Condensed Consolidated Statements of Cash Flows (unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
Cash flows from operating activities:
Cash flows from operating activities:	$ (853,108)	$ (1,008,468)
Cash flows from investing activities:
Proceeds from maturities and paydowns of securities available for sale	283,428	250,099
Purchase of FHLB stock	(23,811)	(139,595)
Net decrease/(increase) in loans	(3,562,678)	(1,168,690)
Purchase of office properties and equipment	(46,243)	(27,716)
Proceeds from sale of office properties and equipment	0	0
Proceeds from sale of land held for sale	0	0
Proceeds from sale of repossessed assets	0	0
Net cash flows provided by (used in) investing activities	(3,349,304)	(1,085,902)
Cash flows from financing activities:
Net change in deposits	126,614	(51,091)
Net change in advance payments by borrowers for taxes and insurance	377,631	321,995
Net increase/(decrease) from FHLB short-term advances activity	4,135,000	(12,630,000)
Proceeds from FHLB long-term advances	8,000,000	0
Maturities of FHLB long-term advances	(8,500,000)	0
Proceeds from Federal Reserve Bank Term Funding Program borrowing	0	17,000,000
Net cash flows provided by (used in) financing activities	4,139,245	4,640,904
Net change in cash and cash equivalents	(63,167)	2,546,534
Cash and cash equivalents at beginning of period	1,188,634	1,608,709
Cash and cash equivalents at end of period	1,125,467	4,155,243
Supplemental cash flow information:
Cash paid during the period for: Interest	1,703,995	1,232,917
Cash paid during the period for: Taxes	$ 0	$ 0