XML 38 R31.htm IDEA: XBRL DOCUMENT v3.25.1
Capital Requirements and Other Regulatory Matters (Tables)
 3 Months Ended
Mar. 31, 2025
Disclosure Capital [Abstract]  
Schedule of Bank's Actual Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios as of March 31, 2025 and December 31, 2024 are presented in the table below:

 

 

 

Actual

 

 

Minimum

 

 

Well Capitalized

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

 

(dollars in thousands)

 

March 31, 2025

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 leverage capital:

 

$

254,794

 

 

 

20.32

%

 

$

50,285

 

 

 

4.00

%

 

$

62,856

 

 

 

5.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Equity Tier 1 risk-based capital:

 

$

254,794

 

 

 

29.56

%

 

$

38,793

 

 

 

4.50

%

 

$

56,035

 

 

 

6.50

%

Tier 1 risk-based capital:

 

$

254,794

 

 

 

29.56

%

 

$

51,725

 

 

 

6.00

%

 

$

68,966

 

 

 

8.00

%

Total risk-based capital:

 

$

260,989

 

 

 

30.27

%

 

$

68,966

 

 

 

8.00

%

 

$

86,208

 

 

 

10.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2024

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 leverage capital:

 

$

254,176

 

 

 

19.55

%

 

$

52,013

 

 

 

4.00

%

 

$

65,016

 

 

 

5.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Equity Tier 1 risk-based capital:

 

$

254,176

 

 

 

29.60

%

 

$

38,635

 

 

 

4.50

%

 

$

55,807

 

 

 

6.50

%

Tier 1 risk-based capital:

 

$

254,176

 

 

 

29.60

%

 

$

51,514

 

 

 

6.00

%

 

$

68,685

 

 

 

8.00

%

Total risk-based capital:

 

$

260,420

 

 

 

30.33

%

 

$

68,685

 

 

 

8.00

%

 

$

85,856

 

 

 

10.00

%