Consolidated Statements of Operations - USD ($)	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Interest and dividend income
Interest and fees on loans	$ 53,361,000	$ 43,287,000
Interest and dividends on investment securities	9,085,000	9,278,000
Interest on deposits in other banks	3,443,000	1,733,000
Total interest and dividend income	65,889,000	54,298,000
Interest expense
Deposits	11,196,000	6,762,000
Borrowed funds	8,237,000	3,368,000
Total interest expense	19,433,000	10,130,000
Net interest income	46,456,000	44,168,000
Provision (benefit) for credit losses	1,530,000	649,000
Net interest income after provision (benefit) for credit losses	44,926,000	43,519,000
Non-interest income
Service charges and fee income from deposit accounts	2,908,000	3,160,000
Gain on sales of mortgage loans	12,739,000	12,526,000
Gain (loss) on sales and disposal of assets	(283,000)	(1,000)
Gain (loss) on sales of available for sale securities	285,000	66,000
Gain on sales of mortgage servicing rights	2,584,000	5,318,000
Other non-interest income	1,776,000	3,856,000
Total non-interest income	20,009,000	24,925,000
Non-interest expenses
Salaries and employee benefits	40,942,000	40,729,000
Occupancy and equipment	8,108,000	8,067,000
Directors' fees	618,000	806,000
Data processing	4,830,000	4,683,000
Advertising and marketing	1,969,000	1,755,000
Mortgage servicing rights amortization	503,000	1,763,000
Hedging activity, net	(7,000)	247,000
Goodwill impairment	5,786,000	0
Other general and administrative	8,537,000	8,946,000
Total non-interest expenses	71,286,000	66,996,000
Income (loss) before income taxes	(6,351,000)	1,448,000
Income tax expense (benefit)	(137,000)	330,000
Net income (loss)	$ (6,214,000)	$ 1,118,000
Earnings (losses) per share basic	$ (1.74)
Earnings (losses) per share diluted	$ (1.74)
Weighted average shares outstanding, basic	3,561,894	0
Weighted average shares outstanding, diluted	3,561,894