 SH   SOLE   0 0 1,644
US BANCORP DEL COM NEW 902973304   211,522 5,328 SH   SOLE   0 0 5,328
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   5,662,225 32,212 SH   SOLE   0 0 32,212
VANGUARD INDEX FDS SMALL CP ETF 922908751   16,232,570 74,448 SH   SOLE   0 0 74,448
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,581,691 3,163 SH   SOLE   0 0 3,163
VANGUARD INDEX FDS TOTAL STK MKT 922908769   13,002,116 48,604 SH   SOLE   0 0 48,604
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,628,877 31,386 SH   SOLE   0 0 31,386
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,759,779 36,254 SH   SOLE   0 0 36,254
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   982,207 12,288 SH   SOLE   0 0 12,288
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   253,976 1,060 SH   SOLE   0 0 1,060
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,972,956 64,354 SH   SOLE   0 0 64,354
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   289,198 6,370 SH   SOLE   0 0 6,370
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   341,097 1,386 SH   SOLE   0 0 1,386
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   262,717 5,316 SH   SOLE   0 0 5,316
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,023,211 42,354 SH   SOLE   0 0 42,354
VISA INC COM CL A 92826C839   1,293,696 4,929 SH   SOLE   0 0 4,929
WALMART INC COM 931142103   704,184 10,400 SH   SOLE   0 0 10,400
WASTE CONNECTIONS INC COM 94106B101   326,696 1,863 SH   SOLE   0 0 1,863
WELLS FARGO CO NEW COM 949746101   378,017 6,365 SH   SOLE   0 0 6,365
WELLTOWER INC COM 95040Q104   247,073 2,370 SH   SOLE   0 0 2,370
YUM BRANDS INC COM 988498101   202,929 1,532 SH   SOLE   0 0 1,532