Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
Interest and dividend income
Interest and fees on loans	$ 13,624	$ 12,341
Interest and dividends on investment securities	2,297	2,299
Interest on deposits in other banks	997	605
Total interest and dividend income	16,918	15,245
Interest expense
Deposits	3,393	2,493
Borrowed funds	724	1,872
Total interest expense	4,117	4,365
Net interest income	12,801	10,880
Provision (benefit) for credit losses	385	245
Net interest income after provision (benefit) for credit losses	12,416	10,635
Non-interest income
Service charges and fee income from deposit accounts	654	733
Gain on sales of mortgage loans	3,340	3,308
Gain (loss) on sales and disposal of assets	0	0
Gain (loss) on sales of available for sale securities	55	89
Gain on sales of mortgage servicing rights	0	0
Other non-interest income	353	583
Total non-interest income	4,402	4,713
Non-interest expenses
Salaries and employee benefits	9,557	10,083
Occupancy and equipment	2,002	2,029
Directors' fees	181	161
Data processing	1,310	1,371
Advertising and marketing	210	537
Mortgage servicing rights amortization	91	159
Hedging activity, net	430	(93)
Goodwill impairment		0
Other general and administrative	2,159	2,138
Total non-interest expenses	15,940	16,385
Income (loss) before income taxes	878	(1,037)
Income tax expense (benefit)	173	(230)
Net income (loss)	$ 705	$ (807)
Earnings (losses) per share basic	$ 0.04	$ 0
Earnings (losses) per share diluted	$ 0.04	$ 0
Weighted average shares outstanding, basic	18,313,980	0
Weighted average shares outstanding, diluted	18,313,980	0