The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   581,975 5,487 SH   SOLE   0 0 5,487
ABBOTT LABS COM 002824100   590,805 5,198 SH   SOLE   0 0 5,198
ABBVIE INC COM 00287Y109   805,610 4,424 SH   SOLE   0 0 4,424
ABCELLERA BIOLOGICS INC COM 00288U106   45,300 10,000 SH   SOLE   0 0 10,000
ALPHABET INC CAP STK CL C 02079K107   957,411 6,288 SH   SOLE   0 0 6,288
ALPHABET INC CAP STK CL A 02079K305   1,445,155 9,575 SH   SOLE   0 0 9,575
AMAZON COM INC COM 023135106   2,039,196 11,305 SH   SOLE   0 0 11,305
APPLE INC COM 037833100   3,616,152 21,088 SH   SOLE   0 0 21,088
APPLIED MATLS INC COM 038222105   319,657 1,550 SH   SOLE   0 0 1,550
ARES CAPITAL CORP COM 04010L103   319,691 15,355 SH   SOLE   0 0 15,355
ASML HOLDING N V N Y REGISTRY SHS N07059210   559,961 577 SH   SOLE   0 0 577
ASTRAZENECA PLC SPONSORED ADR 046353108   472,556 6,975 SH   SOLE   0 0 6,975
BAKER HUGHES COMPANY CL A 05722G100   442,066 13,196 SH   SOLE   0 0 13,196
BLACKROCK INC COM 09247X101   553,716 664 SH   SOLE   0 0 664
BRISTOL-MYERS SQUIBB CO COM 110122108   272,807 5,031 SH   SOLE   0 0 5,031
BROADCOM INC COM 11135F101   2,103,426 1,587 SH   SOLE   0 0 1,587
CAPITAL GROUP CORE BALANCED SHS 14021D107   1,413,203 48,547 SH   SOLE   0 0 48,547
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   3,232,686 103,745 SH   SOLE   0 0 103,745
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   6,809,530 209,524 SH   SOLE   0 0 209,524
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   3,372,510 117,101 SH   SOLE   0 0 117,101
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   4,309,561 134,716 SH   SOLE   0 0 134,716
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300   267,858 9,906 SH   SOLE   0 0 9,906
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   8,283,685 368,819 SH   SOLE   0 0 368,819
CAPITAL ONE FINL CORP COM 14040H105   237,777 1,597 SH   SOLE   0 0 1,597
CARRIER GLOBAL CORPORATION COM 14448C104   280,477 4,825 SH   SOLE   0 0 4,825
CATERPILLAR INC COM 149123101   1,221,311 3,333 SH   SOLE   0 0 3,333
CELANESE CORP DEL COM 150870103   216,372 1,259 SH   SOLE   0 0 1,259
CENTERPOINT ENERGY INC COM 15189T107   200,114 7,024 SH   SOLE   0 0 7,024
CHEVRON CORP NEW COM 166764100   597,992 3,791 SH   SOLE   0 0 3,791
CHIPOTLE MEXICAN GRILL INC COM 169656105   386,600 133 SH   SOLE   0 0 133
CHUBB LIMITED COM H1467J104   1,126,956 4,349 SH   SOLE   0 0 4,349
CME GROUP INC COM 12572Q105   345,971 1,607 SH   SOLE   0 0 1,607
COCA COLA CO COM 191216100   516,910 8,449 SH   SOLE   0 0 8,449
COMCAST CORP NEW CL A 20030N101   638,069 14,719 SH   SOLE   0 0 14,719
COMMSCOPE HLDG CO INC COM 20337X109   592,044 451,942 SH   SOLE   0 0 451,942
CONOCOPHILLIPS COM 20825C104   921,762 7,242 SH   SOLE   0 0 7,242
CONSTELLATION ENERGY CORP COM 21037T109   529,595 2,865 SH   SOLE   0 0 2,865
CSX CORP COM 126408103   1,001,383 27,013 SH   SOLE   0 0 27,013
CVS HEALTH CORP COM 126650100   310,825 3,897 SH   SOLE   0 0 3,897
DANAHER CORPORATION COM 235851102   528,907 2,118 SH   SOLE   0 0 2,118
DARDEN RESTAURANTS INC COM 237194105   222,644 1,332 SH   SOLE   0 0 1,332
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   3,307,769 133,809 SH   SOLE   0 0 133,809
DISNEY WALT CO COM 254687106   593,607 4,851 SH   SOLE   0 0 4,851
DUKE ENERGY CORP NEW COM NEW 26441C204   413,617 4,277 SH   SOLE   0 0 4,277
ELEVANCE HEALTH INC COM 036752103   355,200 685 SH   SOLE   0 0 685
ELI LILLY & CO COM 532457108   3,510,933 4,513 SH   SOLE   0 0 4,513
ENBRIDGE INC COM 29250N105   203,295 5,619 SH   SOLE   0 0 5,619
F N B CORP COM 302520101   282,000 20,000 SH   SOLE   0 0 20,000
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   244,959 9,469 SH   SOLE   0 0 9,469
FS KKR CAP CORP COM 302635206   1,404,407 73,645 SH   SOLE   0 0 73,645
GENERAL ELECTRIC CO COM NEW 369604301   325,959 1,857 SH   SOLE   0 0 1,857
HILTON WORLDWIDE HLDGS INC COM 43300A203   294,154 1,379 SH   SOLE   0 0 1,379
HOME DEPOT INC COM 437076102   584,606 1,524 SH   SOLE   0 0 1,524
HONEYWELL INTL INC COM 438516106   740,132 3,606 SH   SOLE   0 0 3,606
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813   6,357,472 167,390 SH   SOLE   0 0 167,390
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797   6,533,270 174,267 SH   SOLE   0 0 174,267
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870   6,433,157 191,520 SH   SOLE   0 0 191,520
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508   6,643,225 169,860 SH   SOLE   0 0 169,860
INTEL CORP COM 458140100   978,453 22,152 SH   SOLE   0 0 22,152
INVESCO ACTIVELY MANAGED ETF ACTIVE US REAL 46090A101   1,297,264 14,716 SH   SOLE   0 0 14,716
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   243,669 11,521 SH   SOLE   0 0 11,521
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528   861,028 35,375 SH   SOLE   0 0 35,375
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,381,820 71,932 SH   SOLE   0 0 71,932
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   1,629,647 71,696 SH   SOLE   0 0 71,696
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   245,434 10,588 SH   SOLE   0 0 10,588
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   3,553,474 184,213 SH   SOLE   0 0 184,213
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   2,589,877 141,523 SH   SOLE   0 0 141,523
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   2,591,265 160,748 SH   SOLE   0 0 160,748
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   447,529 18,919 SH   SOLE   0 0 18,919
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   446,535 18,949 SH   SOLE   0 0 18,949
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   2,488,205 108,419 SH   SOLE   0 0 108,419
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   2,271,364 111,178 SH   SOLE   0 0 111,178
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   2,226,279 106,165 SH   SOLE   0 0 106,165
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536   788,624 31,825 SH   SOLE   0 0 31,825
INVESCO QQQ TR UNIT SER 1 46090E103   1,027,931 2,315 SH   SOLE   0 0 2,315
ISHARES GOLD TR ISHARES NEW 464285204   289,995 6,903 SH   SOLE   0 0 6,903
ISHARES INC CORE MSCI EMKT 46434G103   1,900,132 36,824 SH   SOLE   0 0 36,824
ISHARES TR CORE MSCI EAFE 46432F842   960,801 12,945 SH   SOLE   0 0 12,945
ISHARES TR CORE S&P MCP ETF 464287507   3,251,864 53,537 SH   SOLE   0 0 53,537
ISHARES TR CORE S&P SCP ETF 464287804   290,889 2,632 SH   SOLE   0 0 2,632
ISHARES TR MSCI ACWI ETF 464288257   250,436 2,274 SH   SOLE   0 0 2,274
ISHARES TR CORE S&P500 ETF 464287200   3,556,563 6,765 SH   SOLE   0 0 6,765
ITT INC COM 45073V108   204,045 1,500 SH   SOLE   0 0 1,500
JOHNSON & JOHNSON COM 478160104   1,442,535 9,119 SH   SOLE   0 0 9,119
JPMORGAN CHASE & CO COM 46625H100   1,840,759 9,190 SH   SOLE   0 0 9,190
KKR & CO INC COM 48251W104   209,206 2,080 SH   SOLE   0 0 2,080
KLA CORP COM NEW 482480100   385,611 552 SH   SOLE   0 0 552
LEGG MASON ETF INVT CLEARBRIDEG LR 524682200   1,117,116 16,651 SH   SOLE   0 0 16,651
LINDE PLC SHS G54950103   734,554 1,582 SH   SOLE   0 0 1,582
LOWES COS INC COM 548661107   1,780,053 6,988 SH   SOLE   0 0 6,988
MARSH & MCLENNAN COS INC COM 571748102   1,093,136 5,307 SH   SOLE   0 0 5,307
MCDONALDS CORP COM 580135101   509,484 1,807 SH   SOLE   0 0 1,807
META PLATFORMS INC CL A 30303M102   937,169 1,930 SH   SOLE   0 0 1,930
MICROSOFT CORP COM 594918104   5,432,344 12,912 SH   SOLE   0 0 12,912
MORGAN STANLEY COM NEW 617446448   242,839 2,579 SH   SOLE   0 0 2,579
MVB FINL CORP COM 553810102   1,673,250 75,000 SH   SOLE   0 0 75,000
NETFLIX INC COM 64110L106   252,042 415 SH   SOLE   0 0 415
NIKE INC CL B 654106103   871,101 9,269 SH   SOLE   0 0 9,269
NORTHROP GRUMMAN CORP COM 666807102   545,194 1,139 SH   SOLE   0 0 1,139
NOVO-NORDISK A S ADR 670100205   349,120 2,719 SH   SOLE   0 0 2,719
NVIDIA CORPORATION COM 67066G104   2,631,290 2,912 SH   SOLE   0 0 2,912
PAYPAL HLDGS INC COM 70450Y103   346,539 5,173 SH   SOLE   0 0 5,173
PEPSICO INC COM 713448108   315,779 1,804 SH   SOLE   0 0 1,804
PFIZER INC COM 717081103   318,182 11,466 SH   SOLE   0 0 11,466
PHILIP MORRIS INTL INC COM 718172109   616,969 6,734 SH   SOLE   0 0 6,734
PHILLIPS 66 COM 718546104   610,402 3,737 SH   SOLE   0 0 3,737
PNC FINL SVCS GROUP INC COM 693475105   351,642 2,176 SH   SOLE   0 0 2,176
PROCTER AND GAMBLE CO COM 742718109   1,078,630 6,648 SH   SOLE   0 0 6,648
PROSHARES TR S&P 500 DV ARIST 74348A467   2,120,990 20,915 SH   SOLE   0 0 20,915
REGENERON PHARMACEUTICALS COM 75886F107   290,672 302 SH   SOLE   0 0 302
RIO TINTO PLC SPONSORED ADR 767204100   223,090 3,500 SH   SOLE   0 0 3,500
RTX CORPORATION COM 75513E101   433,521 4,445 SH   SOLE   0 0 4,445
SALESFORCE INC COM 79466L302   1,812,501 6,018 SH   SOLE   0 0 6,018
SCHWAB CHARLES CORP COM 808513105   291,313 4,027 SH   SOLE   0 0 4,027
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   328,022 5,373 SH   SOLE   0 0 5,373
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   6,316,060 93,724 SH   SOLE   0 0 93,724
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   754,140 19,327 SH   SOLE   0 0 19,327
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   301,798 3,743 SH   SOLE   0 0 3,743
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   8,362,709 134,752 SH   SOLE   0 0 134,752
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   354,568 7,708 SH   SOLE   0 0 7,708
SEMPRA COM 816851109   314,544 4,379 SH   SOLE   0 0 4,379
SERVICENOW INC COM 81762P102   333,169 437 SH   SOLE   0 0 437
SHERWIN WILLIAMS CO COM 824348106   223,681 644 SH   SOLE   0 0 644
SHOPIFY INC CL A 82509L107   474,287 6,146 SH   SOLE   0 0 6,146
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   282,651 508 SH   SOLE   0 0 508
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   4,981,776 54,268 SH   SOLE   0 0 54,268
SPDR SER TR S&P DIVID ETF 78464A763   2,912,227 22,190 SH   SOLE   0 0 22,190
SPDR SER TR PRTFLO S&P500 VL 78464A508   4,326,443 86,356 SH   SOLE   0 0 86,356
SPDR SER TR BLOOMBERG SHT TE 78468R408   616,099 24,429 SH   SOLE   0 0 24,429
STRYKER CORPORATION COM 863667101   1,292,269 3,611 SH   SOLE   0 0 3,611
SUMMIT FINL GROUP INC COM 86606G101   1,678,515 61,801 SH   SOLE   0 0 61,801
TESLA INC COM 88160R101   4,056,003 23,073 SH   SOLE   0 0 23,073
TRAVELERS COMPANIES INC COM 89417E109   1,033,789 4,492 SH   SOLE   0 0 4,492
UNITEDHEALTH GROUP INC COM 91324P102   1,042,828 2,108 SH   SOLE   0 0 2,108
US BANCORP DEL COM NEW 902973304   269,452 6,028 SH   SOLE   0 0 6,028
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   5,846,145 32,394 SH   SOLE   0 0 32,394
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,196,838 25,403 SH   SOLE   0 0 25,403
VANGUARD INDEX FDS SMALL CP ETF 922908751   13,998,881 61,240 SH   SOLE   0 0 61,240
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,389,951 2,892 SH   SOLE   0 0 2,892
VANGUARD INDEX FDS TOTAL STK MKT 922908769   11,220,328 43,172 SH   SOLE   0 0 43,172
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,715,325 35,818 SH   SOLE   0 0 35,818
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   330,354 1,386 SH   SOLE   0 0 1,386
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   274,891 6,027 SH   SOLE   0 0 6,027
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   976,261 12,126 SH   SOLE   0 0 12,126
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   245,074 1,052 SH   SOLE   0 0 1,052
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,008,838 64,789 SH   SOLE   0 0 64,789
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   266,904 5,320 SH   SOLE   0 0 5,320
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,596,065 29,722 SH   SOLE   0 0 29,722
VISA INC COM CL A 92826C839   1,357,280 4,863 SH   SOLE   0 0 4,863
WALMART INC COM 931142103   572,036 9,507 SH   SOLE   0 0 9,507
WASTE CONNECTIONS INC COM 94106B101   332,839 1,935 SH   SOLE   0 0 1,935
WELLS FARGO CO NEW COM 949746101   377,899 6,520 SH   SOLE   0 0 6,520
YUM BRANDS INC COM 988498101   323,470 2,333 SH   SOLE   0 0 2,333