SCHEDULE 13D 0002070283 XXXXXXXX LIVE Class A ordinary shares, with no par value 09/10/2025 false 0002016337 G7377S119 PTL Limited

21 Bukit Batok Crescent #24-71, WCEGA Tower Singapore U0 658065

c/o Ying Ying Chow 65 90573550 21 Bukit Batok Crescent #24-71, WCEGA Tower Singapore U0 658065 0002070283 N Ying Ying Chow PF N K3 11250000.00 0.00 11250000.00 0.00 11250000.00 N 30.10 IN * Each of the Class A ordinary shares has one vote per share, while each of the Class B ordinary shares has fifty (50) votes per share. Based on the 26,237,500 class A ordinary shares and 11,250,000 class B ordinary shares of the Issuer reported in the Issuer's current report on Form 6-K filed with the U.S. Securities and Exchange Commission (the "SEC") on May 28, 2025, June 17, 2025, and June 26, 2025, the 11,250,000 Class B Ordinary Shares beneficially owned by Ms. Ying Ying Chow represent approximately 95.54% of the total voting power of the Issuer's outstanding share capital. ** PTLE Limited owns 11,250,000 class B ordinary shares of PTL Limited (the "Issuer"), representing 30.10% of its total issued and outstanding shares. PTLE Limited is a company incorporated under the laws of the British Virgin Islands, and is wholly owned by Ms. Ying Ying Chow. Class A and Class B Ordinary Shares are treated as a single class for this calculation. Class A ordinary shares, with no par value PTL Limited 21 Bukit Batok Crescent #24-71, WCEGA Tower Singapore U0 658065 Ms. Ying Ying Chow (the "Reporting Person") C/O PTL Limited, 21 Bukit Batok Crescent, #24-71, WCEGA Tower, Singapore 658065. The Reporting Person is a Director and Chief Executive Officer of the Issuer. During the past five years the Reporting Person has not been convicted in a criminal proceeding (excluding traffic violations and similar misdemeanors). During the past five years, the Reporting Person has not been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and as a result of such proceeding, was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation with respect to such laws. The Reporting Person is a Hong Kong citizen. On March 22, 2024, Mr. Tak Wing Ho, the then-sole-shareholder of PTLE Limited, transferred three shares of PTLE Limited to the Reporting Person for a total consideration of US$810,000, which was funded from the Reporting Person's personal funds. On July 11, 2024, in preparation of its initial public offering, the Issuer effected a share split of its issued and outstanding ordinary shares at a ratio of 11,250,000 for one, resulting in PTLE Limited holding 11,250,000 ordinary shares of the Issuer immediately after the share split. As previously disclosed in the Issuer's current reports on Form 6-K filed with the SEC on June 17, 2025, and June 26, 2025, on June 16, 2025, the shareholders of the Issuer approved amendments to its memorandum and articles of association to create a dual-class share structure (the "Share Redesignation"). Pursuant to the Share Redesignation: (i) the 11,250,000 ordinary shares of the Issuer held by PTLE Limited were re-designated as 11,250,000 Class B ordinary shares, each carrying fifty (50) votes per share and not convertible into Class A ordinary shares; (ii) all other issued and outstanding ordinary shares were re-designated as Class A ordinary shares, each carrying one (1) vote per share and not convertible into Class B ordinary shares; and (iii) the remaining authorized but unissued ordinary shares were re-classified into Class A ordinary shares and Class B ordinary shares. On August 8, 2025, Mr. Ho transferred seven shares in PTLE Limited to the Reporting Person for total consideration of US $300,000, which was also funded from the Reporting Person's personal funds. As a result, the Reporting Person became the sole shareholder of PTLE Limited and, through PTLE Limited, is deemed to have sole voting and dispositive power over the 11,250,000 Class B ordinary shares of the Issuer held by PTLE Limited. The Reporting Person acquired the securities of the Issuer as part of a corporate reorganization undertaken in preparation for the Issuer's initial public offering. The Reporting Person holds the Shares for investment purposes. The Reporting Person intends to continue actively participating in the Issuer's management and strategic direction. Except as set forth herein, the Reporting Person does not have any present plans or proposals that would result in any of the actions described in paragraphs (a) through (j) of Item 4. Incorporated by reference to Items 11 and 13 of the Cover Page. Incorporated by reference to Items 7-10 of the Cover Page. The Reporting Person has not engaged in any transactions in the class of securities reported on that were effected during the past sixty days. N/A N/A Except as set forth herein, the Reporting Person has no contracts, arrangements, understandings, or relationships with respect to the Issuer's securities requiring disclosure under this Item 6. Exhibit A - Share Purchase Agreement dated March 22, 2024, by and between Mr. Tak Wing Ho and Ms. Ying Ying Chow, under which Mr. Ho transferred an aggregate of 3 ordinary shares of PTLE Limited to Ying Ying Chow for US$810,000. Exhibit B - Share Purchase Agreement dated August 8, 2025, by and between Mr. Tak Wing Ho and Ms. Ying Ying Chow, under which Mr. Ho transferred an aggregate of 7 ordinary shares of PTLE Limited to Ying Ying Chow for US$300,000. Exhibit C - Joint Filing Agreement Ying Ying Chow /s/ Ying Ying Chow 09/10/2025