Deposits

6 Months Ended

Jun. 30, 2025

Depositor account balances as of June 30, 2025 and December 31, 2024 are summarized as follows:


	June 30, 2025		December 31, 2024
Negotiable order of withdrawal (NOW)	$	244,564	$	242,575
Savings accounts		104,084		110,288
Money market		120,678		131,988
		469,326		484,851
Certificates of deposit		257,062		209,856
Wholesale and brokered certificates of deposit		98,420		106,035
	$	824,808	$	800,742

The weighted average interest rate on depositor accounts as of June 30, 2025 and December 31, 2024 was 1.80% and 1.63%, respectively.

Included in deposits are certificates of deposit in amounts greater than $250,000 totaling $58.0 million of account balance and approximately $2.3 million in annual interest expenses at June 30, 2025 and $43.2 million of account balance and approximately $1.6 million in annual interest expense at December 31, 2024. The scheduled maturities of all certificates of deposit at June 30, 2025 were as follows:


2025	$	142,948
2026		115,236
2027		86,023
2028		5,136
2029		4,094
2030		2,045
Total	$	355,482