Mortgage

Total

Banking

Segments

March 31, 2025

Net Interest income

$

12,249

$

552

$

12,801

Gain on sale of mortgage loans

—

3,340

3,340

Other revenue

935

127

1,062

Total operating revenue

$

13,184

$

4,019

$

17,203

Salaries and employee benefits

$

6,158

$

3,399

$

9,557

Mortgage servicing rights amortization

—

91

91

Hedging activity, net

—

430

430

Provision for credit losses and other expenses

4,751

1,496

6,247

Income tax expense (benefit)

466

(293

)

173

Total expenses

$

11,375

$

5,123

$

16,498

Segment profit (loss)

$

1,809

$

(1,104

)

$

705

Supplemental disclosures:

Segment assets

$

1,209,161

$

28,613

$

1,237,774

Depreciation and amortization

$

583

$

144

$

727

March 31, 2024

Net Interest income

$

10,175

$

705

$

10,880

Gain on sale of mortgage loans

—

3,308

3,308

Other revenue

1,030

375

1,405

Total operating revenue

$

11,205

$

4,388

$

15,593

Salaries and employee benefits

$

5,803

$

4,280

$

10,083

Mortgage servicing rights amortization

—

159

159

Hedging activity, net

—

(93

)

(93

)

Provision for credit losses and other expenses

4,860

1,621

6,481

Income tax expense (benefit)

100

(330

)

(230

)

Total expenses

$

10,763

$

5,637

$

16,400

Segment profit (loss)

$

442

$

(1,249

)

$

(807

)

Supplemental disclosures:

Segment assets

$

1,076,565

$

43,801

$

1,120,366

Depreciation and amortization

$

584

$

213

$

797