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Capital Requirements and Other Regulatory Matters (Tables)
 12 Months Ended
Dec. 31, 2024
Disclosure Capital [Abstract]  
Schedule of Bank's Actual Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios as of December 31, 2024 and 2023 are presented in the table below:

 

 

 

Actual

 

 

Minimum

 

 

Well Capitalized

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

 

(dollars in thousands)

 

December 31, 2024

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 leverage capital:

 

$

254,176

 

 

 

19.55

%

 

$

52,013

 

 

 

4.00

%

 

$

65,016

 

 

 

5.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Equity Tier 1 risk-based capital:

 

$

254,176

 

 

 

29.60

%

 

$

38,635

 

 

 

4.50

%

 

$

55,807

 

 

 

6.50

%

Tier 1 risk-based capital:

 

$

254,176

 

 

 

29.60

%

 

$

51,514

 

 

 

6.00

%

 

$

68,685

 

 

 

8.00

%

Total risk-based capital:

 

$

260,420

 

 

 

30.33

%

 

$

68,685

 

 

 

8.00

%

 

$

85,856

 

 

 

10.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2023

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 leverage capital:

 

$

166,340

 

 

 

14.80

%

 

$

45,180

 

 

 

4.00

%

 

$

56,476

 

 

 

5.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Equity Tier 1 risk-based capital:

 

$

166,340

 

 

 

22.67

%

 

$

33,013

 

 

 

4.50

%

 

$

47,685

 

 

 

6.50

%

Tier 1 risk-based capital:

 

$

166,340

 

 

 

22.67

%

 

$

44,017

 

 

 

6.00

%

 

$

58,690

 

 

 

8.00

%

Total risk-based capital:

 

$

172,543

 

 

 

23.52

%

 

$

58,690

 

 

 

8.00

%

 

$

73,362

 

 

 

10.00

%