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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   5,154,072 78,258 SH   SOLE   0 0 78,258
AMERICAN CENTY ETF TR US SML CP VALU 025072877   5,412,880 57,762 SH   SOLE   0 0 57,762
APPLE INC COM 037833100   531,083 3,097 SH   SOLE   0 0 3,097
CSX CORP COM 126408103   296,906 8,009 SH   SOLE   0 0 8,009
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,936,042 60,596 SH   SOLE   0 0 60,596
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   229,893 6,681 SH   SOLE   0 0 6,681
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   4,952,019 194,273 SH   SOLE   0 0 194,273
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   5,093,170 189,056 SH   SOLE   0 0 189,056
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   5,410,749 171,172 SH   SOLE   0 0 171,172
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   4,863,372 103,388 SH   SOLE   0 0 103,388
FS KKR CAP CORP COM 302635206   361,762 18,970 SH   SOLE   0 0 18,970
ISHARES TR CORE S&P TTL STK 464287150   21,292,937 184,674 SH   SOLE   0 0 184,674
ISHARES TR CORE S&P500 ETF 464287200   1,356,652 2,581 SH   SOLE   0 0 2,581
ISHARES TR CORE US AGGBD ET 464287226   3,833,062 39,137 SH   SOLE   0 0 39,137
ISHARES TR 1 3 YR TREAS BD 464287457   2,650,527 32,410 SH   SOLE   0 0 32,410
ISHARES TR MICRO-CAP ETF 464288869   356,664 2,943 SH   SOLE   0 0 2,943
ISHARES TR AGGRES ALLOC ETF 464289859   257,435 3,504 SH   SOLE   0 0 3,504
ISHARES TR CORE MSCI INTL 46435G326   5,105,505 76,054 SH   SOLE   0 0 76,054
LPL FINL HLDGS INC COM 50212V100   38,821,532 146,940 SH   SOLE   0 0 146,940
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,632,465 27,072 SH   SOLE   0 0 27,072
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,113,148 14,763 SH   SOLE   0 0 14,763
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,959,474 38,600 SH   SOLE   0 0 38,600
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,306,104 17,983 SH   SOLE   0 0 17,983
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,182,054 43,493 SH   SOLE   0 0 43,493
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   4,086,104 85,323 SH   SOLE   0 0 85,323
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   473,378 9,623 SH   SOLE   0 0 9,623
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,121,260 18,155 SH   SOLE   0 0 18,155
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,718,676 46,354 SH   SOLE   0 0 46,354
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,137,326 27,228 SH   SOLE   0 0 27,228
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   1,981,267 26,059 SH   SOLE   0 0 26,059
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,641,426 24,375 SH   SOLE   0 0 24,375
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   574,986 7,437 SH   SOLE   0 0 7,437
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   9,221,039 157,490 SH   SOLE   0 0 157,490
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,226,117 10,872 SH   SOLE   0 0 10,872
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,878,385 21,720 SH   SOLE   0 0 21,720
VANGUARD INDEX FDS SM CP VAL ETF 922908611   8,561,240 44,618 SH   SOLE   0 0 44,618
VANGUARD INDEX FDS VALUE ETF 922908744   4,392,076 26,968 SH   SOLE   0 0 26,968
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,949,450 26,027 SH   SOLE   0 0 26,027
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,488,752 21,119 SH   SOLE   0 0 21,119
WISDOMTREE TR EMG MKTS SMCAP 97717W281   1,548,676 30,450 SH   SOLE   0 0 30,450
WISDOMTREE TR INTL SMCAP DIV 97717W760   2,366,992 36,298 SH   SOLE   0 0 36,298