Deposits

6 Months Ended

Jun. 30, 2024

Depositor account balances as of June 30, 2024 and December 31, 2023 are summarized as follows:


	June 30, 2024		December 31, 2023
Negotiable order of withdrawal (NOW)	$	252,748	$	268,379
Savings accounts		121,728		127,213
Money market		103,333		108,778
		477,809		504,370
Certificates of deposit		193,785		174,362
Wholesale and brokered certificates of deposit		99,029		90,556
	$	770,623	$	769,288

The weighted average interest rate on depositor accounts as of June 30, 2024 and December 31, 2023 was 1.50% and 1.23%, respectively.

Included in deposits are certificates of deposit in amounts greater than $250,000 totaling $40 million of account balance and approximately $1.7 million in annual interest expenses for June 30, 2024 and $23 million of account balance and approximately $891 thousand in annual interest expense for December 31, 2023. The scheduled maturities of all certificates of deposit at June 30, 2024 were as follows:


2024	$	141,894
2025		105,495
2026		23,497
2027		15,579
2028		2,296
2029		4,053
Total	$	292,814