Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
Interest and dividend income
Interest and fees on loans	$ 14,691	$ 13,910	$ 42,656	$ 39,453
Interest and dividends on investment securities	2,748	2,265	7,436	6,912
Interest on deposits in other banks	815	734	2,619	1,676
Total interest and dividend income	18,254	16,909	52,711	48,041
Interest expense
Deposits	3,980	3,031	11,106	8,311
Borrowed funds	688	2,455	2,028	6,489
Total interest expense	4,668	5,486	13,134	14,800
Net interest income	13,586	11,423	39,577	33,241
Provision (benefit) for credit losses	413	300	1,251	820
Net interest income after provision (benefit) for credit losses	13,173	11,123	38,326	32,421
Non-interest income
Service charges and fee income from deposit accounts	668	700	1,935	2,221
Gain on sales of mortgage loans	4,008	3,939	11,301	10,706
Gain (loss) on sales, disposal, or impairment of assets	(23)	117	(111)	117
Gain (loss) on sales of available for sale securities	51	(24)	214	285
Gain on sales of mortgage servicing rights	0	334	0	2,584
Other non-interest income	445	306	1,133	1,434
Total non-interest income	5,149	5,372	14,472	17,347
Non-interest expenses
Salaries and employee benefits	10,177	10,745	29,672	31,215
Occupancy and equipment	2,211	2,027	6,315	6,105
Directors' fees	173	162	537	466
Data processing	1,350	1,215	3,990	3,915
Advertising and marketing	291	404	846	1,632
Mortgage servicing rights amortization	96	94	290	397
Hedging activity, net	277	712	948	581
Goodwill impairment		0	0	0
Other general and administrative	2,411	2,278	6,888	6,544
Total non-interest expenses	16,986	17,637	49,486	50,855
Income (loss) before income taxes	1,336	(1,142)	3,312	(1,087)
Income tax expense (benefit)	256	(247)	648	(234)
Net income (loss)	$ 1,080	$ (895)	$ 2,664	$ (853)
Earnings (losses) per share basic	$ 0.06	$ 0	$ 0.15	$ 0
Earnings (losses) per share diluted	$ 0.06	$ 0	$ 0.15	$ 0
Weighted average shares outstanding, basic	18,345,720	0	18,329,966	0
Weighted average shares outstanding, diluted	18,345,720	0	18,329,966	0