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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   6,450,063 91,270 SH   SOLE   0 0 91,270
AMERICAN CENTY ETF TR US SML CP VALU 025072877   6,552,303 68,289 SH   SOLE   0 0 68,289
APPLE INC COM 037833100   758,898 3,257 SH   SOLE   0 0 3,257
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   233,458 6,533 SH   SOLE   0 0 6,533
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   2,077,837 60,596 SH   SOLE   0 0 60,596
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   288,889 7,770 SH   SOLE   0 0 7,770
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   6,439,450 228,755 SH   SOLE   0 0 228,755
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   6,223,697 224,682 SH   SOLE   0 0 224,682
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   6,804,371 199,717 SH   SOLE   0 0 199,717
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   5,596,322 117,225 SH   SOLE   0 0 117,225
FS KKR CAP CORP COM 302635206   449,449 22,780 SH   SOLE   0 0 22,780
NEW YORK LIFE INVESTMENTS ET NYLI CBRE NEXTGE 45409B628   238,863 10,779 SH   SOLE   0 0 10,779
ISHARES TR CORE S&P TTL STK 464287150   26,853,135 213,765 SH   SOLE   0 0 213,765
ISHARES TR CORE S&P500 ETF 464287200   1,529,622 2,652 SH   SOLE   0 0 2,652
ISHARES TR CORE US AGGBD ET 464287226   3,688,246 36,420 SH   SOLE   0 0 36,420
ISHARES TR 1 3 YR TREAS BD 464287457   2,513,125 30,224 SH   SOLE   0 0 30,224
ISHARES TR MICRO-CAP ETF 464288869   363,241 2,946 SH   SOLE   0 0 2,946
ISHARES TR AGGRES ALLOC ETF 464289859   240,393 3,046 SH   SOLE   0 0 3,046
ISHARES TR CORE MSCI INTL 46435G326   6,351,269 89,669 SH   SOLE   0 0 89,669
LPL FINL HLDGS INC COM 50212V100   34,405,033 147,896 SH   SOLE   0 0 147,896
PROSPECT CAP CORP COM 74348T102   74,301 13,888 SH   SOLE   0 0 13,888
SERVICE PPTYS TR COM SH BEN INT 81761L102   68,651 15,055 SH   SOLE   0 0 15,055
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,882,202 29,073 SH   SOLE   0 0 29,073
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,088,676 13,891 SH   SOLE   0 0 13,891
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,866,952 36,434 SH   SOLE   0 0 36,434
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,284,638 17,103 SH   SOLE   0 0 17,103
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,432,636 46,064 SH   SOLE   0 0 46,064
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   4,641,388 94,127 SH   SOLE   0 0 94,127
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   456,459 9,078 SH   SOLE   0 0 9,078
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,397,835 19,036 SH   SOLE   0 0 19,036
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,037,008 48,206 SH   SOLE   0 0 48,206
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,408,520 29,436 SH   SOLE   0 0 29,436
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   2,158,297 27,533 SH   SOLE   0 0 27,533
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,754,399 24,675 SH   SOLE   0 0 24,675
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   557,221 7,016 SH   SOLE   0 0 7,016
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   10,901,743 180,433 SH   SOLE   0 0 180,433
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,938,343 11,254 SH   SOLE   0 0 11,254
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,342,405 24,044 SH   SOLE   0 0 24,044
VANGUARD INDEX FDS SM CP VAL ETF 922908611   9,549,658 47,563 SH   SOLE   0 0 47,563
VANGUARD INDEX FDS VALUE ETF 922908744   5,186,692 29,711 SH   SOLE   0 0 29,711
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,863,529 28,934 SH   SOLE   0 0 28,934
VANGUARD INDEX FDS TOTAL STK MKT 922908769   6,454,712 22,795 SH   SOLE   0 0 22,795
WISDOMTREE TR EMG MKTS SMCAP 97717W281   1,598,632 29,770 SH   SOLE   0 0 29,770
WISDOMTREE TR INTL SMCAP DIV 97717W760   2,465,085 35,700 SH   SOLE   0 0 35,700