Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Interest and Dividend Income
Loans, Including Fees	$ 15,253	$ 14,124
Investment Securities	2,574	1,685
Other Interest-Earning Assets	1,450	605
Total Interest and Dividend Income	19,277	16,414
Interest Expense
Deposits	9,217	6,274
Short-Term Federal Home Loan Bank Advances	4	91
Total Interest Expense	9,221	6,365
Net Interest Income	10,056	10,049
Recovery of Credit Losses on Loans	(1,100)	(450)
Provision for (Recovery of) Credit Losses on Unfunded Commitments	(110)	125
Total Recovery of Credit Losses	(1,210)	(325)
Net Interest Income After Recovery of Credit Losses	11,266	10,374
Non-Interest Income
Non-Interest Income (In-Scope of Topic 606)	619	614
Bank Owned Life Insurance	353	312
Loss on Investments Securities	(1,144)
Gain on Sale of Asset	141
Other	42	47
Total Non-Interest Income	11	973
Non-Interest Expense
Salaries and Employee Benefits	6,709	5,948
Occupancy and Equipment	1,820	1,661
Federal Deposit Insurance	205	204
Directors	277	376
Professional and Legal	194	148
Audit and Examination	304	146
Data Processing	1,179	1,068
Advertising	131	258
Charitable Contributions	1,281	43
Other	613	549
Total Non-Interest Expense	12,713	10,401
Income (Loss) Before Income Taxes	(1,436)	946
Income Tax Expense (Benefit)	(358)	149
Net Income (Loss)	$ (1,078)	797
Loss per Common Share - Basic	$ (0.21)
Loss per Common Share - Diluted	$ (0.21)
Deposit Service Charges and Fees
Non-Interest Income
Non-Interest Income (In-Scope of Topic 606)	$ 217	204
ATM and Check Card Fees
Non-Interest Income
Non-Interest Income (In-Scope of Topic 606)	$ 402	$ 410