The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   362,547 3,418 SH   SOLE   0 0 3,418
ADVANCED MICRO DEVICES INC COM 007903107   499,957 2,770 SH   SOLE   0 0 2,770
AFFIRM HLDGS INC COM CL A 00827B106   420,814 11,294 SH   SOLE   0 0 11,294
ALPHABET INC CAP STK CL A 02079K305   436,490 2,892 SH   SOLE   0 0 2,892
AMAZON COM INC COM 023135106   590,745 3,275 SH   SOLE   0 0 3,275
APPLE INC COM 037833100   1,576,073 9,191 SH   SOLE   0 0 9,191
ARISTA NETWORKS INC COM 040413106   484,557 1,671 SH   SOLE   0 0 1,671
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   500,839 1,191 SH   SOLE   0 0 1,191
BROADCOM INC COM 11135F101   666,681 503 SH   SOLE   0 0 503
CHEVRON CORP NEW COM 166764100   215,946 1,369 SH   SOLE   0 0 1,369
CISCO SYS INC COM 17275R102   287,082 5,752 SH   SOLE   0 0 5,752
COCA COLA CO COM 191216100   2,302,999 37,643 SH   SOLE   0 0 37,643
COINBASE GLOBAL INC COM CL A 19260Q107   730,671 2,756 SH   SOLE   0 0 2,756
COSTCO WHSL CORP NEW COM 22160K105   310,635 424 SH   SOLE   0 0 424
CROWDSTRIKE HLDGS INC CL A 22788C105   568,085 1,772 SH   SOLE   0 0 1,772
DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757   1,174,582 47,324 SH   SOLE   0 0 47,324
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   6,141,694 204,043 SH   SOLE   0 0 204,043
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   4,078,344 99,715 SH   SOLE   0 0 99,715
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,755,070 47,757 SH   SOLE   0 0 47,757
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   3,572,440 131,388 SH   SOLE   0 0 131,388
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   2,543,001 94,395 SH   SOLE   0 0 94,395
DISNEY WALT CO COM 254687106   242,885 1,985 SH   SOLE   0 0 1,985
EXXON MOBIL CORP COM 30231G102   410,560 3,532 SH   SOLE   0 0 3,532
FAIR ISAAC CORP COM 303250104   489,847 392 SH   SOLE   0 0 392
HOME DEPOT INC COM 437076102   1,744,229 4,547 SH   SOLE   0 0 4,547
INTERNATIONAL BUSINESS MACHS COM 459200101   304,008 1,592 SH   SOLE   0 0 1,592
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   15,452,592 730,619 SH   SOLE   0 0 730,619
INVESCO QQQ TR UNIT SER 1 46090E103   23,170,218 52,184 SH   SOLE   0 0 52,184
ISHARES GOLD TR ISHARES NEW 464285204   8,922,210 212,383 SH   SOLE   0 0 212,383
ISHARES TR MSCI EAFE MIN VL 46429B689   5,346,478 75,430 SH   SOLE   0 0 75,430
ISHARES TR SHRT NAT MUN ETF 464288158   5,364,061 51,218 SH   SOLE   0 0 51,218
ISHARES TR RUS MDCP VAL ETF 464287473   261,188 2,084 SH   SOLE   0 0 2,084
ISHARES TR MSCI USA MMENTM 46432F396   18,916,917 100,971 SH   SOLE   0 0 100,971
ISHARES TR EAFE VALUE ETF 464288877   240,992 4,430 SH   SOLE   0 0 4,430
ISHARES TR IBOXX HI YD ETF 464288513   348,930 4,489 SH   SOLE   0 0 4,489
ISHARES TR MSCI USA MIN VOL 46429B697   3,031,196 36,267 SH   SOLE   0 0 36,267
ISHARES TR SELECT DIVID ETF 464287168   2,378,236 19,307 SH   SOLE   0 0 19,307
ISHARES TR 0-5YR HI YL CP 46434V407   561,617 13,199 SH   SOLE   0 0 13,199
ISHARES TR MSCI USA QLT FCT 46432F339   2,035,146 12,383 SH   SOLE   0 0 12,383
ISHARES U S ETF TR INT RT HD LONG 46431W812   13,707,440 557,213 SH   SOLE   0 0 557,213
JPMORGAN CHASE & CO COM 46625H100   304,256 1,519 SH   SOLE   0 0 1,519
MERCK & CO INC COM 58933Y105   259,678 1,968 SH   SOLE   0 0 1,968
META PLATFORMS INC CL A 30303M102   678,841 1,398 SH   SOLE   0 0 1,398
MICROSOFT CORP COM 594918104   1,413,619 3,360 SH   SOLE   0 0 3,360
NETFLIX INC COM 64110L106   231,393 381 SH   SOLE   0 0 381
NRG ENERGY INC COM NEW 629377508   570,627 8,430 SH   SOLE   0 0 8,430
NVIDIA CORPORATION COM 67066G104   978,555 1,083 SH   SOLE   0 0 1,083
PACER FDS TR PACER US SMALL 69374H857   22,173,077 451,039 SH   SOLE   0 0 451,039
PALO ALTO NETWORKS INC COM 697435105   291,233 1,025 SH   SOLE   0 0 1,025
PULTE GROUP INC COM 745867101   530,487 4,398 SH   SOLE   0 0 4,398
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   442,782 2,126 SH   SOLE   0 0 2,126
SOUTHERN CO COM 842587107   541,135 7,543 SH   SOLE   0 0 7,543
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   840,865 2,114 SH   SOLE   0 0 2,114
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,243,337 2,377 SH   SOLE   0 0 2,377
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,028,679 40,042 SH   SOLE   0 0 40,042
SPDR SER TR DJ REIT ETF 78464A607   1,144,761 12,146 SH   SOLE   0 0 12,146
SPDR SER TR PRTFLO S&P500 VL 78464A508   20,829,275 415,754 SH   SOLE   0 0 415,754
TRUIST FINL CORP COM 89832Q109   229,397 5,885 SH   SOLE   0 0 5,885
UBER TECHNOLOGIES INC COM 90353T100   322,203 4,185 SH   SOLE   0 0 4,185
UNITED PARCEL SERVICE INC CL B 911312106   467,441 3,145 SH   SOLE   0 0 3,145
UNITEDHEALTH GROUP INC COM 91324P102   329,470 666 SH   SOLE   0 0 666
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,156,462 22,129 SH   SOLE   0 0 22,129
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   257,875 1,654 SH   SOLE   0 0 1,654
VANGUARD INDEX FDS GROWTH ETF 922908736   21,345,563 62,015 SH   SOLE   0 0 62,015
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,181,341 8,393 SH   SOLE   0 0 8,393
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   6,560,385 59,370 SH   SOLE   0 0 59,370
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,119,046 23,367 SH   SOLE   0 0 23,367
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,516,758 89,264 SH   SOLE   0 0 89,264
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   3,064,130 38,059 SH   SOLE   0 0 38,059
VERTIV HOLDINGS CO COM CL A 92537N108   584,104 7,152 SH   SOLE   0 0 7,152
VISA INC COM CL A 92826C839   287,452 1,030 SH   SOLE   0 0 1,030
ZSCALER INC COM 98980G102   319,381 1,658 SH   SOLE   0 0 1,658