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Capital Requirements and Other Regulatory Matters (Tables)
 9 Months Ended
Sep. 30, 2025
Disclosure Capital [Abstract]  
Schedule of Bank's Actual Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios as of September 30, 2025 and December 31, 2024 are presented in the table below:

 

 

 

Actual

 

 

Minimum

 

 

Well Capitalized

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

 

(dollars in thousands)

 

September 30, 2025

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 leverage capital:

 

$

256,658

 

 

 

20.05

%

 

$

51,215

 

 

 

4.00

%

 

$

64,019

 

 

 

5.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Equity Tier 1 risk-based capital:

 

$

256,658

 

 

 

28.52

%

 

$

40,501

 

 

 

4.50

%

 

$

58,501

 

 

 

6.50

%

Tier 1 risk-based capital:

 

$

256,658

 

 

 

28.52

%

 

$

54,001

 

 

 

6.00

%

 

$

72,001

 

 

 

8.00

%

Total risk-based capital:

 

$

263,034

 

 

 

29.23

%

 

$

72,001

 

 

 

8.00

%

 

$

90,002

 

 

 

10.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2024

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 leverage capital:

 

$

254,176

 

 

 

19.55

%

 

$

52,013

 

 

 

4.00

%

 

$

65,016

 

 

 

5.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Equity Tier 1 risk-based capital:

 

$

254,176

 

 

 

29.60

%

 

$

38,635

 

 

 

4.50

%

 

$

55,807

 

 

 

6.50

%

Tier 1 risk-based capital:

 

$

254,176

 

 

 

29.60

%

 

$

51,514

 

 

 

6.00

%

 

$

68,685

 

 

 

8.00

%

Total risk-based capital:

 

$

260,420

 

 

 

30.33

%

 

$

68,685

 

 

 

8.00

%

 

$

85,856

 

 

 

10.00

%