144 0002016116 XXXXXXXX LIVE 0001428336 HEALTHEQUITY, INC. 001-36568 15 WEST SCENIC POINTE DRIVE SUITE 100 DRAPER UT 84020 801.727.1000 Michael Henry Fiore Former EVP, CCO Common Stock Morgan Stanley Smith Barney

2000 Westchester Ave Purchase NY 10577-2530

2032 185227.59 82715296 10/06/2026 NASDAQ Common Stock 03/27/2024 Restricted Stock Vesting ISSUER N 1584 10/06/2026 Compensation Common Stock 04/02/2025 Restricted Stock Vesting ISSUER N 448 10/06/2026 Compensation N Michael Fiore

C/O HealthEquity, Inc. 15 W.Scenic Pointe Dr. Ste, 100 Draper UT 84020

Common Stock 07/08/2026 2045 194444.89 10b5-1 Sales for Michael Fiore

C/O HealthEquity, Inc. 15 W.Scenic Pointe Dr. Ste, 100 Draper UT 84020

Common Stock 07/10/2026 2354 223630.00 This sale is mandated by the Issuer's election under its equity incentive plan to require the satisfaction of a tax withholding obligation to be funded by a "sell to cover" transaction and does not represent a discretionary trade by the reporting person. The Power of Attorney given by Mr. Fiore was previously filed with the U.S. Securities and Exchange Commission on April 4, 2025 as an exhibit to a statement on Form 144 filed by Mr. Fiore with respect to HealthEquity, Inc. and is hereby incorporated by reference. 10/08/2026 /s/ Michael Newton, Attorney-in-Fact