<?xml version="1.0" encoding="UTF-8" standalone="yes"?><ns1:informationTable xmlns:ns1="http://www.sec.gov/edgar/document/thirteenf/informationtable"><ns1:infoTable>
        <ns1:nameOfIssuer>AMERICAN CENTY ETF TR</ns1:nameOfIssuer><ns1:titleOfClass>INTL SMCP VLU</ns1:titleOfClass><ns1:cusip>025072802</ns1:cusip><ns1:value>5761271</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>88703</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>88703</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>AMERICAN CENTY ETF TR</ns1:nameOfIssuer><ns1:titleOfClass>US SML CP VALU</ns1:titleOfClass><ns1:cusip>025072877</ns1:cusip><ns1:value>5994022</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>66808</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>66808</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>APPLE INC</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>037833100</ns1:cusip><ns1:value>652304</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>3097</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>3097</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>DIMENSIONAL ETF TRUST</ns1:nameOfIssuer><ns1:titleOfClass>INTERNATIONAL</ns1:titleOfClass><ns1:cusip>25434V690</ns1:cusip><ns1:value>212562</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>6453</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>6453</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>DIMENSIONAL ETF TRUST</ns1:nameOfIssuer><ns1:titleOfClass>US CORE EQUITY 2</ns1:titleOfClass><ns1:cusip>25434V708</ns1:cusip><ns1:value>1953615</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>60596</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>60596</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>DIMENSIONAL ETF TRUST</ns1:nameOfIssuer><ns1:titleOfClass>US SUSTAINABILTY</ns1:titleOfClass><ns1:cusip>25434V716</ns1:cusip><ns1:value>270444</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>7758</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>7758</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>DIMENSIONAL ETF TRUST</ns1:nameOfIssuer><ns1:titleOfClass>EMERGING MKTS CO</ns1:titleOfClass><ns1:cusip>25434V732</ns1:cusip><ns1:value>5919122</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>221441</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>221441</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>DIMENSIONAL ETF TRUST</ns1:nameOfIssuer><ns1:titleOfClass>INTL HIGH PROFIT</ns1:titleOfClass><ns1:cusip>25434V765</ns1:cusip><ns1:value>5723160</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>217445</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>217445</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>DIMENSIONAL ETF TRUST</ns1:nameOfIssuer><ns1:titleOfClass>US HIGH PROFITAB</ns1:titleOfClass><ns1:cusip>25434V831</ns1:cusip><ns1:value>6264862</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>195838</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>195838</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>DIMENSIONAL ETF TRUST</ns1:nameOfIssuer><ns1:titleOfClass>SHORT DURATION F</ns1:titleOfClass><ns1:cusip>25434V864</ns1:cusip><ns1:value>5563672</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>118376</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>118376</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>FS KKR CAP CORP</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>302635206</ns1:cusip><ns1:value>397987</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>20172</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>20172</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>CORE S&amp;P TTL STK</ns1:titleOfClass><ns1:cusip>464287150</ns1:cusip><ns1:value>25027365</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>210704</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>210704</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>CORE S&amp;P500 ETF</ns1:titleOfClass><ns1:cusip>464287200</ns1:cusip><ns1:value>1450125</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>2650</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>2650</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>CORE US AGGBD ET</ns1:titleOfClass><ns1:cusip>464287226</ns1:cusip><ns1:value>3929104</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>40477</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>40477</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>1 3 YR TREAS BD</ns1:titleOfClass><ns1:cusip>464287457</ns1:cusip><ns1:value>2652871</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>32491</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>32491</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>MICRO-CAP ETF</ns1:titleOfClass><ns1:cusip>464288869</ns1:cusip><ns1:value>335635</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>2944</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>2944</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>AGGRES ALLOC ETF</ns1:titleOfClass><ns1:cusip>464289859</ns1:cusip><ns1:value>225746</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>3019</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>3019</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer><ns1:titleOfClass>CORE MSCI INTL</ns1:titleOfClass><ns1:cusip>46435G326</ns1:cusip><ns1:value>5741412</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>87468</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>87468</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>LPL FINL HLDGS INC</ns1:nameOfIssuer><ns1:titleOfClass>COM</ns1:titleOfClass><ns1:cusip>50212V100</ns1:cusip><ns1:value>41137522</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>147288</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>147288</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD STAR FDS</ns1:nameOfIssuer><ns1:titleOfClass>VG TL INTL STK F</ns1:titleOfClass><ns1:cusip>921909768</ns1:cusip><ns1:value>1760870</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>29202</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>29202</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD BD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>INTERMED TERM</ns1:titleOfClass><ns1:cusip>921937819</ns1:cusip><ns1:value>1061942</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>14180</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>14180</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD BD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>SHORT TRM BOND</ns1:titleOfClass><ns1:cusip>921937827</ns1:cusip><ns1:value>2978691</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>38836</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>38836</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD BD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>TOTAL BND MRKT</ns1:titleOfClass><ns1:cusip>921937835</ns1:cusip><ns1:value>1242565</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>17246</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>17246</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD TAX-MANAGED FDS</ns1:nameOfIssuer><ns1:titleOfClass>VAN FTSE DEV MKT</ns1:titleOfClass><ns1:cusip>921943858</ns1:cusip><ns1:value>2291317</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>46364</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>46364</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD MALVERN FDS</ns1:nameOfIssuer><ns1:titleOfClass>STRM INFPROIDX</ns1:titleOfClass><ns1:cusip>922020805</ns1:cusip><ns1:value>4613979</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>95055</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>95055</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD CHARLOTTE FDS</ns1:nameOfIssuer><ns1:titleOfClass>TOTAL INT BD ETF</ns1:titleOfClass><ns1:cusip>92203J407</ns1:cusip><ns1:value>444125</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>9125</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>9125</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</ns1:nameOfIssuer><ns1:titleOfClass>FTSE SMCAP ETF</ns1:titleOfClass><ns1:cusip>922042718</ns1:cusip><ns1:value>2252538</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>19172</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>19172</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</ns1:nameOfIssuer><ns1:titleOfClass>ALLWRLD EX US</ns1:titleOfClass><ns1:cusip>922042775</ns1:cusip><ns1:value>2836989</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>48380</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>48380</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</ns1:nameOfIssuer><ns1:titleOfClass>FTSE EMR MKT ETF</ns1:titleOfClass><ns1:cusip>922042858</ns1:cusip><ns1:value>1299783</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>29703</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>29703</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</ns1:nameOfIssuer><ns1:titleOfClass>FTSE PACIFIC ETF</ns1:titleOfClass><ns1:cusip>922042866</ns1:cusip><ns1:value>2046955</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>27594</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>27594</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</ns1:nameOfIssuer><ns1:titleOfClass>FTSE EUROPE ETF</ns1:titleOfClass><ns1:cusip>922042874</ns1:cusip><ns1:value>1657483</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>24824</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>24824</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</ns1:nameOfIssuer><ns1:titleOfClass>SHRT TRM CORP BD</ns1:titleOfClass><ns1:cusip>92206C409</ns1:cusip><ns1:value>544189</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>7042</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>7042</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</ns1:nameOfIssuer><ns1:titleOfClass>INTER TERM TREAS</ns1:titleOfClass><ns1:cusip>92206C706</ns1:cusip><ns1:value>10573246</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>181577</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>181577</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>S&amp;P 500 ETF SHS</ns1:titleOfClass><ns1:cusip>922908363</ns1:cusip><ns1:value>5671322</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>11340</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>11340</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>REAL ESTATE ETF</ns1:titleOfClass><ns1:cusip>922908553</ns1:cusip><ns1:value>1968269</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>23499</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>23499</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>SM CP VAL ETF</ns1:titleOfClass><ns1:cusip>922908611</ns1:cusip><ns1:value>8885680</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>48683</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>48683</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>VALUE ETF</ns1:titleOfClass><ns1:cusip>922908744</ns1:cusip><ns1:value>4789552</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>29858</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>29858</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>SMALL CP ETF</ns1:titleOfClass><ns1:cusip>922908751</ns1:cusip><ns1:value>6397657</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>29342</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>29342</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>VANGUARD INDEX FDS</ns1:nameOfIssuer><ns1:titleOfClass>TOTAL STK MKT</ns1:titleOfClass><ns1:cusip>922908769</ns1:cusip><ns1:value>6180155</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>23103</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>23103</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>WISDOMTREE TR</ns1:nameOfIssuer><ns1:titleOfClass>EMG MKTS SMCAP</ns1:titleOfClass><ns1:cusip>97717W281</ns1:cusip><ns1:value>1599384</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>31092</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>31092</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable><ns1:infoTable>
        <ns1:nameOfIssuer>WISDOMTREE TR</ns1:nameOfIssuer><ns1:titleOfClass>INTL SMCAP DIV</ns1:titleOfClass><ns1:cusip>97717W760</ns1:cusip><ns1:value>2402580</ns1:value>
    <ns1:shrsOrPrnAmt>
      <ns1:sshPrnamt>37872</ns1:sshPrnamt>
      <ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
    </ns1:shrsOrPrnAmt><ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion><ns1:votingAuthority>
      <ns1:Sole>0</ns1:Sole>
      <ns1:Shared>0</ns1:Shared>
      <ns1:None>37872</ns1:None>
    </ns1:votingAuthority>
  </ns1:infoTable></ns1:informationTable>
