XML 113 R103.htm IDEA: XBRL DOCUMENT v3.25.1
Segment Information - Schedule of Segment Reporting Information (Details) - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Segment Reporting Information [Line Items]    
Net Interest income $ 46,456,000 $ 44,168,000
Gain on sales of mortgage loans 12,739,000 12,526,000
Other revenue 7,270,000 12,399,000
Total operating revenue 66,465,000 69,093,000
Salaries and employee benefits 40,942,000 40,729,000
Mortgage servicing rights amortization 503,000 1,763,000
Hedging activity, net (7,000) 247,000
Provision for credit losses and other expenses 31,378,000 24,906,000
Income tax expense (benefit) (137,000) 330,000
Total expenses 72,679,000 67,975,000
Net income (loss) (6,214,000) 1,118,000
Segment assets 1,220,933,000 1,124,932,000
Depreciation and amortization 3,035,000 4,173,000
Goodwill impairment (5,786,000) 0
Banking    
Segment Reporting Information [Line Items]    
Net Interest income 43,337,000 40,628,000
Other revenue 3,791,000 4,013,000
Total operating revenue 47,128,000 44,641,000
Salaries and employee benefits 23,845,000 21,114,000
Provision for credit losses and other expenses 19,228,000 18,111,000
Income tax expense (benefit) 689,000 1,057,000
Total expenses 43,762,000 40,282,000
Net income (loss) 3,366,000 4,359,000
Segment assets 1,185,090,000 1,090,761,000
Depreciation and amortization 2,319,000 2,190,000
Mortgage Banking    
Segment Reporting Information [Line Items]    
Net Interest income 3,119,000 3,540,000
Gain on sales of mortgage loans 12,739,000 12,526,000
Other revenue 3,479,000 8,386,000
Total operating revenue 19,337,000 24,452,000
Salaries and employee benefits 17,097,000 19,615,000
Mortgage servicing rights amortization 503,000 1,763,000
Hedging activity, net (7,000) 247,000
Provision for credit losses and other expenses 12,150,000 6,795,000
Income tax expense (benefit) (826,000) (727,000)
Total expenses 28,917,000 27,693,000
Net income (loss) (9,580,000) (3,241,000)
Segment assets 35,843,000 34,171,000
Depreciation and amortization 716,000 $ 1,983,000
Goodwill impairment $ (5,786,000)