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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   2,961,964 47,399 SH   SOLE   0 0 47,399
AMERICAN CENTY ETF TR US SML CP VALU 025072877   3,252,376 36,218 SH   SOLE   0 0 36,218
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,771,221 60,596 SH   SOLE   0 0 60,596
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   206,952 6,648 SH   SOLE   0 0 6,648
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,904,595 116,370 SH   SOLE   0 0 116,370
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   2,963,191 115,479 SH   SOLE   0 0 115,479
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   3,084,072 107,797 SH   SOLE   0 0 107,797
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   2,943,813 62,621 SH   SOLE   0 0 62,621
FS KKR CAP CORP COM 302635206   386,283 19,343 SH   SOLE   0 0 19,343
ISHARES TR CORE S&P TTL STK 464287150   12,241,406 116,330 SH   SOLE   0 0 116,330
ISHARES TR CORE S&P500 ETF 464287200   1,236,103 2,588 SH   SOLE   0 0 2,588
ISHARES TR CORE US AGGBD ET 464287226   4,870,263 49,071 SH   SOLE   0 0 49,071
ISHARES TR 1 3 YR TREAS BD 464287457   3,201,957 39,029 SH   SOLE   0 0 39,029
ISHARES TR MICRO-CAP ETF 464288869   341,380 2,942 SH   SOLE   0 0 2,942
ISHARES TR AGGRES ALLOC ETF 464289859   270,847 3,922 SH   SOLE   0 0 3,922
ISHARES TR CONSER ALLOC ETF 464289883   386,415 10,689 SH   SOLE   0 0 10,689
ISHARES TR CORE MSCI INTL 46435G326   2,946,376 46,283 SH   SOLE   0 0 46,283
LPL FINL HLDGS INC COM 50212V100   16,050,383 70,514 SH   SOLE   0 0 70,514
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,763,845 30,432 SH   SOLE   0 0 30,432
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,465,516 19,187 SH   SOLE   0 0 19,187
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   3,765,201 48,886 SH   SOLE   0 0 48,886
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,647,439 22,399 SH   SOLE   0 0 22,399
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,308,280 48,190 SH   SOLE   0 0 48,190
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,746,305 57,829 SH   SOLE   0 0 57,829
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   632,326 12,809 SH   SOLE   0 0 12,809
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,291,771 19,923 SH   SOLE   0 0 19,923
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,880,792 51,314 SH   SOLE   0 0 51,314
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,267,939 30,850 SH   SOLE   0 0 30,850
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   2,092,463 29,050 SH   SOLE   0 0 29,050
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,798,075 27,886 SH   SOLE   0 0 27,886
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   762,606 9,857 SH   SOLE   0 0 9,857
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   5,620,511 94,749 SH   SOLE   0 0 94,749
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,377,923 12,312 SH   SOLE   0 0 12,312
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,095,978 23,721 SH   SOLE   0 0 23,721
VANGUARD INDEX FDS SM CP VAL ETF 922908611   8,664,911 48,146 SH   SOLE   0 0 48,146
VANGUARD INDEX FDS VALUE ETF 922908744   4,530,814 30,306 SH   SOLE   0 0 30,306
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,143,372 28,798 SH   SOLE   0 0 28,798
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,675,292 23,924 SH   SOLE   0 0 23,924
WISDOMTREE TR EMG MKTS SMCAP 97717W281   1,627,900 32,610 SH   SOLE   0 0 32,610
WISDOMTREE TR INTL SMCAP DIV 97717W760   2,375,486 37,207 SH   SOLE   0 0 37,207