XML 53 R46.htm IDEA: XBRL DOCUMENT v3.25.2
Loans Held for Investment - Summary of Changes in the Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
6 Months Ended 12 Months Ended
Jun. 30, 2025
Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance $ 6,244 $ 6,203
Charge-offs (997) (1,661)
Recoveries 81 172
Provision for Credit Loss 831 1,530
Balance at end of period 6,159 6,244
Ending allowance balance for loans individually evaluated 1,074 1,028
Ending allowance balance for loans collectively evaluated 5,085 5,216
Loans Receivable    
Total 777,699 758,065
Balance of loans individually evaluated 19,577 16,659
Balance of loans collectively evaluated 758,122 741,406
1-4 Family Residential    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 2,246 1,210
Charge-offs (39) (306)
Recoveries   6
Provision for Credit Loss 268 550
Reallocations (462) 786
Balance at end of period 2,013 2,246
Ending allowance balance for loans individually evaluated 683 477
Ending allowance balance for loans collectively evaluated 1,330 1,769
Loans Receivable    
Total 245,062 254,642
Balance of loans individually evaluated 11,558 10,350
Balance of loans collectively evaluated 233,504 244,292
Construction    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 539 1
Charge-offs (3)  
Recoveries   2
Provision for Credit Loss 35 132
Reallocations (304) 404
Balance at end of period 267 539
Ending allowance balance for loans collectively evaluated 267 539
Loans Receivable    
Total 40,130 34,139
Balance of loans individually evaluated 804  
Balance of loans collectively evaluated 39,326 34,139
Commercial Real Estate    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 257 2,218
Provision for Credit Loss 13 63
Reallocations (143) (2,024)
Balance at end of period 127 257
Ending allowance balance for loans collectively evaluated 127 257
Loans Receivable    
Total 254,347 241,063
Balance of loans individually evaluated 2,910 1,709
Balance of loans collectively evaluated 251,437 239,354
Other Commercial    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 1,209 1,586
Charge-offs (618) (1,114)
Recoveries 57 118
Provision for Credit Loss 258 296
Reallocations 1,003 323
Balance at end of period 1,909 1,209
Ending allowance balance for loans individually evaluated 205 283
Ending allowance balance for loans collectively evaluated 1,704 926
Loans Receivable    
Total 103,979 94,981
Balance of loans individually evaluated 1,469 1,928
Balance of loans collectively evaluated 102,510 93,053
Home Equity    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 1,224 536
Charge-offs (115)  
Provision for Credit Loss 130 300
Reallocations (261) 388
Balance at end of period 978 1,224
Ending allowance balance for loans individually evaluated 130 146
Ending allowance balance for loans collectively evaluated 848 1,078
Loans Receivable    
Total 110,532 106,550
Balance of loans individually evaluated 2,713 2,529
Balance of loans collectively evaluated 107,819 104,021
Other Consumer    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 769 652
Charge-offs (222) (241)
Recoveries 24 46
Provision for Credit Loss 127 189
Reallocations 167 123
Balance at end of period 865 769
Ending allowance balance for loans individually evaluated 56 122
Ending allowance balance for loans collectively evaluated 809 647
Loans Receivable    
Total 23,649 26,690
Balance of loans individually evaluated 123 143
Balance of loans collectively evaluated $ 23,526 $ 26,547